BNF Bank p.l.c

We are a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of over 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.&nbsp;
We are a team of inspired people who believe that opportunities start with a conversation.&nbsp;
‍Duties &amp; Responsibilities&nbsp;
The Analyst – Screening Helpdesk Customer Review Unit will be responsible for conducting investigations on Name and Payment Screening and analysing the hits being raised by the transaction monitoring system.&nbsp;
‍You will be responsible to: &nbsp;&nbsp;
<ul>
<li>Analyse the hits being raised by the transaction monitoring system and assess whether the hits being are in line not with the known customer’s profile. In order to clear such hits, correlate with the customer information, including source of funds and source of wealth information and trigger the request of back up documentation as and when deemed necessary from the customer and other reliable sources, furthermore if suspicious of ML/FT arise, then escalate and raise the required internal report in line with the Bank’s AML/CFT procedures;&nbsp;</li>
<li>Analyse the hits being raised on the screening module with respect to customer and payment screening against the relevant sanction lists amongst others and escalate any identified positive hits, ensuring that such hits, including PEPs are fully investigated in line with the Bank’s internal procedures and regulatory requirements;&nbsp;</li>
<li>Demonstrate team spirit by completing standard office tasks and other duties such as liaising with colleagues to ensure that the Bank's obligations are met whilst maintaining the highest standard of excellence in customer service;&nbsp;</li>
<li>Strictly follow procedures, actively contribute to process improvements and work closely with CRU Mangers to ensure the standards, workflows are respected and that potential risks are properly mitigated;&nbsp;</li>
<li>Proactively conduct payment analysis of transactions to link unidentified transactions and accounts to known fraudulent activity by investigating suspicious alerts with proper analysis and follow up;&nbsp;</li>
<li>Ensure that names with hits are investigated in a timely manner with the necessary escalations being undertaken to safeguard AML/CFT policies and procedures whilst risks are mitigated through proper documentation and rationale;&nbsp;</li>
<li>Participate in regular meetings and investigate areas as necessary amongst the CRU or with other internal colleagues like FCC Office; and&nbsp;</li>
<li>Assist in the application of all relevant policies, procedures, processes within CRU.&nbsp;</li>
</ul>
Competencies &amp; Experience&nbsp;
The potential candidate should be reliable and trustworthy, well-organised with a disposition to learn and have a team-oriented approach. The candidate should also demonstrate excellent written and verbal communication skills in both English and Maltese, with the ability to communicate effectively using a high level of business English.&nbsp;
‍Skills:&nbsp;
You must have:&nbsp;&nbsp;
<ul>
<li>strong KYC and Customer Due Diligence knowledge;&nbsp;</li>
<li>excellent verbal, formal written communication and social skills;&nbsp;</li>
<li>strong Data Analytics and Data Management;&nbsp;</li>
<li>excellent planning, organisation and time management abilities;&nbsp;</li>
<li>ability to be flexible, manage priorities whilst remaining calm under pressure;&nbsp;&nbsp;&nbsp;&nbsp;</li>
<li>a positive ‘can do’ attitude and an ability to take ownership of tasks through to completion;&nbsp;</li>
<li>drive and resilience;&nbsp;</li>
<li>ability to work collaboratively and independently when required;&nbsp;</li>
<li>ability to have difficult conversations;&nbsp;</li>
<li>conflict management resolution skills;&nbsp;</li>
<li>experience in being meticulous with attention to detail; and&nbsp;</li>
<li>a mindset to be objective oriented and commercially minded.&nbsp;</li>
</ul>
Experience and knowledge&nbsp;&nbsp;
<ul>
<li>Minimum 2 years’ experience within payments, customer screening and transaction monitoring in Banking or Financial Services;&nbsp;</li>
<li>Recognised Anti Money Laundering, Compliance or Financial Crime Qualification will be preferred;&nbsp;</li>
<li>Degree in Banking and Finance, Financial Services or related area will be considered an asset;&nbsp;</li>
<li>Proficiency in MS Excel; and&nbsp;</li>
<li>Ability to analyse, interpret and execute procedures.&nbsp;</li>
</ul>
What we Offer&nbsp;&nbsp;
<ul>
<li>Ongoing personal development;&nbsp;</li>
<li>Preferential interest rates on home loans, personal loans and home value loans;&nbsp;</li>
<li>Comprehensive support for academic advancement through fully subsidized staff study loans;&nbsp;</li>
<li>Private clinic health insurance coverage, extendable to dependants;&nbsp;</li>
<li>Life insurance and personal accident cover;&nbsp;</li>
<li>Free ophthalmic examinations;&nbsp;</li>
<li>Private counselling sessions in collaboration with Richmond Foundation;&nbsp;</li>
<li>Additional full-day leave for birthday celebrations;&nbsp;</li>
<li>Annual performance appraisals and salary reviews;&nbsp;</li>
<li>€400 annual wellness allowance;&nbsp;</li>
<li>Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;&nbsp;</li>
<li>Flexible work arrangements (role permitting); and&nbsp;</li>
<li>Various corporate discounts.&nbsp;</li>
</ul>
BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

We are a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of over 270 employees, the Bank offers...

