BNF Bank p.l.c

Malta

United Kingdom

Accounting

Banking

Finance

Funds

Insurance

Security & Risk

Corporate services

Administrative

Creative & Design

Writing

Engineering

Science & Research

Gambling

Health & Fitness

Community & Welfare

Human Resources

Legal

Hospitality & Leisure

Supply Chain & Warehousing

Marketing & PR

Estate Agent

Sales & Business Development

Hair & Cosmetology

Skilled Work

Cleaning & Housekeeping

Customer Service

Agriculture & Aquaculture

Compliance

Design

Technical Project Management

Data

Technical Infrastructure

Software Development

Animal Care

Brand Management

Business Relationship Management

Draughting

Health & Safety

Operations

Project Management

Quality Control

Surveying

Teaching

Technical Support

Machine Operation

Consultancy

General Management

Production Management

Customer Relationship Management

Quality Assurance

Fresh Graduate

Entry (0-12 months)

Intermediate (1-3 years)

Experienced (3 years +)

Middle Management

Senior Management

Director

Full Time

Part Time

Full / Part Time

Shift

Temporary / Contract

Internship

Reduced

Fully Remote

Hybrid

On Premises

We're a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of over 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.&nbsp;
We're a team of inspired people who believe that opportunities start with a conversation.&nbsp;
Duties and responsibilities
As an Administrative Officer, you will be responsible for a range of operational tasks, including:
<ul>
<li>Performing due diligence for the opening of accounts for both personal and non-personal customers.</li>
<li>Managing inward and outward cheque clearing processes, including accepting and rejecting cheque deposits through ATMs, and handling cheque deposits presented by all branches.</li>
<li>Processing inward and outward payments (SEPA and non-SEPA).</li>
<li>Handling chasers and resolving queries related to payments.</li>
<li>Communicating effectively with branches and other units involved in the process.</li>
</ul>
Competencies and experience
We are looking for a reliable and trustworthy team player with a strong aptitude for learning and the ability to work in a dynamic environment. You should be meticulous, organised, and committed to delivering high-quality work.
You must also:
<ul>
<li>Hold a Diploma or Degree in Business Management or Banking &amp; Finance.</li>
<li>Demonstrate a target-driven approach to work.</li>
<li>Possess strong analytical skills and attention to detail.</li>
<li>Have excellent written and verbal communication skills in both English and Maltese.</li>
<li>Be proficient in Microsoft Office applications, particularly Excel and Word.</li>
<li>Previous banking experience will be considered an asset.</li>
<li>Be willing to work occasionally on Saturdays.</li>
</ul>
Having previous experience in Banking will be considered as an asset.
What we Offer
<ul>
<li>ongoing personal development;&nbsp;</li>
<li>preferential interest rates on home loans, personal loans and home value loans;&nbsp;</li>
<li>comprehensive support for academic advancement through fully subsidized staff study loans;&nbsp;</li>
<li>private clinic health insurance coverage, extendable to dependants;&nbsp;</li>
<li>life insurance and personal accident cover;&nbsp;</li>
<li>free ophthalmic examinations;&nbsp;</li>
<li>private counselling sessions in collaboration with Richmond Foundation;&nbsp;</li>
<li>additional half-day leave for birthday celebrations;&nbsp;</li>
<li>annual performance appraisals and salary reviews;&nbsp;</li>
<li>€250 annual wellness allowance;&nbsp;</li>
<li>complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;&nbsp;</li>
<li>flexible work arrangements (role permitting); and&nbsp;</li>
<li>various corporate discounts.&nbsp;</li>
</ul>
BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

We're a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of over 270 employees, the Bank offers a...

