BNF Bank p.l.c

Malta

United Kingdom

Accounting

Banking

Finance

Funds

Insurance

Security & Risk

Corporate services

Administrative

Creative & Design

Writing

Engineering

Science & Research

Gambling

Health & Fitness

Community & Welfare

Human Resources

Legal

Hospitality & Leisure

Supply Chain & Warehousing

Marketing & PR

Estate Agent

Sales & Business Development

Hair & Cosmetology

Skilled Work

Cleaning & Housekeeping

Customer Service

Agriculture & Aquaculture

Compliance

Design

Technical Project Management

Data

Technical Infrastructure

Software Development

Animal Care

Brand Management

Business Relationship Management

Draughting

Health & Safety

Operations

Project Management

Quality Control

Surveying

Teaching

Technical Support

Machine Operation

Consultancy

General Management

Production Management

Customer Relationship Management

Quality Assurance

Fresh Graduate

Entry (0-12 months)

Intermediate (1-3 years)

Experienced (3 years +)

Middle Management

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Full Time

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Full / Part Time

Shift

Temporary / Contract

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On Premises

We're a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. With a team of over 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.&nbsp;

Duties and responsibilities
The Administrative Officer will be responsible for assisting with administrative tasks of the units that form part of the Bank’s Legal Department including:
<ul>
<li>Setting of appointments for contracts of loan and cancellations;</li>
<li>Processing and keeping record of fees and invoices submitted by external vetting lawyers;</li>
<li>Assisting with archiving process and retrieval of files when required; and</li>
<li>Scanning of documents and ensuring these are saved in accordance with the necessary requirements;</li>
<li>Assisting with any other duties that may be required to achieve and exceed the Department’s objectives as defined from time to time.</li>
</ul>
Skills, Experience and Knowledge
The Administrative Officer should be reliable and trustworthy, well-organised with a disposition to learn and have a team-oriented approach.
The Administrative Officer must:
<ul>
<li>hold at least MQF Level 4 qualification at advanced/intermediate level.</li>
<li>be able to prioritise, multi-task and work under pressure;</li>
<li>be organised and meticulous in work, ensuring high quality of work at all times;</li>
<li>be proficient with MS Office applications; and</li>
<li>demonstrate excellent written and verbal communication skills in both English and Maltese.</li>
</ul>
What we Offer
<ul>
<li>Ongoing personal development;&nbsp;</li>
<li>Preferential interest rates on home loans, personal loans and home value loans;&nbsp;</li>
<li>Comprehensive support for academic advancement through fully subsidized staff study loans;&nbsp;</li>
<li>Private clinic health insurance coverage, extendable to dependants;&nbsp;</li>
<li>Life insurance and personal accident cover;&nbsp;</li>
<li>Free ophthalmic examinations;&nbsp;</li>
<li>Private counselling sessions in collaboration with Richmond Foundation;&nbsp;</li>
<li>Additional half-day leave for birthday celebrations;&nbsp;</li>
<li>Annual performance appraisals and salary reviews;&nbsp;</li>
<li>€250 annual wellness allowance;&nbsp;</li>
<li>Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;&nbsp;</li>
<li>Flexible work arrangements (role permitting); and&nbsp;</li>
<li>Various corporate discounts.&nbsp;</li>
</ul>
BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

We're a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. With a team of over 270 employees, the Bank offers a full...

Part-Time Administrative Officer - Legal Department

We're a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. With a team of over 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.&nbsp;
Duties and responsibilities 
The Relationship Executive will be required to assist in managing a portfolio of clients and providing administrative support.
You will be required to:&nbsp;&nbsp;
<ul>
<li>maintaining relationships with clients on the administrative side;</li>
<li>deputising for the Relationship Manager in his/her absence;</li>
<li>promoting the Bank's products and services;</li>
<li>enhancing relationships with customers to meet the Bank's objectives for profitability and business growth;</li>
<li>being responsible for potential client leads;</li>
<li>preparing documentation and credit proposals for management review; and</li>
<li>analysing financial documentation including accounts, business projections and plans for lending and present sound recommendations.</li>
</ul>
Competencies and experience 
The potential candidate should be reliable and trustworthy, well-organised with a disposition to learn and have a team-oriented approach.
You must:
<ul>
<li>have sound knowledge of banking and lending principles;&nbsp;</li>
<li>hold a diploma and/or degree in Business Management and/or Banking &amp; Finance;</li>
<li>have a minimum of two years’ experience in business banking;&nbsp;</li>
<li>be able to prioritise, multi-task and work under pressure;&nbsp;</li>
<li>have strong research and analytical skills;&nbsp;</li>
<li>demonstrate excellent written and verbal communication skills in both English and Maltese;</li>
<li>have effective communication skills using a high level of business English;</li>
<li>have a good command of financial statements, analyses and interpretation; and&nbsp;</li>
<li>have excellent knowledge of MS Office tools.</li>
</ul>
What we Offer 
<ul>
<li>Ongoing personal development;&nbsp;</li>
<li>Preferential interest rates on home loans, personal loans and home value loans;&nbsp;</li>
<li>Comprehensive support for academic advancement through fully subsidized staff study loans;&nbsp;</li>
<li>Private clinic health insurance coverage, extendable to dependants;&nbsp;</li>
<li>Life insurance and personal accident cover;&nbsp;</li>
<li>Free ophthalmic examinations;&nbsp;</li>
<li>Private counselling sessions in collaboration with Richmond Foundation;&nbsp;</li>
<li>Additional half-day leave for birthday celebrations;&nbsp;</li>
<li>Annual performance appraisals and salary reviews;&nbsp;</li>
<li>€250 annual wellness allowance;&nbsp;</li>
<li>Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;&nbsp;</li>
<li>Flexible work arrangements (role permitting); and&nbsp;</li>
<li>Various corporate discounts.&nbsp;</li>
</ul>
BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Relationship Executive - Corporate Banking Unit