Analyst - Screening Helpdesk (Customer Review Unit)

We're a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. With a team of over 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.&nbsp;
Duties and responsibilities
The Administrative Officer – Customer Review Unit will be responsible for conducting detailed Customer Due Diligence (CDD) reviews. The Administrative Officer will be responsible to perform Customer Risk Assessments (CRA) together with ongoing client monitoring. The Administrative Officer will collect documentation and information required for the completion of the CDD profile throughout the entirety of the customer lifecycle, CDD trigger events and reviews.
The Administrative Officer will need to:
<ul>
<li>Carry out Ongoing Monitoring and Trigger Reviews of Customers using the risk-based approach as established in the Bank’s Policies and Procedures, Customer Acceptance Policy and Customer Due Diligence Principles;</li>
<li>Manage existing client CDD and CRA processes by analysing documentation collected, collate all information arising from investigations and record all findings accordingly in the defined SLAs, ensuring any risks to the timescales are escalated to the Head of Unit;</li>
<li>Liaise with the client and actively participate in gathering detailed client information and supporting documentation required to complete the CDD profile and CRA reviews;&nbsp;&nbsp;&nbsp;</li>
<li>Analyse client transaction behaviour and correlate with the source of funds and source of wealth information and documentation collected from the customer and other sources, furthermore if suspicious of ML/FT arise, then escalate and raise STR accordingly;&nbsp;</li>
<li>Ensure that any data input is dealt with in a timely manner and in the correct and consistent format;</li>
<li>Conduct on-site and off-site client reviews keeping record thereof;</li>
<li>Demonstrate team spirit by completing standard office tasks and other duties such as liaising with colleagues and clients to ensure that the Bank's obligations are met whilst maintaining the highest standard of excellence in customer service;</li>
<li>Ensure Sanctions Screening, KYC and PEP’s are fully investigated in line with regulatory requirements and the Bank’s policies and guidelines; and</li>
<li>Strictly follow procedures, and work closely with CRU Manger to ensure the standards, workflows are respected and that potential risks are properly mitigated.</li>
</ul>
Competencies and experience
The potential candidate should be reliable and trustworthy, well-organised with a disposition to learn and have a team-oriented approach. The candidate should also demonstrate excellent written and verbal communication skills in both English and Maltese, with the ability to communicate effectively using a high level of business English.
The Administrative Officer will need to have:
<ul>
<li>Strong KYC and Customer Due Diligence knowledge;</li>
<li>Internal and External Stakeholder management;</li>
<li>Excellent verbal, formal written communication and social skills;</li>
<li>Strong Data Analytics and Data Management;&nbsp;</li>
<li>Excellent planning, organisation and time management abilities;</li>
<li>Ability to be flexible, manage priorities whilst remaining calm under pressure;&nbsp;&nbsp;&nbsp;</li>
<li>A positive ‘can do’ attitude and an ability to take ownership of tasks through to completion;</li>
<li>Drive and resilience with ability to have difficult conversations;</li>
<li>Ability to work collaboratively and independently when required;</li>
<li>Ability to prioritise and be meticulous with attention to detail ;&nbsp;</li>
<li>Ability to be objective oriented and commercially minded.</li>
</ul>
What we Offer
<ul>
<li>Ongoing personal development;&nbsp;</li>
<li>Preferential interest rates on home loans, personal loans and home value loans;&nbsp;</li>
<li>Comprehensive support for academic advancement through fully subsidized staff study loans;&nbsp;</li>
<li>Private clinic health insurance coverage, extendable to dependants;&nbsp;</li>
<li>Life insurance and personal accident cover;&nbsp;</li>
<li>Free ophthalmic examinations;&nbsp;</li>
<li>Private counselling sessions in collaboration with Richmond Foundation;&nbsp;</li>
<li>Additional full-day leave for birthday celebrations;&nbsp;</li>
<li>Annual performance appraisals and salary reviews;&nbsp;</li>
<li>€400 annual wellness allowance;&nbsp;</li>
<li>Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;&nbsp;</li>
<li>Flexible work arrangements (role permitting); and&nbsp;</li>
<li>Various corporate discounts.&nbsp;</li>
</ul>
BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

We're a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. With a team of over 270 employees, the Bank offers a full...