Administrative Officer - Banking Operations Unit

We're a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. With a team of over 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.&nbsp;
Duties and responsibilities
The Administrative Officer will be responsible for conducting investigations on Name and Payment Screening and Automated Transaction hits.&nbsp;
The Administrative Officer will need to:
<ul>
<li>Analyse client transaction behaviour and correlate with the source of funds and source of wealth information and documentation collected from the customer and other sources, furthermore if suspicious of ML/FT arise, then escalate and raise STR accordingly;&nbsp;</li>
<li>Demonstrate team spirit by completing standard office tasks and other duties such as liaising with colleagues to ensure that the Bank's obligations are met whilst maintaining the highest standard of excellence in customer service;</li>
<li>Ensure Sanctions Screening, KYC and PEP’s are fully investigated in line with regulatory requirements and the Bank’s policies and guidelines;</li>
<li>Strictly follow procedures, actively contribute to process improvements and work closely with CRU Mangers to ensure the standards, workflows are respected and that potential risks are properly mitigated;</li>
<li>Proactively conduct payment analysis of transactions to link unidentified transactions and accounts to known fraudulent activity by investigating suspicious alerts with proper analysis and follow up;</li>
<li>Ensure that names with hits are investigated in a timely manner with the necessary escalations being undertaken to safeguard AML/CFT policies and procedures whilst risks are mitigated through proper documentation and rationale;</li>
<li>Participate in regular meetings and investigate areas as necessary amongst the CRU or with other internal colleagues like FCC Office;</li>
<li>Assist in business risk assessments, in line with the bank's Policies and Procedures, measuring the threats and vulnerabilities of the Bank’s operations; and</li>
<li>Assist in the application of all relevant policies, procedures, processes for CRU relating to all areas of anti-money laundering (AML) and CDD.&nbsp;&nbsp;</li>
</ul>
Competencies and experience
The potential candidate should be reliable and trustworthy, well-organised with a disposition to learn and have a team-oriented approach.
The Administrative Officer will need to have:
<ul>
<li>Strong KYC and Customer Due Diligence knowledge;</li>
<li>Internal and External Stakeholder management;</li>
<li>Excellent verbal, formal written communication and social skills;</li>
<li>Strong Data Analytics and Data Management;&nbsp;</li>
<li>Excellent planning, organisation and time management abilities;</li>
<li>Ability to be flexible, manage priorities whilst remaining calm under pressure;&nbsp;&nbsp;&nbsp;</li>
<li>A positive ‘can do’ attitude and an ability to take ownership of tasks through to completion;</li>
<li>Drive and resilience with ability to have difficult conversations;</li>
<li>Ability to work collaboratively and independently when required;</li>
<li>Ability to prioritise and be meticulous with attention to detail; and</li>
<li>Ability to be objective oriented and commercially minded.</li>
</ul>
What we Offer
<ul>
<li>Ongoing personal development;&nbsp;</li>
<li>Preferential interest rates on home loans, personal loans and home value loans;&nbsp;</li>
<li>Comprehensive support for academic advancement through fully subsidized staff study loans;&nbsp;</li>
<li>Private clinic health insurance coverage, extendable to dependants;&nbsp;</li>
<li>Life insurance and personal accident cover;&nbsp;</li>
<li>Free ophthalmic examinations;&nbsp;</li>
<li>Private counselling sessions in collaboration with Richmond Foundation;&nbsp;</li>
<li>Additional half-day leave for birthday celebrations;&nbsp;</li>
<li>Annual performance appraisals and salary reviews;&nbsp;</li>
<li>€250 annual wellness allowance;&nbsp;</li>
<li>Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;&nbsp;</li>
<li>Flexible work arrangements (role permitting); and&nbsp;</li>
<li>Various corporate discounts.&nbsp;</li>
</ul>
BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

We're a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. With a team of over 270 employees, the Bank offers a full...

Administrative Officer - Screening Helpdesk (Customer Review Unit)