We're a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. With a team of over 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.
<h3>Duties and responsibilities</h3>
As a Commercial Support Officer, you will provide essential administrative and operational support to the Bank's Commercial Units. You will be actively involved in coordinating activities, supporting data-related tasks, and assisting with the day-to-day running of commercial functions.&nbsp;
You will need to:
<ul>
<li>Support the coordination of activities between the Retail Department's units and other Bank departments;</li>
<li>Assist in the preparation of statistics, reports, and data for internal use and decision-making;</li>
<li>Help organise staff training sessions within the commercial functions by liaising with internal units and trainers;</li>
<li>Support the effective allocation of staff within the commercial functions, including assisting with reallocation when urgent needs arise;</li>
<li>Assist in the planning and coordination of commercial initiatives, campaigns, and other bank-organised activities;</li>
<li>Participate in snap checks and other internal control activities according to established procedures;</li>
<li>Troubleshoot day-to-day issues and propose practical solutions;</li>
<li>Ensure full compliance with the Bank's policies, procedures, and regulatory requirements; and</li>
<li>Perform any other related duties as required by management.</li>
</ul>
<h3>Competencies and experience</h3>
You must:
<ul>
<li>Have strong communication and interpersonal skills;</li>
<li>Be organised, proactive, and detail-oriented;</li>
<li>Have a customer-centric approach with a positive and collaborative attitude;</li>
<li>Have the ability to work as part of a team and independently when required;</li>
<li>Have basic proficiency in MS Office applications;</li>
<li>Possess at least an MQF Level 4 academical qualification;</li>
<li>A qualification in Business Management, Banking and Finance or Business statistics is considered an asset; and</li>
<li>Previous work experience, even on a part-time or apprenticeship basis, will be considered an asset.</li>
</ul>
<h3>What we Offer</h3>
<ul>
<li>Ongoing personal development;&nbsp;</li>
<li>Preferential interest rates on home loans, personal loans and home value loans;&nbsp;</li>
<li>Comprehensive support for academic advancement through fully subsidized staff study loans;&nbsp;</li>
<li>Private clinic health insurance coverage, extendable to dependants;&nbsp;</li>
<li>Life insurance and personal accident cover;&nbsp;</li>
<li>Free ophthalmic examinations;&nbsp;</li>
<li>Private counselling sessions in collaboration with Richmond Foundation;&nbsp;</li>
<li>Additional half-day leave for birthday celebrations;&nbsp;</li>
<li>Annual performance appraisals and salary reviews;&nbsp;</li>
<li>€250 annual wellness allowance;&nbsp;</li>
<li>Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;&nbsp;</li>
<li>Flexible work arrangements (role permitting); and&nbsp;</li>
<li>Various corporate discounts.&nbsp;</li>
</ul>
BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Commercial Support Officer - Support Unit