Administrative Officer - Customer Due Diligence (Customer Review Unit)

We’re a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of over 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.&nbsp;
‍We’re a team of inspired people who believe that opportunities start with a conversation.&nbsp;
<h3>Duties &amp; Responsibilities&nbsp;</h3>
You will be responsible for:
<ul>
<li>implementing ETLs using SSIS/Python, and database stored procedures using SQL Server;</li>
<li>generating XML/CSV files for system data exports;</li>
<li>developing and maintaining SSRS and Power BI reports for business users;</li>
<li>ensuring data quality, integrity, and security;</li>
<li>designing, developing, and implementing data warehouse solutions to support business intelligence and analytics needs; and</li>
<li>documenting business processes, designing, building, testing, and maintaining data flows using Microsoft technologies.</li>
</ul>
<h3>Competencies and Experience</h3>
The potential candidate should be reliable and trustworthy, well-organised with a disposition to learn and have a team-oriented approach.
You must have: 
<ul>
<li>at least a Bachelor’s Degree in IT;&nbsp;</li>
<li>a minimum of 3 to 5 years' experience in data development using Microsoft technologies preferably in the financial sector;&nbsp;</li>
<li>hands-on experience in using SQL Server Data Tools (SSDT), along with a strong foundation in SQL and data modeling concepts;</li>
<li>experience in implementing Microsoft SSIS ETL package solutions;&nbsp;</li>
<li>experience in implementing SSRS reports;</li>
<li>experience in Python;</li>
<li>&nbsp;experience in DBT will be considered an asset;</li>
<li>experience in implementing .NET and web applications will be considered an asset;&nbsp;</li>
<li>experience in building power BI reports will be considered an asset;&nbsp;</li>
<li>strong problem-solving skills and attention to detail; and</li>
<li>demonstrate good written and verbal communication skills.&nbsp;</li>
</ul>
<h3>What we Offer&nbsp;&nbsp;</h3>
<ul>
<li>Ongoing personal development;&nbsp;</li>
<li>Preferential interest rates on home loans, personal loans and home value loans;&nbsp;</li>
<li>Comprehensive support for academic advancement through fully subsidized staff study loans;&nbsp;</li>
<li>Private clinic health insurance coverage, extendable to dependants;&nbsp;</li>
<li>Life insurance and personal accident cover;&nbsp;</li>
<li>Free ophthalmic examinations;&nbsp;</li>
<li>Private counselling sessions in collaboration with Richmond Foundation;&nbsp;</li>
<li>Additional full-day leave for birthday celebrations;&nbsp;</li>
<li>Annual performance appraisals and salary reviews;&nbsp;</li>
<li>€400 annual wellness allowance;&nbsp;</li>
<li>Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;&nbsp;</li>
<li>Flexible work arrangements (role permitting); and&nbsp;</li>
<li>Various corporate discounts.&nbsp;</li>
</ul>
BNF Bank p.l.c is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

We’re a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of over 270 employees, the Bank offers a...

Business Intelligence / Data Developer - Information Technology Unit

We're a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.
We're a team of inspired people who believe that opportunities start with a conversation.
<h4>Duties &amp; Responsibilities</h4>
You will be responsible to:
<ul>
<li>Analyse the impacts and requirements arising from the various legislative directives and regulations affecting the organisation’s digital payment channels of operation;</li>
<li>Keep up to date with industry developments in relation to Card, ATM’s, and Digital Payment OMNI Channels;</li>
<li>Engage and coordinate with external service providers for problem solving, bugs and defects tracking, and testing of digital channels functional improvements;</li>
<li>Draft and review on a regular basis to improve and automate as much as possible internal documented processes, procedures, and working instructions in relation to digital channels;</li>
<li>Evaluate, as required, data and information requirements and assist line manager with ad-hoc initiatives and reports;</li>
<li>Critically analysing internal processes aiming to achieve high operational efficiency in view to enhance customer experience and digital channels practices;</li>
<li>Assist in business-functional requirements and analysis, act as a liaison between the business and the technical areas of the organisation, as well as Compliance and other business units as required;</li>
<li>Participate in assigned projects the Bank may undertake as required in digital channels;</li>
<li>Support and assist in data analytics in relation to internal MIS reporting, and external regulatory statistical reporting in the area of digital payment channels;</li>
<li>Uphold a professional image at all times, through quality of work, conduct and integrity;</li>
<li>Provide ad-hoc training to staff on digital channels platforms ( ATMs, Cards, eBNF), and assist other units with specialist information and solutions; and</li>
<li>Be a catalyst of change.</li>
</ul>
<h4>Skills, Experience and Knowledge</h4>
You are a reliable and trustworthy team player with an aptitude for learning, able to work in a dynamic environment, meticulous and organised in your work.&nbsp;&nbsp;
You must: 
<ul>
<li>Hold a degree or diploma in Commerce, Banking and Finance, Management or similar. Having a qualification in project management is considered as an asset;</li>
<li>Have strong knowledge of Microsoft Office applications;</li>
<li>Be highly flexible and adaptable to changing priorities;</li>
<li>Be capable of working on own initiative and meeting strict deadlines under pressure;</li>
<li>Have a strong analytical mind and ability to think outside the box;</li>
<li>Possess excellent communication skills, both written and verbal, particularly in the English language;</li>
<li>Have strong organizational and planning skills; and</li>
<li>Have at least 1 years’ experience in a financial services environment, preferably in Banking, in a business analysis role.</li>
</ul>
<h4>What we Offer</h4>
<ul>
<li>Ongoing personal development;</li>
<li>Preferential interest rates on home loans, personal loans and home value loans;</li>
<li>Comprehensive support for academic advancement through fully subsidized staff study loans;</li>
<li>Private clinic health insurance coverage, extendable to dependants;</li>
<li>Life insurance and personal accident cover;</li>
<li>Free ophthalmic examinations;</li>
<li>Private counselling sessions in collaboration with Richmond Foundation;</li>
<li>Additional full-day leave for birthday celebrations;</li>
<li>Annual performance appraisals and salary reviews;</li>
<li>€400 annual wellness allowance;</li>
<li>Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;</li>
<li>Flexible work arrangements (role permitting); and</li>
<li>Various corporate discounts.</li>
</ul>
BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