We are a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.&nbsp;
We're a team of inspired people who believe that opportunities start with a conversation.&nbsp;
Join our dynamic Regulatory Compliance team, where you’ll be at the forefront of ensuring our operations meet evolving local and international regulations. This is a great opportunity for an ambitious individual looking to build a career in banking while driving impactful regulatory change. This is an excellent opportunity for someone who enjoys problem-solving, keeping up with evolving regulations, and ensuring best practices. You'll face exciting challenges as you help keep the bank on the leading edge of compliance.
As a Junior Compliance Analyst, you will receive coaching and mentoring from management, including the Head of Regulatory Compliance, with opportunities for continuous learning and career advancement.
We understand the importance of work-life balance and offer a supportive, flexible work environment. Enjoy the stability of a full-time role with room for personal growth.
<h3 style="text-align:justify;">Duties &amp; Responsibilities</h3>
The Junior Compliance Analyst will need to support the RCD Team and Compliance Officer in:
<ul>
<li style="text-align:justify;">Collaborating with departments to promote a culture of compliance across the Bank;</li>
<li style="text-align:justify;">Working alongside diverse teams across the Bank, building relationships with key departments, such as Risk, Legal, and IT;</li>
<li style="text-align:justify;">Liaising and maintaining excellent working relationships with stakeholders of all levels, providing guidance, assistance, and advice on regulatory matters;</li>
<li style="text-align:justify;">Assist in identifying, documenting and assessing the compliance risks associated with the Bank's operations;</li>
<li style="text-align:justify;">Monitoring regulatory horizons to ensure that the Bank is always proactive towards upcoming regulatory changes;&nbsp;</li>
<li style="text-align:justify;">Carrying out preliminary impact and gap analysis’ and assist in the implementation of legislation that will impact the Bank;</li>
<li style="text-align:justify;">Monitor compliance performance and regulatory deadlines;</li>
<li style="text-align:justify;">Supporting with the development and implementation of the Annual Compliance Plan, ensuring compliance across the different departments of the Bank with the requirements of legislations and internal policies through an oversight programme that includes testing, monitoring and reporting compliance and performance to all effective legislations;&nbsp;</li>
<li style="text-align:justify;">Assisting with the compilation of the RCD department’s regular and ad-hoc reporting requirements for management information purposes as well as reporting to the Executive Committee, and Risk &amp; Compliance Committee;</li>
<li style="text-align:justify;">Monitoring of any open findings emanating from internal reviews as well as any regulatory findings;</li>
<li style="text-align:justify;">Supporting the Regulatory Compliance Team and the Compliance Officer with Arbiter complaints as well as effect oversight and monitoring of the Bank’s complaints process, ensuring timely and complete mitigations, where reasonable;</li>
<li style="text-align:justify;">When required, supporting the Data Protection Officer for the Bank including investigating potential breaches and handling of Data Subject Requests; and</li>
<li style="text-align:justify;">Assisting with any other duties that may be required to achieve and exceed the functions objectives as defined from time to time.&nbsp;</li>
</ul>
<h3 style="text-align:justify;">Skills</h3>
The Junior Compliance Analyst will need to:
<ul>
<li style="text-align:justify;">have excellent communication and problem analysis skills;</li>
<li style="text-align:justify;">have accuracy and attention to detail;</li>
<li style="text-align:justify;">have teamwork and organisation skills;</li>
<li style="text-align:justify;">have the ability to work under pressure and on multiple tasks at any one time;</li>
<li style="text-align:justify;">have the ability to work on own initiative and have high-level of negotiation skills in order to implement the best solutions for the Bank and still remain compliant with regulations;&nbsp;</li>
<li style="text-align:justify;">meet strict deadline and have the ability to multi-task; and</li>
<li style="text-align:justify;">preferably have good knowledge on Banking &amp; Payments legislation, as well as ICT Risk and Cybersecurity legislation; and</li>
<li style="text-align:justify;">be proficient in Microsoft Office application.</li>
</ul>
<h3 style="text-align:justify;">What We Offer</h3>
<ul>
<li style="text-align:justify;">Ongoing personal development;</li>
<li style="text-align:justify;">Preferential interest rates on home loans, personal loans and home value loans;</li>
<li style="text-align:justify;">Comprehensive support for academic advancement through fully subsidized staff study loans;</li>
<li style="text-align:justify;">Private clinic health insurance coverage, extendable to dependants;</li>
<li style="text-align:justify;">Life insurance and personal accident cover;</li>
<li style="text-align:justify;">Free ophthalmic examinations;</li>
<li style="text-align:justify;">Private counselling sessions in collaboration with Richmond Foundation;</li>
<li style="text-align:justify;">Additional half-day leave for birthday celebrations;</li>
<li style="text-align:justify;">Annual performance appraisals and salary reviews;</li>
<li style="text-align:justify;">€250 annual wellness allowance;</li>
<li style="text-align:justify;">Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;</li>
<li style="text-align:justify;">Flexible work arrangements (role permitting); and</li>
<li style="text-align:justify;">Various corporate discounts.</li>
</ul>
BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

We are a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of 270 employees, the Bank offers a...

