We're a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of over 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands. 

We're a team of inspired people who believe that opportunities start with a conversation. 

Duties and responsibilities 

You will be responsible for:

• assisting in the carrying out of day-to-day operational duties in an accurate and timely manner in relation to customer loan facilities processing and maintenance;
• handling / checking the pledging of Life and Building policies as well as shares and bonds;
• handling of daily standing order report to make sure that no insurance policy lapses;
• analysing and challenging bank architect reports and updating information on the Bank’s database system;
• checking the perfection of securities and conditions, both prior and post contract, and updating the Bank’s database systems;
• conducting checks on customers that hold house and personal loan facilities, and issuing corporate clients’ review letters;
• processing / checking letters issued on a daily basis to customers;
• relasing of any collaterals that need to be released for fully repaid facilities; 
• replying to relevant service ticketing system (Jira tickets) to make sure that SLA’s are met in a timely manner;
• processing daily loan drawdowns, factoring, invoice discouting & Bills of Exchange received; 
• completing end of month Central Bank of Malta reporting & other regulatory reporting as required;
• checking of initial collateral data such as insurance policy and bank guarantee forms data on the Bank’s collateral systems;
• signing of 'B' signature on bank drafts and any other Bank supported documents;
• effectively supporting the manager responsible for the unit in the daily tasks and providing general support as may be required;
• implementing and monitoring best practices that are issued from time to time; and
• maintaining a good and healthy working relationship with all internal and external parties.

Skills

You must:

• possess sound knowledge of Microsoft Office applications;
• have some working knowledge of local credit legislation, will be considered as an asset; and
• have a proven track record of working in the operation / management of credit such as the handling of securities, perfection of conditions of sanction and management of loan draw downs, will be considered as an asset.

Knowledge & Experience

You must:

• have banking accounting experience of 2 - 3 years;
• have experience in a Financial Institution; and
• have a certificate or diploma at MQF Level 5 in Economics, Banking and/or Business Management, will be considered as an asset.

What we Offer  

• Ongoing personal development; 
• Preferential interest rates on home loans, personal loans and home value loans; 
• Comprehensive support for academic advancement through fully subsidized staff study loans; 
• Private clinic health insurance coverage, extendable to dependants; 
• Life insurance and personal accident cover; 
• Free ophthalmic examinations; 
• Private counselling sessions in collaboration with Richmond Foundation; 
• Additional half-day leave for birthday celebrations; 
• Annual performance appraisals and salary reviews; 
• €250 annual wellness allowance; 
• Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40; 
• Flexible work arrangements (role permitting); and 
• Various corporate discounts. 

BNF Bank p.l.c is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.