We're a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of 270 employees, the Bank offers a full...

Digital Product Quality Specialist - Digital Channels Unit

We're a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of over 270 employees, the bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.&nbsp;
‍We are a team of inspired people who believe that opportunities start with a conversation.&nbsp;
‍Duties &amp; Responsibilities 
The Information Security Specialist provides senior technical expertise to strengthen the Bank’s security posture
You will be responsible for: 
<ul>
<li>Conduct advanced security assessments, threat analysis, and vulnerability testing.</li>
<li>Provide expert input into security architecture and technical controls under the Manager’s direction.</li>
<li>Draft and maintain security policies, standards, and procedures in line with established frameworks.</li>
<li>Respond to complex security incidents, supporting investigation and forensic analysis.</li>
<li>Monitor emerging threats and perform advanced cyber‑intelligence research.</li>
<li>Support execution of risk management processes, including assessments, documentation, and reporting.</li>
<li>Assist in compliance and audit activities to meet regulatory obligations.</li>
<li>Optimise and tune security tools (SIEM, EDR, SOAR) and contribute to automation enhancements.</li>
<li>Lead technical aspects of security projects and support awareness initiatives.</li>
<li>Mentor junior team members and act as a technical escalation point.</li>
<li>Collaborate with other departments to ensure secure implementation of systems and processes.</li>
<li>Handle other assigned duties as required by the Information Security Manager.</li>
</ul>
‍Competencies &amp; Experience 
The potential candidate should be reliable and trustworthy, well-organised with a disposition to learn and have a team-oriented approach. The candidate should demonstrate excellent written and verbal communication skills in English, with the ability to communicate effectively using a high level of business English.
You must: 
<ul>
<li>Possess strong technical proficiency with security technologies (SIEM, EDR, SOAR, network and endpoint security).</li>
<li>Have a solid understanding of security frameworks (ISO27001, CIS Controls, OWASP, COBIT).</li>
<li>Have advanced analytical, troubleshooting, and scripting skills (Python, Bash, PowerShell).</li>
<li>Have deep knowledge of Linux, Windows, and network security principles.</li>
<li>Possess strong communication skills for presenting technical findings to technical and non‑technical stakeholders.</li>
<li>Show high attention to detail and strong problem‑solving capabilities.</li>
<li>Hold a Bachelor’s degree in Cyber Security, Computer Science, or related technical field.</li>
<li>Bring at least 6 years’ experience in information security, including at least 2 years in a senior or specialist role.</li>
<li>Possess one or more of the following preferred Industry certifications: CISSP, CISM, CISA, CRISC, ISO27001 Lead Implementer/Auditor.</li>
<li>Be familiar with regulated industry environments.</li>
<li>Demonstrate experience conducting advanced assessments, incident response, and security tool optimisation.</li>
</ul>
‍What we Offer 
<ul>
<li>Ongoing personal development;&nbsp;</li>
<li>Preferential interest rates on home loans, personal loans and home value loans;&nbsp;</li>
<li>Comprehensive support for academic advancement through fully subsidized staff study loans;&nbsp;</li>
<li>Private clinic health insurance coverage, extendable to dependants;&nbsp;</li>
<li>Life insurance and personal accident cover;&nbsp;</li>
<li>Free ophthalmic examinations;&nbsp;</li>
<li>Private counselling sessions in collaboration with Richmond Foundation;&nbsp;</li>
<li>Additional full-day leave for birthday celebrations;&nbsp;</li>
<li>Annual performance appraisals and salary reviews;&nbsp;</li>
<li>€400 annual wellness allowance;&nbsp;</li>
<li>Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;&nbsp;</li>
<li>Flexible work arrangements (role permitting); and&nbsp;</li>
<li>Various corporate discounts.&nbsp;</li>
</ul>
BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

We're a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of over 270 employees, the bank offers a...

