BNF Bank p.l.c

We're a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.&nbsp;
We are a team of inspired people who believe that opportunities start with a conversation.&nbsp;
Duties and responsibilities&nbsp;
You will be responsible to:&nbsp;
<ul>
<li>carry out diversified support activities of a commercial, administrative or operative nature;&nbsp;</li>
<li>ensure a high level of service to customers at all times;&nbsp;</li>
<li>achieve the Bank's objectives for profitability and business growth; and&nbsp;&nbsp;</li>
<li>carry out other administrative tasks as may be required from time to time.&nbsp;&nbsp;</li>
</ul>

Competencies and experience&nbsp;
The potential candidate should be reliable and trustworthy, well-organised with a disposition to learn and have a team-oriented approach.&nbsp;
You must:&nbsp;
<ul>
<li>be able to prioritise, multi-task and work under pressure;&nbsp;&nbsp;</li>
<li>adopt a target driven approach;&nbsp;</li>
<li>be meticulous in your work;&nbsp;&nbsp;</li>
<li>be proficient with MS Office applications; and&nbsp;&nbsp;</li>
<li>have an MQF Level 3 academical qualification. Matriculation certificates at advanced/intermediate level or equivalent will be considered an asset.&nbsp;&nbsp;</li>
</ul>
Candidates with previous banking experience will be given preference.&nbsp;
What we Offer&nbsp;
<ul>
<li>Ongoing personal development;&nbsp;</li>
<li>Preferential interest rates on home loans, personal loans and home value loans;&nbsp;</li>
<li>Comprehensive support for academic advancement through fully subsidized staff study loans;&nbsp;</li>
<li>Private clinic health insurance coverage, extendable to dependants;&nbsp;</li>
<li>Life insurance and personal accident cover;&nbsp;</li>
<li>Free ophthalmic examinations;&nbsp;</li>
<li>Private counselling sessions in collaboration with Richmond Foundation;&nbsp;</li>
<li>Additional full-day leave for birthday celebrations;&nbsp;</li>
<li>Annual performance appraisals and salary reviews;&nbsp;</li>
<li>€400 annual wellness allowance;&nbsp;</li>
<li>Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;&nbsp;</li>
<li>Flexible work arrangements (role permitting); and&nbsp;</li>
<li>Various corporate discounts.&nbsp;</li>
</ul>
BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

We're a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of 270 employees, the Bank offers a...

Relationship Officer - Retail Banking Unit

We are a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of over 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.&nbsp;
We are a team of inspired people who believe that opportunities start with a conversation.&nbsp;
<h3>‍Duties &amp; Responsibilities&nbsp;</h3>
The Head of Product Strategy Unit is responsible for leading and driving the strategic vision, development, and management of all Bank’s products. The role demands a strong background in banking technology, preferably with Temenos platforms, and involves close collaboration with cross-functional teams across the Bank and external stakeholders, to deliver innovative, high-quality products and services.
You will be responsible to:
<ul>
<li>Define and prioritise the product roadmap, ensuring alignment with customer needs, regulatory requirements, and technological advancements;</li>
<li>Oversee the entire product lifecycle from concept to launch, including ideation, design, development, testing, and go-to-market strategies;</li>
<li>Conduct regular market analysis and competitor benchmarking;</li>
<li>Oversee the Bank’s Customer feedback platforms and analyse such feedback in order to consider improvements or review of existing products and services;</li>
<li>Build and lead a high-performing product development team, fostering a culture of collaboration, innovation, and accountability;</li>
<li>Work closely with all relevant departments to ensure seamless product launches and customer adoption;</li>
<li>Monitor product performance and related financial metrics, adjusting strategies as needed to achieve business targets;</li>
<li>Review and manage Tariff of Charges; and</li>
<li>Stay updated on the latest trends in banking technology, financial services and regulatory changes.</li>
</ul>
<h3>Skills</h3>
You must have:
<ul>
<li>In-depth understanding of banking operations, digital banking trends, and regulatory requirements;</li>
<li>Strong analytical and problem-solving abilities, with a focus on customer-centric product design; and</li>
<li>The ability to work in a fast-paced, dynamic environment and manage multiple priorities.</li>
</ul>
<h3>Knowledge and Experience</h3>
<ul>
<li>Bachelor’s degree in Banking, Computer Science, Business Management, Economics or a financial related area. MBA or equivalent will be considered an asset;</li>
<li>Have at least 2 years of experience in product management and development, ideally with a focus on banking technology; and</li>
<li>Experience in banking technology, preferably on Temenos’ suite of products will be considered an asset.</li>
</ul>
<h3>What we Offer&nbsp;&nbsp;</h3>
<ul>
<li>Ongoing personal development;&nbsp;</li>
<li>Preferential interest rates on home loans, personal loans and home value loans;&nbsp;</li>
<li>Comprehensive support for academic advancement through fully subsidized staff study loans;&nbsp;</li>
<li>Private clinic health insurance coverage, extendable to dependants;&nbsp;</li>
<li>Life insurance and personal accident cover;&nbsp;</li>
<li>Free ophthalmic examinations;&nbsp;</li>
<li>Private counselling sessions in collaboration with Richmond Foundation;&nbsp;</li>
<li>Additional full-day leave for birthday celebrations;&nbsp;</li>
<li>Annual performance appraisals and salary reviews;&nbsp;</li>
<li>€400 annual wellness allowance;&nbsp;</li>
<li>Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;&nbsp;</li>
<li>Flexible work arrangements (role permitting); and&nbsp;</li>
<li>Various corporate discounts.&nbsp;</li>
</ul>
BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