We are a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of over 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.
We are a team of inspired people who believe that opportunities start with a conversation.
<h4>‍Duties &amp; Responsibilities</h4>
The Money Laundering Reporting &amp; Compliance Officer (UK operations), hereinafter being referred to as the 'UK MLRO &amp; Compliance Officer' is responsible for all aspects of the Bank's Anti-Money Laundering (AML) and Counter Terrorism Financing (CFT) frameworks as well as compliance functions in relation to activities conducted by the Bank from the UK Branch. He/she forms part of the Bank's Compliance Function and is resident in the UK.
The UK MLRO &amp; Compliance Officer must be an approved person by the MFSA (Malta's regulator) and the Financial Conduct Authority (FCA) in the UK or any other regulatory authority, as applicable from time to time. S/he must have the necessary knowledge to meet such authorities’ regulatory requirements, as well as to understand how to apply them. He/she must ensure his/her knowledge remains up to date and must be able to transpose such knowledge in the Bank's Policies, Procedures or Working instructions and be capable to maintain excellent and close relations with the Regulators.
<h4>Responsibilities</h4>
You will be responsible for:
<ul>
<li>ensuring that the Bank achieves and maintains compliance with all current and future regulatory requirements in relation to AML/CFT;</li>
<li>ensuring that the Bank and employees within the UK operations are kept aware of their regulatory obligations within their area of responsibility and changes thereof;</li>
<li>carrying out a risk assessment, in line with the Bank's Policies and Procedures, measuring the Bank's threats and vulnerabilities of the Bank's UK operations to money laundering and funding of terrorism (referred to as the Business Risk Assessment (BRA);</li>
<li>formulating and updating the Customer Risk Assessment in cooperation with the Bank's CRO, and MLRO responsible for the Maltese operations and overall activities of the Bank;</li>
<li>monitoring transactions, managing alerts and whether triggered through systems and any other tools available to identify transactions and activities that deviate from the norm;</li>
<li>investigating and analysing suspicious activity reporting from the Bank's staff and reporting accordingly to the regulators as required;</li>
<li>being the point of contact with regulators on issues relating to money laundering and funding of terrorism within the Bank's UK activities;</li>
<li>ensuring that the Governance, Risk and Compliance Frameworks of the Bank are operating effectively, and kept up-to date in line with the Risk Appetite of the Bank and the UK regulations;</li>
<li>ensuring that any MFSA and FCA training and/or competency standards in relation to AML/CFT are met and maintained both personally and also for all staff members connected with the UK operations;</li>
<li>compiling, assess and report any money laundering and financing of terrorism risks to the CEO, CRO, Executive Committee, and the Board of Directors though the Risk Committee of the Board;</li>
<li>conducting his/her evaluations in an objective and impartial manner, which means that he/she must pursue his/her duties free of prejudices and must avoid conflict of interest;</li>
<li>maintaining the highest standards of market practice / knowledge, integrity, ethical and moral conduct as established by the relevant Authorities and Regulatory Bodies; and</li>
<li>dealing with all regulators in an open and co-operative way and must disclose appropriately any information of which the regulator would reasonably expect notice of.</li>
</ul>
<h4>Skills</h4>
The potential candidate should have a positive attitude, be well-organised, with a disposition to learn. The selected candidate must be meticulous with a team-oriented approach to work.
The Money Laundering Reporting &amp; Compliance Officer (UK operations) will need to:
<ul>
<li>possess critical competencies risk analysis, business acumen and organisational capabilities;</li>
<li>have the ability to develop effective working relationships with different stakeholders;</li>
<li>have strong verbal and written communication skills;</li>
<li>be committed with an independent oversight;</li>
<li>be enthusiastic, with a positive and proactive approach to work; and</li>
<li>have excellent analytical skills, business acumen and organisational capabilities.</li>
</ul>
<h4>Experience and Knowledge</h4>
<ul>
<li>The candidate will ideally have a Bachelor's Degree with a minimum of 10 years' experience within the Financial Services and the relative regulatory environment.</li>
</ul>
<h4>What we Offer</h4>
<ul>
<li>Ongoing personal development;</li>
<li>Preferential interest rates on home loans, personal loans and home value loans;</li>
<li>Comprehensive support for academic advancement through fully subsidized staff study loans;</li>
<li>Private clinic health insurance coverage, extendable to dependants;</li>
<li>Life insurance and personal accident cover;</li>
<li>Free ophthalmic examinations;</li>
<li>Private counselling sessions in collaboration with Richmond Foundation;</li>
<li>Additional half-day leave for birthday celebrations;</li>
<li>Annual performance appraisals and salary reviews;</li>
<li>€250 annual wellness allowance;</li>
<li>Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;</li>
<li>Flexible work arrangements (role permitting); and</li>
<li>Various corporate discounts.</li>
<li>BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.</li>
</ul>

We are a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of over 270 employees, the Bank offers...