Junior Compliance Analyst - Regulatory Compliance

We're a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. With a team of over 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.&nbsp;

Duties and responsibilities
The Administrative Officer will be responsible for assisting with administrative tasks of the units that form part of the Bank’s Legal Department including:
<ul>
<li>Setting of appointments for contracts of loan and cancellations;</li>
<li>Processing and keeping record of fees and invoices submitted by external vetting lawyers;</li>
<li>Assisting with archiving process and retrieval of files when required; and</li>
<li>Scanning of documents and ensuring these are saved in accordance with the necessary requirements;</li>
<li>Assisting with any other duties that may be required to achieve and exceed the Department’s objectives as defined from time to time.</li>
</ul>
Skills, Experience and Knowledge
The Administrative Officer should be reliable and trustworthy, well-organised with a disposition to learn and have a team-oriented approach.
The Administrative Officer must:
<ul>
<li>hold at least MQF Level 4 qualification at advanced/intermediate level.</li>
<li>be able to prioritise, multi-task and work under pressure;</li>
<li>be organised and meticulous in work, ensuring high quality of work at all times;</li>
<li>be proficient with MS Office applications; and</li>
<li>demonstrate excellent written and verbal communication skills in both English and Maltese.</li>
</ul>
What we Offer
<ul>
<li>Ongoing personal development;&nbsp;</li>
<li>Preferential interest rates on home loans, personal loans and home value loans;&nbsp;</li>
<li>Comprehensive support for academic advancement through fully subsidized staff study loans;&nbsp;</li>
<li>Private clinic health insurance coverage, extendable to dependants;&nbsp;</li>
<li>Life insurance and personal accident cover;&nbsp;</li>
<li>Free ophthalmic examinations;&nbsp;</li>
<li>Private counselling sessions in collaboration with Richmond Foundation;&nbsp;</li>
<li>Additional half-day leave for birthday celebrations;&nbsp;</li>
<li>Annual performance appraisals and salary reviews;&nbsp;</li>
<li>€250 annual wellness allowance;&nbsp;</li>
<li>Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;&nbsp;</li>
<li>Flexible work arrangements (role permitting); and&nbsp;</li>
<li>Various corporate discounts.&nbsp;</li>
</ul>
BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Part-Time Administrative Officer - Legal Department

We're a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. With a team of over 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.&nbsp;
Duties and responsibilities 
The Relationship Executive will be required to assist in managing a portfolio of clients and providing administrative support.
You will be required to:&nbsp;&nbsp;
<ul>
<li>maintaining relationships with clients on the administrative side;</li>
<li>deputising for the Relationship Manager in his/her absence;</li>
<li>promoting the Bank's products and services;</li>
<li>enhancing relationships with customers to meet the Bank's objectives for profitability and business growth;</li>
<li>being responsible for potential client leads;</li>
<li>preparing documentation and credit proposals for management review; and</li>
<li>analysing financial documentation including accounts, business projections and plans for lending and present sound recommendations.</li>
</ul>
Competencies and experience 
The potential candidate should be reliable and trustworthy, well-organised with a disposition to learn and have a team-oriented approach.
You must:
<ul>
<li>have sound knowledge of banking and lending principles;&nbsp;</li>
<li>hold a diploma and/or degree in Business Management and/or Banking &amp; Finance;</li>
<li>have a minimum of two years’ experience in business banking;&nbsp;</li>
<li>be able to prioritise, multi-task and work under pressure;&nbsp;</li>
<li>have strong research and analytical skills;&nbsp;</li>
<li>demonstrate excellent written and verbal communication skills in both English and Maltese;</li>
<li>have effective communication skills using a high level of business English;</li>
<li>have a good command of financial statements, analyses and interpretation; and&nbsp;</li>
<li>have excellent knowledge of MS Office tools.</li>
</ul>
What we Offer 
<ul>
<li>Ongoing personal development;&nbsp;</li>
<li>Preferential interest rates on home loans, personal loans and home value loans;&nbsp;</li>
<li>Comprehensive support for academic advancement through fully subsidized staff study loans;&nbsp;</li>
<li>Private clinic health insurance coverage, extendable to dependants;&nbsp;</li>
<li>Life insurance and personal accident cover;&nbsp;</li>
<li>Free ophthalmic examinations;&nbsp;</li>
<li>Private counselling sessions in collaboration with Richmond Foundation;&nbsp;</li>
<li>Additional half-day leave for birthday celebrations;&nbsp;</li>
<li>Annual performance appraisals and salary reviews;&nbsp;</li>
<li>€250 annual wellness allowance;&nbsp;</li>
<li>Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;&nbsp;</li>
<li>Flexible work arrangements (role permitting); and&nbsp;</li>
<li>Various corporate discounts.&nbsp;</li>
</ul>
BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Relationship Executive - Corporate Banking Unit