Information Security Specialist

We're a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of over 270 employees, the bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.&nbsp;
‍We are a team of inspired people who believe that opportunities start with a conversation.&nbsp;
‍Duties &amp; Responsibilities 
The Information Security Manager leads the Information Security Unit and is responsible for safeguarding the Bank’s information assets and ensuring alignment with organisational objectives.&nbsp;
You will be responsible for: 
<ul>
<li>Set, maintain, and communicate the Bank’s information security strategy, roadmap, and objectives.</li>
<li>Establish, review, and oversee security policies, standards, and procedures.</li>
<li>Lead security risk management, including assessments, vulnerability testing, and audits.</li>
<li>Ensure compliance with regulatory and industry frameworks (ISO27001, GDPR, DORA, NIS2, PCI-DSS).</li>
<li>Direct the incident response programme and manage major security incidents.</li>
<li>Oversee threat intelligence, monitoring capabilities, and operational security controls.</li>
<li>Supervise, mentor, and develop ISU staff, ensuring capability growth and performance.</li>
<li>Provide security leadership across departments, ensuring alignment with IT, Risk, Operations, and Compliance.</li>
<li>Drive security awareness initiatives and organisation‑wide training.</li>
<li>Select, implement, and oversee security technologies and third‑party providers.</li>
<li>Approve all ISU outputs including architecture proposals, risk assessments, and policy updates.</li>
<li>Report security posture, emerging risks, and KPI/KRI trends to senior management.</li>
<li>Carry out any other duties assigned to him by the Head of Department.</li>
</ul>
Competencies &amp; Experience 
The potential candidate should be reliable and trustworthy, well-organised with a disposition to learn and have a team-oriented approach. The candidate should demonstrate excellent written and verbal communication skills in English , with the ability to communicate effectively using a high level of business English.
You must: 
<ul>
<li>Possess strong leadership, communication, and stakeholder‑management capabilities.</li>
<li>Have expertise in information security frameworks (ISO27001, NIST) and regulatory requirements.</li>
<li>Possess advanced knowledge of security technologies (SIEM, EDR, IAM, DLP, network security).</li>
<li>Have strong incident response, risk management, analytical, and decision‑making skills.</li>
<li>Be able to translate complex technical risks into clear, business‑focused language.</li>
<li>Have proven project management and vendor‑management skills.</li>
<li>Hold a Bachelor’s degree in Cyber Security, Computer Science, or related field; Master’s preferred.</li>
<li>Bring at least 8+ years’ experience in information security, including 4+ years in leadership roles.</li>
<li>Possess professional certifications: CISSP or CISM, required; CRISC or ISO27001 Lead Implementer/Auditor preferred.</li>
<li>Demonstrate understanding of evolving cyber threats, technologies, and regulatory environments.</li>
<li>Have experience managing teams, cross‑functional initiatives, and major security incidents.</li>
</ul>
‍What we Offer 
<ul>
<li>Ongoing personal development;&nbsp;</li>
<li>Preferential interest rates on home loans, personal loans and home value loans;&nbsp;</li>
<li>Comprehensive support for academic advancement through fully subsidized staff study loans;&nbsp;</li>
<li>Private clinic health insurance coverage, extendable to dependants;&nbsp;</li>
<li>Life insurance and personal accident cover;&nbsp;</li>
<li>Free ophthalmic examinations;&nbsp;</li>
<li>Private counselling sessions in collaboration with Richmond Foundation;&nbsp;</li>
<li>Additional full-day leave for birthday celebrations;&nbsp;</li>
<li>Annual performance appraisals and salary reviews;&nbsp;</li>
<li>€400 annual wellness allowance;&nbsp;</li>
<li>Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;&nbsp;</li>
<li>Flexible work arrangements (role permitting); and&nbsp;</li>
<li>Various corporate discounts.&nbsp;</li>
</ul>
BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Information Security Manager