Money Laundering Report & Compliance Officer (MLRO) - London Branch

We are a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.
We are a team of inspired people who believe that opportunities start with a conversation.
‍Duties &amp; Responsibilities
The Senior Analyst – Screening Helpdesk Customer Review Unit will be responsible for conducting investigations on Name and Payment Screening and Automated Transaction hits. Reviewing the investigations of junior staff and issuing reporting data as requested for senior management.
The Senior Analyst will need to:
<ul>
<li>analyse client transaction behaviour and correlate with the source of funds and source of wealth information and documentation collected from the customer and other sources, furthermore if suspicious of ML/FT arise, then escalate and raise STR accordingly;&nbsp;</li>
<li>demonstrate team spirit by completing standard office tasks and other duties such as liaising with colleagues to ensure that the Bank's obligations are met whilst maintaining the highest standard of excellence in customer service;</li>
<li>ensure Sanctions Screening, KYC and PEP’s are fully investigated in line with regulatory requirements and the Bank’s policies and guidelines;</li>
<li>strictly follow procedures, actively contribute to process improvements and work closely with CRU Mangers to ensure the standards, workflows are respected and that potential risks are properly mitigated;</li>
<li>proactively conduct payment analysis of transactions to link unidentified transactions and accounts to known fraudulent activity by investigating suspicious alerts with proper analysis and follow up;</li>
<li>ensure that names with hits are investigated in a timely manner with the necessary escalations being undertaken to safeguard AML/CFT policies and procedures whilst risks are mitigated through proper documentation and rationale;</li>
<li>participate in regular meetings and investigate areas as necessary amongst the CRU or with other internal colleagues like FCC Office. Assist in business risk assessments, in line with the bank's Policies and Procedures, measuring the threats and vulnerabilities of the Bank’s operations. Assist in the application of all relevant policies, procedures, processes for CRU relating to all areas of anti-money laundering (AML) and CDD;</li>
<li>review investigations carried out by junior staff and provide constructive feedback to ensure quality of work is at the highest standards possible;</li>
<li>issue reporting data as requested by senior management; and</li>
<li>test new systems or system upgrades.</li>
</ul>
‍Competencies &amp; Experience
The potential candidate should be reliable and trustworthy, well-organised with a disposition to learn and have a team-oriented approach. The candidate should also demonstrate excellent written and verbal communication skills in both English and Maltese, with the ability to communicate effectively using a high level of business English.
You must have:
<ul>
<li>strong KYC and Customer Due Diligence knowledge;</li>
<li>internal and External Stakeholder management;</li>
<li>excellent verbal, formal written communication and social skills;</li>
<li>strong Data Analytics and Data Management;</li>
<li>excellent planning, organisation and time management abilities;</li>
<li>ability to be flexible, manage priorities whilst remaining calm under pressure;&nbsp;&nbsp;&nbsp;</li>
<li>a Positive ‘can do’ attitude and an ability to take ownership of tasks through to completion;</li>
<li>drive and resilience;</li>
<li>ability to work collaboratively and independently when required;</li>
<li>ability to have difficult conversations;</li>
<li>conflict management resolutions skills;</li>
<li>meticulous with attention to detail;</li>
<li>experience in being meticulous with attention to detail;</li>
<li>ability to prioritise; and</li>
<li>a mindset to be objective oriented and commercially minded.</li>
</ul>
‍Experience and knowledge
<ul>
<li>minimum 3 years experience within CDD/KYC/AML in Banking or Financial Services;</li>
<li>recognised Anti Money Laundering, Compliance or Financial Crime Qualification will be preferred;</li>
<li>diploma in Banking and Finance, Financial Services or related area will be considered an asset;</li>
<li>proficiency in MS Excel; and</li>
<li>ability to analyse, interpret and execute procedures.</li>
</ul>
What we Offer
<ul>
<li>Ongoing personal development;</li>
<li>Preferential interest rates on home loans, personal loans and home value loans;</li>
<li>Comprehensive support for academic advancement through fully subsidized staff study loans;</li>
<li>Private clinic health insurance coverage, extendable to dependants;</li>
<li>Life insurance and personal accident cover;</li>
<li>Free ophthalmic examinations;</li>
<li>Private counselling sessions in collaboration with Richmond Foundation;</li>
<li>Additional half-day leave for birthday celebrations;</li>
<li>Annual performance appraisals and salary reviews;</li>
<li>€250 annual wellness allowance;</li>
<li>Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;</li>
<li>Flexible work arrangements (role permitting); and</li>
<li>Various corporate discounts.</li>
</ul>
BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

We are a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of 270 employees, the Bank offers a...

Senior Analyst - Screening Helpdesk (Customer Review Unit)

We are a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.
We are a team of inspired people who believe that opportunities start with a conversation.
Duties and Responsibilities
The Business Support Engineer will play a key role in maintaining, supporting, and enhancing the Bank’s Core Business Systems. The selected candidate will be responsible for ensuring the continuous operation and efficiency of core business services, providing day-to-day technical and functional support to business users, and contributing to system improvements and regulatory updates. The role requires close collaboration with internal stakeholders and external vendors to ensure that business solutions align with operational needs and compliance requirements.
Key Responsibilities:
The Business Support Engineer will be responsible for the following duties:
<ul>
<li>Maintain and provide ongoing support for the Core Banking System and its associated peripheral systems.</li>
<li>Liaise with third-party vendors for issue resolution, system enhancements, and compliance-related changes.</li>
<li>Administer and manage the Business System Service Desk, ensuring timely response and resolution of user requests and incidents.</li>
<li>Develop, implement, and maintain a Business Continuity Plan (BCP) for the Bank’s core systems.</li>
<li>Identify, propose, and drive system or process changes aimed at improving operational efficiency and service delivery.</li>
<li>Perform routine system health checks and maintain comprehensive records of these activities.</li>
<li>Assist and educate business users on effective use of technology tools to streamline problem resolution.</li>
<li>Keep abreast of emerging technologies and assess their potential benefits to the Bank’s operations.</li>
<li>Extract, compile, and generate reports from core systems as required by management and business units.</li>
</ul>
Skills and Experience:
The ideal candidate will possess the following qualifications and competencies:
<ul>
<li>An MCAST or University Degree in Information and Communications Technology (ICT).</li>
<li>Strong proficiency in SQL scripting and experience working with Relational Database Management Systems (RDBMS), preferably Microsoft SQL Server (latest versions).</li>
<li>Basic knowledge of database administration and reporting tools, ideally Microsoft SQL Server Reporting Services (SSRS).</li>
<li>Previous experience working with a Core Banking System will be considered an asset.</li>
<li>Familiarity with PowerShell/Python scripting for task automation and system management will be considered an asset.</li>
<li>A basic understanding of banking operations and business processes.</li>
<li>Strong analytical and logical thinking abilities with excellent problem-solving skills.</li>
<li>Effective communication and interpersonal skills, with the ability to interact confidently with both technical and non-technical stakeholders.</li>
<li>A strong team player with excellent listening skills and a proactive approach to support and learning.</li>
<li>Flexible, adaptable, and eager to expand knowledge of banking systems and emerging technologies.</li>
</ul>
The ideal candidate will demonstrate a strong willingness to learn, the ability to perform effectively under pressure, and the capacity to work both independently and collaboratively within a team environment. Preferable, the candidate will have strong knowledge on Windows systems, TSQL, Powershell and Python. Experience on Bank’s core banking systems will be considered as an asset.
What we Offer
<ul>
<li>Ongoing personal development;&nbsp;</li>
<li>Preferential interest rates on home loans, personal loans and home value loans;&nbsp;</li>
<li>Comprehensive support for academic advancement through fully subsidized staff study loans;&nbsp;</li>
<li>Private clinic health insurance coverage, extendable to dependants;&nbsp;</li>
<li>Life insurance and personal accident cover;&nbsp;</li>
<li>Free ophthalmic examinations;&nbsp;</li>
<li>Private counselling sessions in collaboration with Richmond Foundation;&nbsp;</li>
<li>Additional half-day leave for birthday celebrations;&nbsp;</li>
<li>Annual performance appraisals and salary reviews;&nbsp;</li>
<li>€250 annual wellness allowance;&nbsp;</li>
<li>Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;&nbsp;</li>
<li>Flexible work arrangements (role permitting); and&nbsp;</li>
<li>Various corporate discounts.&nbsp;</li>
</ul>
BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Business Support Engineer - Information Technology Unit