We're a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. With a team of over 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.
<h3>Duties and responsibilities</h3>
As a Commercial Support Officer, you will provide essential administrative and operational support to the Bank's Commercial Units. You will be actively involved in coordinating activities, supporting data-related tasks, and assisting with the day-to-day running of commercial functions.&nbsp;
You will need to:
<ul>
<li>Support the coordination of activities between the Retail Department's units and other Bank departments;</li>
<li>Assist in the preparation of statistics, reports, and data for internal use and decision-making;</li>
<li>Help organise staff training sessions within the commercial functions by liaising with internal units and trainers;</li>
<li>Support the effective allocation of staff within the commercial functions, including assisting with reallocation when urgent needs arise;</li>
<li>Assist in the planning and coordination of commercial initiatives, campaigns, and other bank-organised activities;</li>
<li>Participate in snap checks and other internal control activities according to established procedures;</li>
<li>Troubleshoot day-to-day issues and propose practical solutions;</li>
<li>Ensure full compliance with the Bank's policies, procedures, and regulatory requirements; and</li>
<li>Perform any other related duties as required by management.</li>
</ul>
<h3>Competencies and experience</h3>
You must:
<ul>
<li>Have strong communication and interpersonal skills;</li>
<li>Be organised, proactive, and detail-oriented;</li>
<li>Have a customer-centric approach with a positive and collaborative attitude;</li>
<li>Have the ability to work as part of a team and independently when required;</li>
<li>Have basic proficiency in MS Office applications;</li>
<li>Possess at least an MQF Level 4 academical qualification;</li>
<li>A qualification in Business Management, Banking and Finance or Business statistics is considered an asset; and</li>
<li>Previous work experience, even on a part-time or apprenticeship basis, will be considered an asset.</li>
</ul>
<h3>What we Offer</h3>
<ul>
<li>Ongoing personal development;&nbsp;</li>
<li>Preferential interest rates on home loans, personal loans and home value loans;&nbsp;</li>
<li>Comprehensive support for academic advancement through fully subsidized staff study loans;&nbsp;</li>
<li>Private clinic health insurance coverage, extendable to dependants;&nbsp;</li>
<li>Life insurance and personal accident cover;&nbsp;</li>
<li>Free ophthalmic examinations;&nbsp;</li>
<li>Private counselling sessions in collaboration with Richmond Foundation;&nbsp;</li>
<li>Additional half-day leave for birthday celebrations;&nbsp;</li>
<li>Annual performance appraisals and salary reviews;&nbsp;</li>
<li>€250 annual wellness allowance;&nbsp;</li>
<li>Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;&nbsp;</li>
<li>Flexible work arrangements (role permitting); and&nbsp;</li>
<li>Various corporate discounts.&nbsp;</li>
</ul>
BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Commercial Support Officer - Support Unit