We are a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of over 270 employees, the Bank offers...

Head of Unit - Product Strategy Unit

We're a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.&nbsp;
We're a team of inspired people who believe that opportunities start with a conversation.&nbsp;
Duties and responsibilities&nbsp;
&nbsp;You will be responsible for:&nbsp;&nbsp;
<ul>
<li>assisting the Senior/Branch Manager in the overall management of the branch in a professional and efficient manner;&nbsp;</li>
<li>providing excellent customer service as per Bank's overall standard;&nbsp;</li>
<li>achieving and exceeding set targets by proactively planning and organising business related initiatives and activities to attain performance objectives and to increase business volume and profitability;&nbsp;</li>
<li>managing a portfolio of customers whilst pursuing opportunities for growth from current and prospective clients;&nbsp;</li>
<li>contributing to the development of team members to their full potential through training, mentoring and support;&nbsp;</li>
<li>ensuring operational soundness, strict adherence to compliance regulations and established rules and procedures; and&nbsp;</li>
<li>constantly liaising with Senior/Branch Manager in solving complex problems and to plan and organise his/her own activities and of the employees under his/her supervision.&nbsp;</li>
</ul>
Competencies and experience&nbsp;
The potential candidate should be reliable and trustworthy, well-organised with a disposition to learn and have a team-oriented approach.&nbsp;
You must:&nbsp;&nbsp;
<ul>
<li>demonstrate excellent people management skills;&nbsp;</li>
<li>have knowledge of banking Accounting and fundamentals;&nbsp;</li>
<li>be proficient with MS Office applications;&nbsp;</li>
<li>provide excellent customer service levels;&nbsp;</li>
<li>demonstrate excellent written and verbal communication skills in both English and Maltese, with the ability to communicate effectively using a high level of business English;&nbsp;</li>
<li>be solutions driven;&nbsp;</li>
<li>ideally have 2 years' experience as a commercial supervisor or minimum of 5 years banking, ideally having experience at 2 or more branches; and&nbsp;</li>
<li>ideally have a degree either in Banking and Finance, Business Management, Economics or in a related field.&nbsp;&nbsp;</li>
</ul>
What we Offer&nbsp;&nbsp;
<ul>
<li>Ongoing personal development;&nbsp;</li>
<li>Preferential interest rates on home loans, personal loans and home value loans;&nbsp;</li>
<li>Comprehensive support for academic advancement through fully subsidized staff study loans;&nbsp;</li>
<li>Private clinic health insurance coverage, extendable to dependants;&nbsp;</li>
<li>Life insurance and personal accident cover;&nbsp;</li>
<li>Free ophthalmic examinations;&nbsp;</li>
<li>Private counselling sessions in collaboration with Richmond Foundation;&nbsp;</li>
<li>Additional half-day leave for birthday celebrations;&nbsp;</li>
<li>Annual performance appraisals and salary reviews;&nbsp;</li>
<li>€400 annual wellness allowance;&nbsp;</li>
<li>Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;&nbsp;</li>
<li>Flexible work arrangements (role permitting); and&nbsp;</li>
<li>Various corporate discounts.&nbsp;</li>
</ul>
BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

We're a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of 270 employees, the Bank offers a full...