We are a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.
We are a team of inspired people who believe that opportunities start with a conversation.
Duties and Responsibilities
The Head of IT Operations will be responsible for overseeing the management of the Bank’s IT operations and infrastructure. This includes managing the design, development, implementation, and maintenance of the Bank's IT infrastructure, as well as ensuring that IT operations run smoothly and efficiently. The ideal candidate will have extensive experience in managing complex IT operations in a banking or financial services environment, as well as a deep understanding of the technology and infrastructure required to support these operations.
Key Responsibilities:
<ul>
<li>Support the Head of IT in the implementation of the Bank’s IT Strategy;&nbsp;</li>
<li>Define and implement the Bank’s Infrastructure roadmap;</li>
<li>Develop and implement IT policies and procedures to ensure the smooth running of the Bank’s IT Operations;</li>
<li>Oversee the design, development, implementation, and maintenance of the Bank's IT infrastructure, including networks, servers, databases, and data centres;</li>
<li>Develop and manage the Bank's disaster recovery and support business continuity plans;</li>
<li>Manage the Bank's budget for IT operations and infrastructure, ensuring cost-effectiveness and efficiency;</li>
<li>Manage the Bank’s Service Delivery function through an effective and efficient provision of first line of support to Business users;</li>
<li>Ensure compliance with all regulatory and legal requirements related to IT operations and infrastructure;</li>
<li>Collaborate with other departments, including InfoSec, Risk, Compliance, and Business Units, to ensure the effective functioning of the Bank as a whole;</li>
<li>Lead a team of IT operations and infrastructure professionals, providing guidance and support to ensure their success; and</li>
<li>Participate and contributes to the Bank’s IT Governance structure.</li>
</ul>
Skills and Experience:
<ul>
<li>Bachelor's or Master's degree in Computer Science, Information Technology, or a related field;</li>
<li>5+ years of experience in IT operations and infrastructure management in the banking or financial services industry;</li>
<li>Strong leadership and management skills, with the ability to effectively manage a team of professionals;</li>
<li>Demonstrated ability to develop and implement IT policies and procedures that improve efficiency and effectiveness;</li>
<li>Strong understanding of technology infrastructure, including networks, servers, databases, and data centers/cloud;</li>
<li>Excellent communication skills, with the ability to communicate complex technical concepts to non-technical stakeholders;</li>
<li>Strong problem-solving skills, with the ability to identify and address IT issues in a timely manner;</li>
<li>Ability to work collaboratively with other departments and stakeholders to achieve common goals;</li>
<li>Experience with project management and implementation of new systems and infrastructure;</li>
<li>Knowledge of banking operations, including the regulatory environment and compliance requirements would be a plus;</li>
<li>Technical proficiency on Microsoft 365 Platform is desirable;</li>
<li>Demonstrated experience as an Agile Practitioner, working with agile methodologies such as Scrum, Kanban, or Lean are highly desirable;</li>
<li>Experience in agile project management tools such as JIRA; and</li>
<li>Experience in design, deploy and manage Azure infrastructure with relevant certification are highly desirable.</li>
</ul>
What we Offer 
<ul>
<li>Ongoing personal development;&nbsp;</li>
<li>Preferential interest rates on home loans, personal loans and home value loans;&nbsp;</li>
<li>Comprehensive support for academic advancement through fully subsidized staff study loans;&nbsp;</li>
<li>Private clinic health insurance coverage, extendable to dependants;&nbsp;</li>
<li>Life insurance and personal accident cover;&nbsp;</li>
<li>Free ophthalmic examinations;&nbsp;</li>
<li>Private counselling sessions in collaboration with Richmond Foundation;&nbsp;</li>
<li>Additional half-day leave for birthday celebrations;&nbsp;</li>
<li>Annual performance appraisals and salary reviews;&nbsp;</li>
<li>€250 annual wellness allowance;&nbsp;</li>
<li>Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;&nbsp;</li>
<li>Flexible work arrangements (role permitting); and&nbsp;</li>
<li>Various corporate discounts.&nbsp;</li>
</ul>
BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Head of IT Operations - Information Technology Unit