We are a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of over 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.
We are a team of inspired people who believe that opportunities start with a conversation.
<h4>‍Duties &amp; Responsibilities</h4>
The Money Laundering Reporting &amp; Compliance Officer (UK operations), hereinafter being referred to as the 'UK MLRO &amp; Compliance Officer' is responsible for all aspects of the Bank's Anti-Money Laundering (AML) and Counter Terrorism Financing (CFT) frameworks as well as compliance functions in relation to activities conducted by the Bank from the UK Branch. He/she forms part of the Bank's Compliance Function and is resident in the UK.
The UK MLRO &amp; Compliance Officer must be an approved person by the MFSA (Malta's regulator) and the Financial Conduct Authority (FCA) in the UK or any other regulatory authority, as applicable from time to time. S/he must have the necessary knowledge to meet such authorities’ regulatory requirements, as well as to understand how to apply them. He/she must ensure his/her knowledge remains up to date and must be able to transpose such knowledge in the Bank's Policies, Procedures or Working instructions and be capable to maintain excellent and close relations with the Regulators.
<h4>Responsibilities</h4>
You will be responsible for:
<ul>
<li>ensuring that the Bank achieves and maintains compliance with all current and future regulatory requirements in relation to AML/CFT;</li>
<li>ensuring that the Bank and employees within the UK operations are kept aware of their regulatory obligations within their area of responsibility and changes thereof;</li>
<li>carrying out a risk assessment, in line with the Bank's Policies and Procedures, measuring the Bank's threats and vulnerabilities of the Bank's UK operations to money laundering and funding of terrorism (referred to as the Business Risk Assessment (BRA);</li>
<li>formulating and updating the Customer Risk Assessment in cooperation with the Bank's CRO, and MLRO responsible for the Maltese operations and overall activities of the Bank;</li>
<li>monitoring transactions, managing alerts and whether triggered through systems and any other tools available to identify transactions and activities that deviate from the norm;</li>
<li>investigating and analysing suspicious activity reporting from the Bank's staff and reporting accordingly to the regulators as required;</li>
<li>being the point of contact with regulators on issues relating to money laundering and funding of terrorism within the Bank's UK activities;</li>
<li>ensuring that the Governance, Risk and Compliance Frameworks of the Bank are operating effectively, and kept up-to date in line with the Risk Appetite of the Bank and the UK regulations;</li>
<li>ensuring that any MFSA and FCA training and/or competency standards in relation to AML/CFT are met and maintained both personally and also for all staff members connected with the UK operations;</li>
<li>compiling, assess and report any money laundering and financing of terrorism risks to the CEO, CRO, Executive Committee, and the Board of Directors though the Risk Committee of the Board;</li>
<li>conducting his/her evaluations in an objective and impartial manner, which means that he/she must pursue his/her duties free of prejudices and must avoid conflict of interest;</li>
<li>maintaining the highest standards of market practice / knowledge, integrity, ethical and moral conduct as established by the relevant Authorities and Regulatory Bodies; and</li>
<li>dealing with all regulators in an open and co-operative way and must disclose appropriately any information of which the regulator would reasonably expect notice of.</li>
</ul>
<h4>Skills</h4>
The potential candidate should have a positive attitude, be well-organised, with a disposition to learn. The selected candidate must be meticulous with a team-oriented approach to work.
The Money Laundering Reporting &amp; Compliance Officer (UK operations) will need to:
<ul>
<li>possess critical competencies risk analysis, business acumen and organisational capabilities;</li>
<li>have the ability to develop effective working relationships with different stakeholders;</li>
<li>have strong verbal and written communication skills;</li>
<li>be committed with an independent oversight;</li>
<li>be enthusiastic, with a positive and proactive approach to work; and</li>
<li>have excellent analytical skills, business acumen and organisational capabilities.</li>
</ul>
<h4>Experience and Knowledge</h4>
<ul>
<li>The candidate will ideally have a Bachelor's Degree with a minimum of 10 years' experience within the Financial Services and the relative regulatory environment.</li>
</ul>
<h4>What we Offer</h4>
<ul>
<li>Ongoing personal development;</li>
<li>Preferential interest rates on home loans, personal loans and home value loans;</li>
<li>Comprehensive support for academic advancement through fully subsidized staff study loans;</li>
<li>Private clinic health insurance coverage, extendable to dependants;</li>
<li>Life insurance and personal accident cover;</li>
<li>Free ophthalmic examinations;</li>
<li>Private counselling sessions in collaboration with Richmond Foundation;</li>
<li>Additional half-day leave for birthday celebrations;</li>
<li>Annual performance appraisals and salary reviews;</li>
<li>€250 annual wellness allowance;</li>
<li>Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;</li>
<li>Flexible work arrangements (role permitting); and</li>
<li>Various corporate discounts.</li>
<li>BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.</li>
</ul>

We are a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of over 270 employees, the Bank offers...