Assistant Branch Manager - Retail Banking Unit

We're a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.&nbsp;
We are a team of inspired people who believe that opportunities start with a conversation.&nbsp;
Duties and responsibilities
Digital Transformation Manager – Banking Operations is responsible for overseeing and optimizing operational processes related to banking transactions, payment settlements, and clearing functions. This role ensures that banking operations run efficiently, securely, and in compliance with regulatory requirements while supporting the digital transformation of payment and clearing processes. The position requires strong expertise in banking operations, payment processing, clearing mechanisms, and regulatory compliance.
Responsibilities
Banking Operations &amp; Process Optimization:
<ul>
<li>Identify opportunities to automate and streamline operational workflows to enhance efficiency and reduce manual efforts.</li>
<li>Manage projects from inception to completion, ensuring timely delivery within budgets.</li>
</ul>
Clearing &amp; Settlement Management:
<ul>
<li>Ensure smooth and efficient execution of clearing and settlement processes for local and international payments through process improvements.&nbsp;</li>
<li>Collaborate with central banks, clearinghouses, and payment networks to enhance payment infrastructure.</li>
<li>Implement improvements to reduce transaction processing time and enhance accuracy.</li>
</ul>
Payments Processing &amp; Digital Transformation:
<ul>
<li>Work closely with IT and Digital Channels teams to integrate digital payment solutions with core banking and operational processes.</li>
<li>Monitor industry trends and implement best practices for digital payment processing.</li>
</ul>
Testing:
<ul>
<li>Design business test cases for System Integration Testing (SIT) and User Acceptance Testing (UAT).</li>
<li>Develop UAT test plans that reflect real-life usage of the system ensuring that product meets business requirements and user expectations.</li>
</ul>
Regulatory Compliance &amp; Risk Management:
<ul>
<li>Ensure compliance with regulatory frameworks, including AML, KYC, SWIFT and Central Bank guidelines.</li>
<li>Work with Risk and Compliance teams to identify and mitigate operational risks in payments and clearing processes.</li>
<li>Keep up to date with regulatory changes and implement necessary process adjustments.</li>
</ul>
Stakeholder Collaboration &amp; Vendor Management:
<ul>
<li>Engage with internal teams, including Operations, IT, Product, Risk, and Finance, to support operational efficiency and transformation initiatives.</li>
<li>Manage relationships with clearinghouses, payment processors, correspondent banks, and regulatory bodies, as required.&nbsp;</li>
<li>Provide training and support to employees to help them adapt to new digital systems and processes.</li>
</ul>
Performance Monitoring &amp; Reporting:
<ul>
<li>Establish KPIs to track the efficiency, accuracy, and security of banking operations, clearing, and payment processes.</li>
<li>Provide regular reports and insights to senior management on operational performance, risks, and areas for improvement.</li>
<li>Maintain updated documentation and use tools like Jira and Confluence.&nbsp;</li>
</ul>
Competencies and experience
Skills, Experience and Knowledge
<ul>
<li>7+ years of experience in banking operations, payments, and clearing functions.</li>
<li>Strong knowledge of payment processing, clearing systems, SWIFT, RTGS, and instant payment frameworks.</li>
<li>Experience in digital transformation projects and process automation.</li>
<li>Excellent understanding of regulatory requirements related to payments and banking operations.</li>
</ul>
Key Competencies
<ul>
<li>Expertise in banking operations, clearing, and payments.</li>
<li>Strong analytical and problem-solving skills.</li>
<li>Knowledge of compliance and risk management in banking transactions.</li>
<li>Ability to lead process improvement and automation initiatives.</li>
<li>Excellent stakeholder management and collaboration skills.</li>
</ul>
This role is critical in ensuring the smooth execution of banking operations, improving clearing and payment efficiencies, and supporting digital transformation initiatives to enhance service delivery and operational resilience.
What we Offer
<ul>
<li>ongoing personal development;&nbsp;</li>
<li>preferential interest rates on home loans, personal loans and home value loans;&nbsp;</li>
<li>comprehensive support for academic advancement through fully subsidized staff study loans;&nbsp;</li>
<li>private clinic health insurance coverage, extendable to dependants;&nbsp;</li>
<li>life insurance and personal accident cover;&nbsp;</li>
<li>free ophthalmic examinations;&nbsp;</li>
<li>private counselling sessions in collaboration with Richmond Foundation;&nbsp;</li>
<li>additional half-day leave for birthday celebrations;&nbsp;</li>
<li>annual performance appraisals and salary reviews;&nbsp;</li>
<li>€400 annual wellness allowance;&nbsp;</li>
<li>complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;&nbsp;</li>
<li>flexible work arrangements (role permitting); and&nbsp;</li>
<li>various corporate discounts.&nbsp;</li>
</ul>
BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Operations Manager - Digital Transformation Unit