We're a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of over 270 employees, the bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.&nbsp;
‍We are a team of inspired people who believe that opportunities start with a conversation.&nbsp;
‍Duties &amp; Responsibilities 
The IT Governance Officer provides entry‑level support to the IT Governance Unit by assisting in governance processes, compliance activities, and IT risk oversight.&nbsp;
You will be responsible for: 
•	Support implementation and maintenance of the IT governance framework.
•	Draft, review, and update IT policies, standards, and procedures.
•	Perform IT compliance checks and support regulatory alignment.
•	Assist in IT risk assessments and maintain risk documentation.
•	Support IT audit preparations and evidence gathering.
•	Maintain IT governance KPI dashboards and prepare reports.
•	Support vendor due diligence and governance activities.
•	Assist in governance aspects of IT projects and change management.
•	Perform other IT governance-related duties as required.
‍Competencies &amp; Experience 
The ideal candidate should be reliable, trustworthy, and well‑organised, with a willingness to learn and a strong team‑oriented approach. They should demonstrate clear and confident communication skills in English, with the ability to prepare concise documentation and engage effectively with stakeholders at all levels
You must: 
<ul>
<li>Have a good understanding of IT governance frameworks (COBIT, ITIL v.4) and other governance infrastructure, including IT audit tools, risk management systems, and performance monitoring tools.</li>
<li>Possess strong documentation, organisation, and administrative coordination skills.</li>
<li>Demonstrate high ethical standards, discretion, and a strong sense of responsibility when handling sensitive information.</li>
<li>Possess problem-solving and analytical skills with strong communication capabilities and ability to follow structured processes.</li>
<li>Have a minimum of a bachelor’s degree in information technology, computer science, or a related field.</li>
<li>Have between 1- and 3-years’ experience in IT governance, IT audit, IT compliance, or similar roles.</li>
<li>Hold certifications such as COBIT, ITIL v.4, ISO27001 (advantageous).</li>
</ul>
What we Offer 
<ul>
<li>Ongoing personal development;&nbsp;</li>
<li>Preferential interest rates on home loans, personal loans and home value loans;&nbsp;</li>
<li>Comprehensive support for academic advancement through fully subsidized staff study loans;&nbsp;</li>
<li>Private clinic health insurance coverage, extendable to dependants;&nbsp;</li>
<li>Life insurance and personal accident cover;&nbsp;</li>
<li>Free ophthalmic examinations;&nbsp;</li>
<li>Private counselling sessions in collaboration with Richmond Foundation;&nbsp;</li>
<li>Additional full-day leave for birthday celebrations;&nbsp;</li>
<li>Annual performance appraisals and salary reviews;&nbsp;</li>
<li>€400 annual wellness allowance;&nbsp;</li>
<li>Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;&nbsp;</li>
<li>Flexible work arrangements (role permitting); and&nbsp;</li>
<li>Various corporate discounts.&nbsp;</li>
</ul>
BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

IT Governance Officer

We are a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of over 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.&nbsp;
We are a team of inspired people who believe that opportunities start with a conversation.&nbsp;
<h3>‍Duties &amp; Responsibilities&nbsp;</h3>
The Head of Product Strategy Unit is responsible for leading and driving the strategic vision, development, and management of all Bank’s products. The role demands a strong background in banking technology, preferably with Temenos platforms, and involves close collaboration with cross-functional teams across the Bank and external stakeholders, to deliver innovative, high-quality products and services.
You will be responsible to:
<ul>
<li>Define and prioritise the product roadmap, ensuring alignment with customer needs, regulatory requirements, and technological advancements;</li>
<li>Oversee the entire product lifecycle from concept to launch, including ideation, design, development, testing, and go-to-market strategies;</li>
<li>Conduct regular market analysis and competitor benchmarking;</li>
<li>Oversee the Bank’s Customer feedback platforms and analyse such feedback in order to consider improvements or review of existing products and services;</li>
<li>Build and lead a high-performing product development team, fostering a culture of collaboration, innovation, and accountability;</li>
<li>Work closely with all relevant departments to ensure seamless product launches and customer adoption;</li>
<li>Monitor product performance and related financial metrics, adjusting strategies as needed to achieve business targets;</li>
<li>Review and manage Tariff of Charges; and</li>
<li>Stay updated on the latest trends in banking technology, financial services and regulatory changes.</li>
</ul>
<h3>Skills</h3>
You must have:
<ul>
<li>In-depth understanding of banking operations, digital banking trends, and regulatory requirements;</li>
<li>Strong analytical and problem-solving abilities, with a focus on customer-centric product design; and</li>
<li>The ability to work in a fast-paced, dynamic environment and manage multiple priorities.</li>
</ul>
<h3>Knowledge and Experience</h3>
<ul>
<li>Bachelor’s degree in Banking, Computer Science, Business Management, Economics or a financial related area. MBA or equivalent will be considered an asset;</li>
<li>Have at least 2 years of experience in product management and development, ideally with a focus on banking technology; and</li>
<li>Experience in banking technology, preferably on Temenos’ suite of products will be considered an asset.</li>
</ul>
<h3>What we Offer&nbsp;&nbsp;</h3>
<ul>
<li>Ongoing personal development;&nbsp;</li>
<li>Preferential interest rates on home loans, personal loans and home value loans;&nbsp;</li>
<li>Comprehensive support for academic advancement through fully subsidized staff study loans;&nbsp;</li>
<li>Private clinic health insurance coverage, extendable to dependants;&nbsp;</li>
<li>Life insurance and personal accident cover;&nbsp;</li>
<li>Free ophthalmic examinations;&nbsp;</li>
<li>Private counselling sessions in collaboration with Richmond Foundation;&nbsp;</li>
<li>Additional full-day leave for birthday celebrations;&nbsp;</li>
<li>Annual performance appraisals and salary reviews;&nbsp;</li>
<li>€400 annual wellness allowance;&nbsp;</li>
<li>Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;&nbsp;</li>
<li>Flexible work arrangements (role permitting); and&nbsp;</li>
<li>Various corporate discounts.&nbsp;</li>
</ul>
BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Head of Unit - Product Strategy Unit