We are a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of over 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.&nbsp;
We are a team of inspired people who believe that opportunities start with a conversation.&nbsp;
<h4>‍Duties and Responsibilities&nbsp;</h4>
You will be responsible for:
<ul>
<li>Reviewing and/or investigating transactions and customers flagged through the Bank’s transaction monitoring system and recommending appropriate actions;</li>
<li>Assisting with the analysis of suspicious internal reports escalated by other departments or triggered by FCC;</li>
<li>Handling regulatory requests for information and gathering all the information and documentation required by the relevant authorities in a timely and accurate manner;</li>
<li>Updating and maintaining internal FCC records and registers;</li>
<li>Supporting in the carrying out of money laundering/terrorist financing (ML/FT) risk assessments;</li>
<li>Maintaining and updating sanction screening lists used by the Bank;</li>
<li>Assisting in the handling of daily queries addressed to FCC relating to potential financial crime, fraud, terrorist financing, or sanctions breaches; and</li>
<li>Collaborating with other members of FCC or Bank departments on ad hoc projects as assigned by the Head of Department.</li>
</ul>
<h4>Skills and Competencies</h4>
You should be:
<ul>
<li>Reliable, trustworthy, and highly organised;</li>
<li>Eager to learn and contribute within a team-oriented environment;</li>
<li>Detail-oriented with strong analytical and problem-solving skills; and</li>
<li>Capable of working independently and taking ownership of tasks.</li>
</ul>
<h4>Requirements</h4>
You must:
<ul>
<li>Hold or be in the process of obtaining a relevant qualification, preferably in Banking, AML/CFT, Sanctions, Criminology, or a related field;</li>
<li>Demonstrate a strong interest in AML/CFT, sanctions, and financial crime matters;</li>
<li>Be proactive and accountable, with the ability to follow through on issues and projects;</li>
<li>Possess excellent verbal and written communication skills in both English and Maltese, with a strong command of business English; and</li>
<li>Be proficient in Microsoft Office applications (Word, Excel, Outlook, etc.).</li>
</ul>
<h4>Experience</h4>
<ul>
<li>Prior experience in anti-money laundering (AML), financial crime compliance, or a related field will be considered an asset.</li>
</ul>
<h4>What we Offer&nbsp;</h4>
<ul>
<li>Ongoing personal development;&nbsp;</li>
<li>Preferential interest rates on home loans, personal loans and home value loans;&nbsp;</li>
<li>Comprehensive support for academic advancement through fully subsidized staff study loans;&nbsp;</li>
<li>Private clinic health insurance coverage, extendable to dependants;&nbsp;</li>
<li>Life insurance and personal accident cover;&nbsp;</li>
<li>Free ophthalmic examinations;&nbsp;</li>
<li>Private counselling sessions in collaboration with Richmond Foundation;&nbsp;</li>
<li>Additional half-day leave for birthday celebrations;&nbsp;</li>
<li>Annual performance appraisals and salary reviews;&nbsp;</li>
<li>€250 annual wellness allowance;&nbsp;</li>
<li>Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;&nbsp;</li>
<li>Flexible work arrangements (role permitting); and&nbsp;</li>
<li>Various corporate discounts.&nbsp;</li>
</ul>
BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Investigations, Sanctions and Fraud Analyst - Financial Crime Compliance