We're a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. With a team of over 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.&nbsp;
<h3>Duties and Responsibilities</h3>
As a Data &amp; Commercial Support Lead, you will play a key role in maintaining data quality and integrity while providing essential support across commercial, supervisory, and operational activities. Your contribution will support effective decision-making and help ensure data-driven business operations.
You will be responsible to:&nbsp;
administer databases and coordinate the collection, consolidation, and analysis of data from various functions within the Bank;
support Commercial Teams in the preparation of reports, insights, and presentations based on organisational data;
compile and deliver accurate statistics, data sets, and analytical reports as per departmental needs;
manage and maintain analytical tools and dashboards (ex. Power BI, Excel-based models) used by the department;
facilitate coordination and information flow between Bank units and external/internal stakeholders;
troubleshoot data-related issues and recommend effective solutions;
ensure full compliance with internal policies, guidelines, and regulatory frameworks; and
undertake additional duties and ad-hoc projects as directed by management.

<h3>Competencies and Experience</h3>
You must:
possess strong understanding of analytical techniques and methodologies;
have the ability to turn data into actionable insights and effectively communicate findings to both technical and non-technical stakeholders;
demonstrate experience in data collection, analysis, and reporting to business users;
possess excellent communication, interpersonal, and collaboration skills;
have a problem-solving mindset, proactive, and resilient under pressure;
have a customer-centric approach and strong attention to detail;
be proficient in MS Office applications, especially MS Excel and SharePoint;
possess a Degree or Diploma in Finance, Business, Economics, or a related field;
possess a qualification or practical experience in Business Statistics and/or Data Visualisation (ex. Power BI) is an asset; and
minimum of 2 years of experience in a similar role, preferably within the financial services industry, using Microsoft technologies.

What we Offer
Ongoing personal development;&nbsp;
Preferential interest rates on home loans, personal loans and home value loans;&nbsp;
Comprehensive support for academic advancement through fully subsidized staff study loans;&nbsp;
Private clinic health insurance coverage, extendable to dependants;&nbsp;
Life insurance and personal accident cover;&nbsp;
Free ophthalmic examinations;&nbsp;
Private counselling sessions in collaboration with Richmond Foundation;&nbsp;
Additional half-day leave for birthday celebrations;&nbsp;
Annual performance appraisals and salary reviews;&nbsp;
€400 annual wellness allowance;&nbsp;
Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;&nbsp;
Flexible work arrangements (role permitting); and&nbsp;
Various corporate discounts.&nbsp;
BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

We're a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. With a team of over 270 employees, the Bank offers a full...