We are a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.&nbsp;
We are a team of inspired people who believe that opportunities start with a conversation.&nbsp;
Duties and responsibilities&nbsp;
We are seeking a skilled Full-stack Developer with banking or financial industry experience. As a member of our development team, you will be responsible for designing, implementing, and maintaining innovative software solutions that leverage the Core Banking System's capabilities. The candidate will be an integral part of the Digital Transformation initiative, and due to his/ her expertise and strong software development skills, will be instrumental in delivering user-friendly and robust digital banking applications.

Key Responsibilities:
• Map Functional Requirements directly from internal users and document them in a standard format so it becomes clear both to users, developers and testers.
• Write clean, efficient, and well-documented code following coding standards and best practices, while performing thorough testing to ensure software quality and reliability.
• Develop and maintain user interfaces, workflows, and business logic adhering to best practices and design guidelines.
• Implement visually appealing and user-friendly interfaces, ensuring a seamless and intuitive user experience.
• Implement integrations with external systems, APIs, and databases to enable seamless data exchange and interoperability.
• Troubleshoot and debug software issues, analyse system performance bottlenecks, and implement optimisations for improved efficiency.
• Collaborate with QA team to ensure proper testing and validation of software components, addressing any identified defects or issues.
• Collaborate with product owners, architects, and stakeholders to refine requirements, provide technical guidance, and contribute to the overall product roadmap.
• Adhere to best practices on Software Development regarding modularization, performance, reusability.
• Stay up to date with the latest updates and enhancements, actively contributing ideas and recommendations for leveraging new features and capabilities.
• Keep abreast of industry trends and emerging technologies, proactively exploring opportunities to enhance development processes and improve software solutions.

Competencies and experience
The potential candidate should be reliable and trustworthy, well-organised with a disposition to learn and have a team-oriented approach.
You must:
• possess a Bachelor’s degree in computer science, Software Engineering, or in a related field.
• Minimum of 3 years’ experience in software development (banking sector is a plus).
• Excellent communication and teamwork skills, with the ability to collaborate effectively with cross-functional teams and stakeholders.
• Ability to quickly understand business requirements and design efficient and scalable solutions, proving strong problem-solving skills and attention to detail.
• Experience with some (all is a plus) of the following Programming Languages: C#, Java, JavaScript, HTML, TypeScript, React, Angular, SQL, Python.
• Familiarity with agile development methodologies and practices, including version control systems (e.g., Git) and collaborative development workflows. 
What we Offer&nbsp;
<ul>
<li>Ongoing personal development;&nbsp;</li>
<li>Preferential interest rates on home loans, personal loans and home value loans;&nbsp;</li>
<li>Comprehensive support for academic advancement through fully subsidized staff study loans;&nbsp;</li>
<li>Private clinic health insurance coverage, extendable to dependants;&nbsp;</li>
<li>Life insurance and personal accident cover;&nbsp;</li>
<li>Free ophthalmic examinations;&nbsp;</li>
<li>Private counselling sessions in collaboration with Richmond Foundation;&nbsp;</li>
<li>Additional full-day leave for birthday celebrations;&nbsp;</li>
<li>Annual performance appraisals and salary reviews;&nbsp;</li>
<li>€400 annual wellness allowance;&nbsp;</li>
<li>Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;&nbsp;</li>
<li>Flexible work arrangements (role permitting); and&nbsp;</li>
<li>Various corporate discounts.&nbsp;</li>
</ul>
BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

We are a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of 270 employees, the Bank offers a...