We are a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.
We are a team of inspired people who believe that opportunities start with a conversation.
<h4>Duties and Responsibilities</h4>
You will be responsible for:
<ul>
<li>performing daily Core Business Systems operations including and not limited to the Bank's end of day process during evening and Saturday schedules;</li>
<li>providing general IT support within established times for all desktop/laptop systems (hardware &amp; software) and support other IT teams in their on-going analysis of helpdesk requests with the aim of introducing efficiencies and fine-tuning processes;</li>
<li>performing daily infrastructure operations by maintaining hardware, operating and business software systems in good operational order;</li>
<li>the administration on PABX system;</li>
<li>supporting operations in the Bank's Data Centres in line with maintenance and security requirements;</li>
<li>supporting the administration of the Bank's network and systems. This includes but is not limited to the creation, maintenance and removal of users' accounts, user access rights etc;</li>
<li>providing on-site support to several BNF Bank remote sites;</li>
<li>performing the necessary backups and restore operations and other disaster recovery operations;</li>
<li>performing routine checks on the various Bank systems (networks, hardware and software) and maintaining appropriate records of mentioned checks;</li>
<li>sharing technical knowledge and ways of resolution with other team members;</li>
<li>supporting and developing data requests;</li>
<li>educating business end users on how to make effective use of their technological tools (hardware &amp; software) to speed up problem resolution, whilst keeping abreast with new technology; and</li>
<li>establishing good working relationships with the rest of the IT team.</li>
</ul>
<h4>Skills</h4>
You must:
<ul>
<li>be familiar with database reporting, ideally with Microsoft Server Reporting Services;</li>
<li>have a good command of the SQL scripting language;</li>
<li>have a flair for database and/or software development using TSQL;</li>
<li>familiar with Active Directory, DHCP and DNS;</li>
<li>familiar with Microsoft Office 365;</li>
<li>be flexible and willing to learn banking processes and systems;</li>
<li>have a basic understanding of the banking sector;</li>
<li>have the ability to think logically;</li>
<li>have the ability to communicate effectively and clearly, possess excellent listening skills and have the ability to interact confidently with internal customers;</li>
<li>be a team player; and</li>
<li>demonstrate good problem-solving skills.&nbsp;</li>
</ul>
<h4>Experience and Knowledge</h4>
You must:
<ul>
<li>Possess an MCAST or University Degree in a related ICT area of specialisation; and</li>
<li>ideally have work experience in an IT support role or function.</li>
</ul>
<h4>What we Offer&nbsp;&nbsp;</h4>
<ul>
<li>Ongoing personal development;&nbsp;</li>
<li>Preferential interest rates on home loans, personal loans and home value loans;&nbsp;</li>
<li>Comprehensive support for academic advancement through fully subsidized staff study loans;&nbsp;</li>
<li>Private clinic health insurance coverage, extendable to dependants;&nbsp;</li>
<li>Life insurance and personal accident cover;&nbsp;</li>
<li>Free ophthalmic examinations;&nbsp;</li>
<li>Private counselling sessions in collaboration with Richmond Foundation;&nbsp;</li>
<li>Additional half-day leave for birthday celebrations;&nbsp;</li>
<li>Annual performance appraisals and salary reviews;&nbsp;</li>
<li>€250 annual wellness allowance;&nbsp;</li>
<li>Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;&nbsp;</li>
<li>Flexible work arrangements (role permitting); and&nbsp;</li>
<li>Various corporate discounts.&nbsp;</li>
</ul>
BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Technical Support Engineer- Information Technology Unit