Data & Commercial Support Executive

We are a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of over 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.
We are a team of inspired people who believe that opportunities start with a conversation.
<h4>‍Duties &amp; Responsibilities</h4>
The Money Laundering Reporting &amp; Compliance Officer (UK operations), hereinafter being referred to as the 'UK MLRO &amp; Compliance Officer' is responsible for all aspects of the Bank's Anti-Money Laundering (AML) and Counter Terrorism Financing (CFT) frameworks as well as compliance functions in relation to activities conducted by the Bank from the UK Branch. He/she forms part of the Bank's Compliance Function and is resident in the UK.
The UK MLRO &amp; Compliance Officer must be an approved person by the MFSA (Malta's regulator) and the Financial Conduct Authority (FCA) in the UK or any other regulatory authority, as applicable from time to time. S/he must have the necessary knowledge to meet such authorities’ regulatory requirements, as well as to understand how to apply them. He/she must ensure his/her knowledge remains up to date and must be able to transpose such knowledge in the Bank's Policies, Procedures or Working instructions and be capable to maintain excellent and close relations with the Regulators.
<h4>Responsibilities</h4>
You will be responsible for:
<ul>
<li>ensuring that the Bank achieves and maintains compliance with all current and future regulatory requirements in relation to AML/CFT;</li>
<li>ensuring that the Bank and employees within the UK operations are kept aware of their regulatory obligations within their area of responsibility and changes thereof;</li>
<li>carrying out a risk assessment, in line with the Bank's Policies and Procedures, measuring the Bank's threats and vulnerabilities of the Bank's UK operations to money laundering and funding of terrorism (referred to as the Business Risk Assessment (BRA);</li>
<li>formulating and updating the Customer Risk Assessment in cooperation with the Bank's CRO, and MLRO responsible for the Maltese operations and overall activities of the Bank;</li>
<li>monitoring transactions, managing alerts and whether triggered through systems and any other tools available to identify transactions and activities that deviate from the norm;</li>
<li>investigating and analysing suspicious activity reporting from the Bank's staff and reporting accordingly to the regulators as required;</li>
<li>being the point of contact with regulators on issues relating to money laundering and funding of terrorism within the Bank's UK activities;</li>
<li>ensuring that the Governance, Risk and Compliance Frameworks of the Bank are operating effectively, and kept up-to date in line with the Risk Appetite of the Bank and the UK regulations;</li>
<li>ensuring that any MFSA and FCA training and/or competency standards in relation to AML/CFT are met and maintained both personally and also for all staff members connected with the UK operations;</li>
<li>compiling, assess and report any money laundering and financing of terrorism risks to the CEO, CRO, Executive Committee, and the Board of Directors though the Risk Committee of the Board;</li>
<li>conducting his/her evaluations in an objective and impartial manner, which means that he/she must pursue his/her duties free of prejudices and must avoid conflict of interest;</li>
<li>maintaining the highest standards of market practice / knowledge, integrity, ethical and moral conduct as established by the relevant Authorities and Regulatory Bodies; and</li>
<li>dealing with all regulators in an open and co-operative way and must disclose appropriately any information of which the regulator would reasonably expect notice of.</li>
</ul>
<h4>Skills</h4>
The potential candidate should have a positive attitude, be well-organised, with a disposition to learn. The selected candidate must be meticulous with a team-oriented approach to work.
The Money Laundering Reporting &amp; Compliance Officer (UK operations) will need to:
<ul>
<li>possess critical competencies risk analysis, business acumen and organisational capabilities;</li>
<li>have the ability to develop effective working relationships with different stakeholders;</li>
<li>have strong verbal and written communication skills;</li>
<li>be committed with an independent oversight;</li>
<li>be enthusiastic, with a positive and proactive approach to work; and</li>
<li>have excellent analytical skills, business acumen and organisational capabilities.</li>
</ul>
<h4>Experience and Knowledge</h4>
<ul>
<li>The candidate will ideally have a Bachelor's Degree with a minimum of 10 years' experience within the Financial Services and the relative regulatory environment.</li>
</ul>
<h4>What we Offer</h4>
<ul>
<li>Ongoing personal development;</li>
<li>Preferential interest rates on home loans, personal loans and home value loans;</li>
<li>Comprehensive support for academic advancement through fully subsidized staff study loans;</li>
<li>Private clinic health insurance coverage, extendable to dependants;</li>
<li>Life insurance and personal accident cover;</li>
<li>Free ophthalmic examinations;</li>
<li>Private counselling sessions in collaboration with Richmond Foundation;</li>
<li>Additional full-day leave for birthday celebrations;</li>
<li>Annual performance appraisals and salary reviews;</li>
<li>€400 annual wellness allowance;</li>
<li>Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;</li>
<li>Flexible work arrangements (role permitting); and</li>
<li>Various corporate discounts.</li>
<li>BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.</li>
</ul>