Money Laundering Report & Compliance Officer (MLRO) - London Branch

We are a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.
We are a team of inspired people who believe that opportunities start with a conversation.
‍Duties &amp; Responsibilities
The Senior Analyst – Screening Helpdesk Customer Review Unit will be responsible for conducting investigations on Name and Payment Screening and Automated Transaction hits. Reviewing the investigations of junior staff and issuing reporting data as requested for senior management.
The Senior Analyst will need to:
<ul>
<li>analyse client transaction behaviour and correlate with the source of funds and source of wealth information and documentation collected from the customer and other sources, furthermore if suspicious of ML/FT arise, then escalate and raise STR accordingly;&nbsp;</li>
<li>demonstrate team spirit by completing standard office tasks and other duties such as liaising with colleagues to ensure that the Bank's obligations are met whilst maintaining the highest standard of excellence in customer service;</li>
<li>ensure Sanctions Screening, KYC and PEP’s are fully investigated in line with regulatory requirements and the Bank’s policies and guidelines;</li>
<li>strictly follow procedures, actively contribute to process improvements and work closely with CRU Mangers to ensure the standards, workflows are respected and that potential risks are properly mitigated;</li>
<li>proactively conduct payment analysis of transactions to link unidentified transactions and accounts to known fraudulent activity by investigating suspicious alerts with proper analysis and follow up;</li>
<li>ensure that names with hits are investigated in a timely manner with the necessary escalations being undertaken to safeguard AML/CFT policies and procedures whilst risks are mitigated through proper documentation and rationale;</li>
<li>participate in regular meetings and investigate areas as necessary amongst the CRU or with other internal colleagues like FCC Office. Assist in business risk assessments, in line with the bank's Policies and Procedures, measuring the threats and vulnerabilities of the Bank’s operations. Assist in the application of all relevant policies, procedures, processes for CRU relating to all areas of anti-money laundering (AML) and CDD;</li>
<li>review investigations carried out by junior staff and provide constructive feedback to ensure quality of work is at the highest standards possible;</li>
<li>issue reporting data as requested by senior management; and</li>
<li>test new systems or system upgrades.</li>
</ul>
‍Competencies &amp; Experience
The potential candidate should be reliable and trustworthy, well-organised with a disposition to learn and have a team-oriented approach. The candidate should also demonstrate excellent written and verbal communication skills in both English and Maltese, with the ability to communicate effectively using a high level of business English.
You must have:
<ul>
<li>strong KYC and Customer Due Diligence knowledge;</li>
<li>internal and External Stakeholder management;</li>
<li>excellent verbal, formal written communication and social skills;</li>
<li>strong Data Analytics and Data Management;</li>
<li>excellent planning, organisation and time management abilities;</li>
<li>ability to be flexible, manage priorities whilst remaining calm under pressure;&nbsp;&nbsp;&nbsp;</li>
<li>a Positive ‘can do’ attitude and an ability to take ownership of tasks through to completion;</li>
<li>drive and resilience;</li>
<li>ability to work collaboratively and independently when required;</li>
<li>ability to have difficult conversations;</li>
<li>conflict management resolutions skills;</li>
<li>meticulous with attention to detail;</li>
<li>experience in being meticulous with attention to detail;</li>
<li>ability to prioritise; and</li>
<li>a mindset to be objective oriented and commercially minded.</li>
</ul>
‍Experience and knowledge
<ul>
<li>minimum 3 years experience within CDD/KYC/AML in Banking or Financial Services;</li>
<li>recognised Anti Money Laundering, Compliance or Financial Crime Qualification will be preferred;</li>
<li>diploma in Banking and Finance, Financial Services or related area will be considered an asset;</li>
<li>proficiency in MS Excel; and</li>
<li>ability to analyse, interpret and execute procedures.</li>
</ul>
What we Offer
<ul>
<li>Ongoing personal development;</li>
<li>Preferential interest rates on home loans, personal loans and home value loans;</li>
<li>Comprehensive support for academic advancement through fully subsidized staff study loans;</li>
<li>Private clinic health insurance coverage, extendable to dependants;</li>
<li>Life insurance and personal accident cover;</li>
<li>Free ophthalmic examinations;</li>
<li>Private counselling sessions in collaboration with Richmond Foundation;</li>
<li>Additional half-day leave for birthday celebrations;</li>
<li>Annual performance appraisals and salary reviews;</li>
<li>€250 annual wellness allowance;</li>
<li>Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;</li>
<li>Flexible work arrangements (role permitting); and</li>
<li>Various corporate discounts.</li>
</ul>
BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Senior Analyst - Screening Helpdesk (Customer Review Unit)