We're a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. With a team of over 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.
We are a team of inspired people who believe that opportunities start with a conversation.
<h3>Duties &amp; Responsibilities</h3>
The Chief Banking Officer is the first-line business leader responsible for the end-to-end performance of Retail and Corporate/Commercial banking. The CBO owns customer growth, product strategy, distribution, and P&amp;L for these businesses—driving sustainable revenue (NII and fees), portfolio quality within approved risk appetite, and a best-in-class customer experience. The role partners closely with the CFO, CRO, COO, CLO and CTO to deliver commercial outcomes while meeting all regulatory and conduct expectations.
Scope clarification: The CBO’s remit covers Retail &amp; Corporate/Commercial businesses (including SME, lending, deposits, payments/cards, digital sales, and distribution).&nbsp;
<h3>Key responsibilities</h3>
1. Strategy &amp; growth
<ul>
<li>Define and execute the multi-year strategy for Retail and Corporate/Commercial banking, aligned to the Bank’s plan and risk appetite.</li>
<li>Build segmented value propositions (consumer, affluent, micro-SME, SME, mid-corporate) with clear acquisition, deepening, and retention plays.</li>
<li>Lead product portfolio strategy across lending (secured/unsecured, trade &amp; working capital), deposits, payments/cards.</li>
<li>Translate strategy into executable annual plans with targets, budgets, and resource plans. </li>
</ul>
2. P&amp;L ownership &amp; performance management
<ul>
<li>Own P&amp;L for Retail and Corporate/Commercial: loan/deposit growth, NII &amp; NIM, fee income, cross-sell, and cost-to-serve within approved budgets.</li>
<li>Manage pricing and margin discipline across assets and liabilities via ALCO; oversee campaign economics and product profitability.</li>
<li>Run a rigorous performance cadence (dashboards, accountabilities, course-corrections).</li>
</ul>
3. Distribution, channels &amp; customer experience
<ul>
<li>Lead branch network productivity, corporate coverage, and business development.</li>
<li>Partner with Digital/Technology on online/mobile sales funnels, onboarding, and straight-through journeys; drive digital adoption and usage.</li>
<li>Champion customer experience (NPS/CSAT), complaint reduction, and root-cause fixes.</li>
</ul>
4. Credit origination &amp; portfolio health (First Line)
<ul>
<li>Ensure high-quality origination within policy and delegated authorities, with strong pre-screening and early-warning routines.</li>
<li>Optimise portfolio mix, concentration limits, and risk-adjusted returns; monitor delinquency and implement remediation actions with Collections/Recovery teams.</li>
<li>Maintain robust first-line controls, MI, and governance across conduct, AML/CFT front-line responsibilities, and product governance.</li>
</ul>
5. Product governance &amp; change delivery
<ul>
<li>Chair/drive product governance for Retail &amp; Corporate (business cases, fair-value, fees, T&amp;Cs, disclosures, testing, client outcomes).</li>
<li>Sponsor change initiatives impacting the businesses (payments, cards, onboarding, analytics/CRM), partnering with COO/CTO for delivery.</li>
</ul>
6. Stakeholder &amp; regulatory engagement
<ul>
<li>Represent Retail/Corporate businesses to regulators (MFSA/CBM) alongside the CEO and CRO; ensure adherence to applicable laws, EBA guidelines, and local directives.</li>
<li>Prepare and present to Board/Committees (Risk, Conduct, CNC as needed) on strategy, performance, customer outcomes, and remediation.</li>
</ul>
7. Leadership &amp; culture
<ul>
<li>Build, lead, and develop a high-performing, values-driven team with clear succession.</li>
<li>Embed strong 1LoD risk culture, data-driven decision making, and treating customers fairly.</li>
</ul>
<h3>Success measures (illustrative KPIs)</h3>
<ul>
<li>Growth &amp; revenue: Loan and deposit growth vs. plan; NII/NIM; fee income; RAROC/RoRWA.</li>
<li>Portfolio quality: Early-delinquency and NPL ratios within appetite; concentration metrics.</li>
<li>Customer outcomes: NPS/CSAT; complaint volumes and ageing; time-to-yes/time-to-cash.</li>
<li>Commercial discipline: Pricing yield vs. benchmark; product profitability and fair-value assessments.</li>
<li>Control environment: First-line audit/regulatory findings—closure on time; conduct risk events; AML front-line control effectiveness.</li>
<li>People &amp; culture: Engagement scores; critical-role succession coverage; diversity and development metrics.</li>
</ul>
<h3>Qualifications &amp; experience</h3>
<ul>
<li>12–15+ years in banking with significant leadership across Retail and/or Corporate/Commercial segments; Tier 1 or Tier 2 experience preferred with significant international exposure.</li>
<li>Demonstrated ownership of business P&amp;L and delivery of profitable growth with sound portfolio quality.</li>
<li>Strong grasp of EU/Maltese banking regulation affecting customer businesses (consumer credit, conduct, AML/CFT front-line responsibilities, payments/cards, product governance).</li>
<li>Proven track record running multi-channel distribution and partnering to deliver digital sales and onboarding journeys.</li>
<li>Experienced in credit origination frameworks (policies, delegations, early warning) and first-line risk management.</li>
<li>Board/Committee engagement and regulator-facing experience.</li>
<li>Degree in Business/Finance/Economics (Master’s preferred).</li>
<li>Fluency in English; Maltese is an advantage.</li>
</ul>
<h3>Skills &amp; attributes</h3>
<ul>
<li>Commercially astute, data-driven, and execution-focused.</li>
<li>Clear, concise communicator with strong stakeholder management.</li>
<li>Decisive leader who sets high standards and builds accountability.</li>
<li>Pragmatic innovator—able to simplify, digitise, and improve customer journeys.</li>
<li>High integrity with a strong conduct and customer-fairness mindset.</li>
</ul>
<h3>Governance &amp; interfaces</h3>
<ul>
<li>Chairs/Member: Product Governance (Retail/Corporate); Business Performance forums.</li>
<li>Key interfaces: CEO, CFO, CRO (risk appetite, policy, independent credit), COO (operations, service), CTO (digital/IT), Compliance &amp; Legal, HR (people).</li>
<li>Delegations: Business-line credit and pricing authorities in line with the Bank’s approved frameworks; adherence to three-lines-of-defence.</li>
</ul>
<h3>Why this role matters</h3>
As a growing Tier 2 bank, sustainable, discipline-led growth in Retail and Corporate/Commercial is pivotal to our strategy. The CBO turns strategy into tangible outcomes—profitable portfolios, delighted customers, and zero-surprise governance.
<h3>What we Offer</h3>
<ul>
<li>Ongoing personal development;&nbsp;</li>
<li>Preferential interest rates on home loans, personal loans and home value loans;&nbsp;</li>
<li>Comprehensive support for academic advancement through fully subsidized staff study loans;&nbsp;</li>
<li>Private clinic health insurance coverage, extendable to dependants;&nbsp;</li>
<li>Life insurance and personal accident cover;&nbsp;</li>
<li>Free ophthalmic examinations;&nbsp;</li>
<li>Private counselling sessions in collaboration with Richmond Foundation;&nbsp;</li>
<li>Additional half-day leave for birthday celebrations;&nbsp;</li>
<li>Annual performance appraisals and salary reviews;&nbsp;</li>
<li>€250 annual wellness allowance;&nbsp;</li>
<li>Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;&nbsp;</li>
<li>Flexible work arrangements (role permitting); and&nbsp;</li>
<li>Various corporate discounts.&nbsp;</li>
</ul>
BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Chief Banking Officer