Money Laundering Report & Compliance Officer (MLRO) - London Branch

We are a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of over 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.&nbsp;
We are a team of inspired people who believe that opportunities start with a conversation.&nbsp;
<h4>‍Duties and Responsibilities&nbsp;</h4>
We are seeking a detail-oriented, analytical, and highly organised CDD Senior Analyst to join our Financial Crime Compliance (FCC) team. This role plays a critical part in ensuring the bank meets its obligations under Anti-Money Laundering (AML), Countering the Financing of Terrorism (CFT), and Sanctions frameworks through robust Customer Due Diligence (CDD) and Customer Risk Assessment (CRA) processes.
The successful candidate will demonstrate strong critical thinking, a high level of diligence, and the ability to operate effectively both independently and as part of a team.
You will be responsible to:
<ul>
<li>Coordinate and execute tasks, processes and projects related to; Customer Due Diligence (CDD), Customer Risk Assessments (CRA), Correspondent banking and suppliers’ due diligence, Politically Exposed Persons (PEPs) and other high-risk customers, Data quality and integrity initiatives relating to customers and any other ad-hoc initiatives;</li>
<li>Review and provide feedback on customer profiles at onboarding and periodic review stages, with a focus on high-risk clients;</li>
<li>Support the development, implementation, and ongoing enhancement of FCC policies, procedures, and controls;</li>
<li>Contribute to the AML/CFT &amp; Sanctions oversight program, including; Business Risk Assessments (BRA), Risk Evaluation Questionnaires (REQ), Follow-up and tracking of audit and regulatory findings;</li>
<li>Maintain and test the CRA methodology via automated tools, recommending enhancements as needed;</li>
<li>Support in the submission of Central Bank Account Registry reports to the Regulator;</li>
<li>Prepare and deliver management information (MI) and reporting across key FCC metrics and activities;</li>
<li>Support the maintenance and review of correspondent banking relationships and associated due diligence;</li>
<li>Monitor regulatory developments and ensure policies and procedures remain up to date and compliant;</li>
<li>Identify training needs and support the delivery of targeted FCC-related training to junior team members and the wider business;</li>
<li>Provide support on ad hoc investigations, thematic reviews, and projects as assigned by the FCC management;</li>
<li>Handle queries from internal stakeholders on CDD and sanctions matters; and</li>
<li>Foster a culture of compliance and strong risk awareness across the organisation.</li>
</ul>
<h4>Skills and Competencies</h4>
What We Are Looking For
We are looking for someone who thrives in a structured, detail-driven environment, brings a strong sense of ownership to their work, and is passionate about upholding high standards in compliance.
The ideal candidate will have:
<ul>
<li>Attention to detail – Able to spot inconsistencies and maintain high standards of accuracy;</li>
<li>Strong organisational skills – Can manage workload independently, set priorities, and meet deadlines reliably;</li>
<li>Analytical thinking – Able to assess complex information, identify financial crime risks, and make sound decisions;</li>
<li>Relevant experience – 3–5 years in CDD, KYC, AML, or FCC roles within the banking or financial services sector;</li>
<li>Sound understanding of FCC policies and regulatory requirements, especially around CDD, high-risk customers, and correspondent banking;</li>
<li>Resilience under pressure – Comfortable working in a fast-paced environment with time-sensitive tasks;</li>
<li>Team player mindset – Willing to support and mentor junior staff and contribute positively to the team’s success;</li>
<li>Self-starter attitude – Can work with minimal supervision while knowing when to escalate or collaborate; and</li>
<li>Strong communication skills – Clear, concise, and professional in both written and verbal formats.</li>
</ul>
<h4>What we Offer&nbsp;</h4>
<ul>
<li>Ongoing personal development;&nbsp;</li>
<li>Preferential interest rates on home loans, personal loans and home value loans;&nbsp;</li>
<li>Comprehensive support for academic advancement through fully subsidized staff study loans;&nbsp;</li>
<li>Private clinic health insurance coverage, extendable to dependants;&nbsp;</li>
<li>Life insurance and personal accident cover;&nbsp;</li>
<li>Free ophthalmic examinations;&nbsp;</li>
<li>Private counselling sessions in collaboration with Richmond Foundation;&nbsp;</li>
<li>Additional half-day leave for birthday celebrations;&nbsp;</li>
<li>Annual performance appraisals and salary reviews;&nbsp;</li>
<li>€250 annual wellness allowance;&nbsp;</li>
<li>Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;&nbsp;</li>
<li>Flexible work arrangements (role permitting); and&nbsp;</li>
<li>Various corporate discounts.&nbsp;</li>
</ul>
BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

CDD Senior Analyst - Financial Crime Compliance (Reduced Hours)