We are a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.
We are a team of inspired people who believe that opportunities start with a conversation.
Duties and Responsibilities
The Business Support Engineer will play a key role in maintaining, supporting, and enhancing the Bank’s Core Business Systems. The selected candidate will be responsible for ensuring the continuous operation and efficiency of core business services, providing day-to-day technical and functional support to business users, and contributing to system improvements and regulatory updates. The role requires close collaboration with internal stakeholders and external vendors to ensure that business solutions align with operational needs and compliance requirements.
Key Responsibilities:
The Business Support Engineer will be responsible for the following duties:
<ul>
<li>Maintain and provide ongoing support for the Core Banking System and its associated peripheral systems.</li>
<li>Liaise with third-party vendors for issue resolution, system enhancements, and compliance-related changes.</li>
<li>Administer and manage the Business System Service Desk, ensuring timely response and resolution of user requests and incidents.</li>
<li>Develop, implement, and maintain a Business Continuity Plan (BCP) for the Bank’s core systems.</li>
<li>Identify, propose, and drive system or process changes aimed at improving operational efficiency and service delivery.</li>
<li>Perform routine system health checks and maintain comprehensive records of these activities.</li>
<li>Assist and educate business users on effective use of technology tools to streamline problem resolution.</li>
<li>Keep abreast of emerging technologies and assess their potential benefits to the Bank’s operations.</li>
<li>Extract, compile, and generate reports from core systems as required by management and business units.</li>
</ul>
Skills and Experience:
The ideal candidate will possess the following qualifications and competencies:
<ul>
<li>An MCAST or University Degree in Information and Communications Technology (ICT).</li>
<li>Strong proficiency in SQL scripting and experience working with Relational Database Management Systems (RDBMS), preferably Microsoft SQL Server (latest versions).</li>
<li>Basic knowledge of database administration and reporting tools, ideally Microsoft SQL Server Reporting Services (SSRS).</li>
<li>Previous experience working with a Core Banking System will be considered an asset.</li>
<li>Familiarity with PowerShell/Python scripting for task automation and system management will be considered an asset.</li>
<li>A basic understanding of banking operations and business processes.</li>
<li>Strong analytical and logical thinking abilities with excellent problem-solving skills.</li>
<li>Effective communication and interpersonal skills, with the ability to interact confidently with both technical and non-technical stakeholders.</li>
<li>A strong team player with excellent listening skills and a proactive approach to support and learning.</li>
<li>Flexible, adaptable, and eager to expand knowledge of banking systems and emerging technologies.</li>
</ul>
The ideal candidate will demonstrate a strong willingness to learn, the ability to perform effectively under pressure, and the capacity to work both independently and collaboratively within a team environment. Preferable, the candidate will have strong knowledge on Windows systems, TSQL, Powershell and Python. Experience on Bank’s core banking systems will be considered as an asset.
What we Offer
<ul>
<li>Ongoing personal development;&nbsp;</li>
<li>Preferential interest rates on home loans, personal loans and home value loans;&nbsp;</li>
<li>Comprehensive support for academic advancement through fully subsidized staff study loans;&nbsp;</li>
<li>Private clinic health insurance coverage, extendable to dependants;&nbsp;</li>
<li>Life insurance and personal accident cover;&nbsp;</li>
<li>Free ophthalmic examinations;&nbsp;</li>
<li>Private counselling sessions in collaboration with Richmond Foundation;&nbsp;</li>
<li>Additional half-day leave for birthday celebrations;&nbsp;</li>
<li>Annual performance appraisals and salary reviews;&nbsp;</li>
<li>€250 annual wellness allowance;&nbsp;</li>
<li>Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;&nbsp;</li>
<li>Flexible work arrangements (role permitting); and&nbsp;</li>
<li>Various corporate discounts.&nbsp;</li>
</ul>
BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Business Support Engineer - Information Technology Unit