Full-Stack Developer - Information Technology Unit

We are a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.&nbsp;
We're a team of inspired people who believe that opportunities start with a conversation.&nbsp;
Join our dynamic Regulatory Compliance team, where you’ll be at the forefront of ensuring our operations meet evolving local and international regulations. This is a great opportunity for an ambitious individual looking to build a career in banking while driving impactful regulatory change. This is an excellent opportunity for someone who enjoys problem-solving, keeping up with evolving regulations, and ensuring best practices. You'll face exciting challenges as you help keep the bank on the leading edge of compliance.
As a Junior Compliance Analyst, you will receive coaching and mentoring from management, including the Head of Regulatory Compliance, with opportunities for continuous learning and career advancement.
We understand the importance of work-life balance and offer a supportive, flexible work environment. Enjoy the stability of a full-time role with room for personal growth.
<h3 style="text-align:justify;">Duties &amp; Responsibilities</h3>
The Junior Compliance Analyst will need to support the RCD Team and Compliance Officer in:
<ul>
<li style="text-align:justify;">Collaborating with departments to promote a culture of compliance across the Bank;</li>
<li style="text-align:justify;">Working alongside diverse teams across the Bank, building relationships with key departments, such as Risk, Legal, and IT;</li>
<li style="text-align:justify;">Liaising and maintaining excellent working relationships with stakeholders of all levels, providing guidance, assistance, and advice on regulatory matters;</li>
<li style="text-align:justify;">Assist in identifying, documenting and assessing the compliance risks associated with the Bank's operations;</li>
<li style="text-align:justify;">Monitoring regulatory horizons to ensure that the Bank is always proactive towards upcoming regulatory changes;&nbsp;</li>
<li style="text-align:justify;">Carrying out preliminary impact and gap analysis’ and assist in the implementation of legislation that will impact the Bank;</li>
<li style="text-align:justify;">Monitor compliance performance and regulatory deadlines;</li>
<li style="text-align:justify;">Supporting with the development and implementation of the Annual Compliance Plan, ensuring compliance across the different departments of the Bank with the requirements of legislations and internal policies through an oversight programme that includes testing, monitoring and reporting compliance and performance to all effective legislations;&nbsp;</li>
<li style="text-align:justify;">Assisting with the compilation of the RCD department’s regular and ad-hoc reporting requirements for management information purposes as well as reporting to the Executive Committee, and Risk &amp; Compliance Committee;</li>
<li style="text-align:justify;">Monitoring of any open findings emanating from internal reviews as well as any regulatory findings;</li>
<li style="text-align:justify;">Supporting the Regulatory Compliance Team and the Compliance Officer with Arbiter complaints as well as effect oversight and monitoring of the Bank’s complaints process, ensuring timely and complete mitigations, where reasonable;</li>
<li style="text-align:justify;">When required, supporting the Data Protection Officer for the Bank including investigating potential breaches and handling of Data Subject Requests; and</li>
<li style="text-align:justify;">Assisting with any other duties that may be required to achieve and exceed the functions objectives as defined from time to time.&nbsp;</li>
</ul>
<h3 style="text-align:justify;">Skills</h3>
The Junior Compliance Analyst will need to:
<ul>
<li style="text-align:justify;">have excellent communication and problem analysis skills;</li>
<li style="text-align:justify;">have accuracy and attention to detail;</li>
<li style="text-align:justify;">have teamwork and organisation skills;</li>
<li style="text-align:justify;">have the ability to work under pressure and on multiple tasks at any one time;</li>
<li style="text-align:justify;">have the ability to work on own initiative and have high-level of negotiation skills in order to implement the best solutions for the Bank and still remain compliant with regulations;&nbsp;</li>
<li style="text-align:justify;">meet strict deadline and have the ability to multi-task; and</li>
<li style="text-align:justify;">preferably have good knowledge on Banking &amp; Payments legislation, as well as ICT Risk and Cybersecurity legislation; and</li>
<li style="text-align:justify;">be proficient in Microsoft Office application.</li>
</ul>
<h3 style="text-align:justify;">What We Offer</h3>
<ul>
<li style="text-align:justify;">Ongoing personal development;</li>
<li style="text-align:justify;">Preferential interest rates on home loans, personal loans and home value loans;</li>
<li style="text-align:justify;">Comprehensive support for academic advancement through fully subsidized staff study loans;</li>
<li style="text-align:justify;">Private clinic health insurance coverage, extendable to dependants;</li>
<li style="text-align:justify;">Life insurance and personal accident cover;</li>
<li style="text-align:justify;">Free ophthalmic examinations;</li>
<li style="text-align:justify;">Private counselling sessions in collaboration with Richmond Foundation;</li>
<li style="text-align:justify;">Additional full-day leave for birthday celebrations;</li>
<li style="text-align:justify;">Annual performance appraisals and salary reviews;</li>
<li style="text-align:justify;">€400 annual wellness allowance;</li>
<li style="text-align:justify;">Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;</li>
<li style="text-align:justify;">Flexible work arrangements (role permitting); and</li>
<li style="text-align:justify;">Various corporate discounts.</li>
</ul>
BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

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