We're a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.&nbsp;
We are a team of inspired people who believe that opportunities start with a conversation.&nbsp;
Duties and responsibilities 
This selected person in this role will be assigned to work in Gozo branch.
You will be responsible to: 
<ul>
<li>carry out diversified support activities of a commercial, administrative or operative nature;&nbsp;</li>
<li>ensure a high level of service to customers at all times;&nbsp;</li>
<li>achieve the Bank's objectives for profitability and business growth; and&nbsp;&nbsp;</li>
<li>carry out other administrative tasks as may be required from time to time.&nbsp;&nbsp;</li>
</ul>
Competencies and experience 
The potential candidate should be reliable and trustworthy, well-organised with a disposition to learn and have a team-oriented approach.&nbsp;
You must: 
<ul>
<li>Must be fluent in Maltese and English</li>
<li>be able to prioritise, multi-task and work under pressure;&nbsp;&nbsp;</li>
<li>adopt a target driven approach;&nbsp;</li>
<li>be meticulous in your work;&nbsp;&nbsp;</li>
<li>be proficient with MS Office applications; and&nbsp;&nbsp;</li>
<li>have an MQF Level 3 academical qualification. Matriculation certificates at advanced/intermediate level or equivalent will be considered an asset.&nbsp;&nbsp;</li>
<li>Candidates with previous banking experience will be given preference.&nbsp;</li>
</ul>
What we Offer 
<ul>
<li>Ongoing personal development;&nbsp;</li>
<li>Preferential interest rates on home loans, personal loans and home value loans;&nbsp;</li>
<li>Comprehensive support for academic advancement through fully subsidized staff study loans;&nbsp;</li>
<li>Private clinic health insurance coverage, extendable to dependants;&nbsp;</li>
<li>Life insurance and personal accident cover;&nbsp;</li>
<li>Free ophthalmic examinations;&nbsp;</li>
<li>Private counselling sessions in collaboration with Richmond Foundation;&nbsp;</li>
<li>Additional half-day leave for birthday celebrations;&nbsp;</li>
<li>Annual performance appraisals and salary reviews;&nbsp;</li>
<li>€400 annual wellness allowance;&nbsp;</li>
<li>Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;&nbsp;</li>
<li>Flexible work arrangements (role permitting); and&nbsp;</li>
<li>Various corporate discounts.&nbsp;</li>
</ul>
BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Relationship Officer - Retail Banking Unit (Gozo Branch)

We're a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. With a team of over 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.&nbsp;
<h3>Duties and Responsibilities</h3>
As a Data &amp; Commercial Support Lead, you will play a key role in maintaining data quality and integrity while providing essential support across commercial, supervisory, and operational activities. Your contribution will support effective decision-making and help ensure data-driven business operations.
You will be responsible to:&nbsp;
<ul>
<li>administer databases and coordinate the collection, consolidation, and analysis of data from various functions within the Bank;</li>
<li>support Commercial Teams in the preparation of reports, insights, and presentations based on organisational data;</li>
<li>compile and deliver accurate statistics, data sets, and analytical reports as per departmental needs;</li>
<li>manage and maintain analytical tools and dashboards (ex. Power BI, Excel-based models) used by the department;</li>
<li>facilitate coordination and information flow between Bank units and external/internal stakeholders;</li>
<li>troubleshoot data-related issues and recommend effective solutions;</li>
<li>ensure full compliance with internal policies, guidelines, and regulatory frameworks; and</li>
<li>undertake additional duties and ad-hoc projects as directed by management.</li>
</ul>
<h3>Competencies and Experience</h3>
You must:
<ul>
<li>possess strong understanding of analytical techniques and methodologies;</li>
<li>have the ability to turn data into actionable insights and effectively communicate findings to both technical and non-technical stakeholders;</li>
<li>demonstrate experience in data collection, analysis, and reporting to business users;</li>
<li>possess excellent communication, interpersonal, and collaboration skills;</li>
<li>have a problem-solving mindset, proactive, and resilient under pressure;</li>
<li>have a customer-centric approach and strong attention to detail;</li>
<li>be proficient in MS Office applications, especially MS Excel and SharePoint;</li>
<li>possess a Degree or Diploma in Finance, Business, Economics, or a related field;</li>
<li>possess a qualification or practical experience in Business Statistics and/or Data Visualisation (ex. Power BI) is an asset; and</li>
<li>minimum of 2 years of experience in a similar role, preferably within the financial services industry, using Microsoft technologies.</li>
</ul>
<h3>What we Offer</h3>
<ul>
<li>Ongoing personal development;&nbsp;</li>
<li>Preferential interest rates on home loans, personal loans and home value loans;&nbsp;</li>
<li>Comprehensive support for academic advancement through fully subsidized staff study loans;&nbsp;</li>
<li>Private clinic health insurance coverage, extendable to dependants;&nbsp;</li>
<li>Life insurance and personal accident cover;&nbsp;</li>
<li>Free ophthalmic examinations;&nbsp;</li>
<li>Private counselling sessions in collaboration with Richmond Foundation;&nbsp;</li>
<li>Additional half-day leave for birthday celebrations;&nbsp;</li>
<li>Annual performance appraisals and salary reviews;&nbsp;</li>
<li>€400 annual wellness allowance;&nbsp;</li>
<li>Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;&nbsp;</li>
<li>Flexible work arrangements (role permitting); and&nbsp;</li>
<li>Various corporate discounts.&nbsp;</li>
</ul>
BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Data & Commercial Support Lead

We are a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of over 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.
We are a team of inspired people who believe that opportunities start with a conversation.
‍Duties &amp; Responsibilities
You will be responsible :

<ul>
<li>To maintain and enhance the Bank’s compliance framework, policies, procedures and standards, including Data Protection</li>
<li>To ensure consistent application of compliance standards across the Bank.</li>
<li>To advise management and staff on data protection obligations and practical application.</li>
<li>To ensure appropriate privacy governance for new products, channels, and change initiatives.</li>
<li>To monitor local, UK and EU regulatory developments and assess impact.</li>
<li>To lead regulatory change—interpret requirements, coordinate assessments, and support implementation (REM).</li>
<li>To assess effectiveness of key privacy controls (lawful basis, minimisation, retention, access, rights, third parties).</li>
<li>To track findings, ensure timely remediation, and escalate high-risk/overdue issues.</li>
<li>To lead, review and oversee DPIAs, Record of Processing Activities (RoPA), data mapping and retention periods and disposal practices.</li>
<li>To provide recommendations/sign-off for high-risk processing where required.</li>
<li>To advise and oversee cross-border transfers and safeguards and vendor selection processes.</li>
<li>To oversee handling of data subject rights, breached and complaints (access, erasure, etc.), ensuring timeliness, consistency, and auditability.</li>
<li>To review complaints and ensure root-cause remediation of recurring issues and advise on future mitigation.</li>
<li>To deliver role-based training and awareness initiatives, promote a strong culture of integrity and regulatory awareness.</li>
<li>To mentor and support junior and senior team members and lead onboarding and induction for new RCD staff.</li>
<li>To act as liaison with the IDPC.</li>
<li>To act as the Bank’s Data Protection Officer</li>
<li>To deputise for the Head of Regulatory Compliance, if necessary</li>
</ul>
Competencies and experience 
The potential candidate should be reliable and trustworthy team player with an aptitude for learning, able to work in a dynamic environment, meticulous and organised in your work.
You must:
<ul>
<li>Sound judgement and risk-based decision making</li>
<li>Strong analytical, critical-thinking and documentation skills</li>
<li>Influencing and negotiation skills</li>
<li>Practical problem-solving and resilience</li>
<li>Excellent communication and stakeholder management abilities.</li>
<li>High level of integrity, independence, attention to detail, professionalism, and sound judgment.</li>
<li>Positive ‘can do’ attitude and an ability to take ownership of tasks through to completion</li>
<li>Ability to handle difficult conversations</li>
<li>Well-developed written and verbal communication skills in English and ideally Maltese languages.&nbsp;</li>
<li>Be proficient in Microsoft Office applications</li>
<li>Experience in the Data Protection field is a requirement.</li>
<li>Have at least 3 years of experience in a similar role; and</li>
<li>Ideally hold a Bachelor’s Degree in Law or Banking &amp; Finance or Data Protection equivalent.</li>
</ul>
What we Offer 
<ul>
<li>Ongoing personal development;&nbsp;</li>
<li>Preferential interest rates on home loans, personal loans and home value loans;&nbsp;</li>
<li>Comprehensive support for academic advancement through fully subsidized staff study loans;&nbsp;</li>
<li>Private clinic health insurance coverage, extendable to dependants;&nbsp;</li>
<li>Life insurance and personal accident cover;&nbsp;</li>
<li>Free ophthalmic examinations;&nbsp;</li>
<li>Private counselling sessions in collaboration with Richmond Foundation;&nbsp;</li>
<li>Additional full-day leave for birthday celebrations;&nbsp;</li>
<li>Annual performance appraisals and salary reviews;&nbsp;</li>
<li>€400 annual wellness allowance;&nbsp;</li>
<li>Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;&nbsp;</li>
<li>Flexible work arrangements (role permitting); and&nbsp;</li>
<li>Various corporate discounts.&nbsp;</li>
</ul>
BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

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