We are a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of over 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.

We are a team of inspired people who believe that opportunities start with a conversation.

Duties & Responsibilities

The Treasury Executive will play a key support role within the Treasury Department, contributing across various functional areas including liquidity management, asset-liability management, institutional relationships, cash operations and trading. This role offers a hands-on opportunity to engage in financial markets, with a focus on optimising returns and profitability, collaborating cross-functionally with Risk and Finance teams, and supporting the Bank’s regulatory and internal control objectives. The ideal candidate will possess a strong commercial understanding, sound analytical skills, and a proactive, team-oriented approach.

The person in this function will be responsible to:

Liquidity and Balance Sheet Management

• assist in daily monitoring of liquidity positions and ensure regulatory ratios (LCR, NSFR) are met;
• support the ALM function with data collection, reconciliations and internal reporting; and
• contribute to projections and analysis of cash flow, intraday liquidity, and funding needs.

Trading & Execution Support

• provide support to the trading desks (FX, Fixed Income) by maintaining trade records, preparing valuation reports, and assisting with execution-related documentation;
• ensure trade activities comply with risk limits and are reported accurately;
• assist in preparation of daily pricing, reporting and market commentaries; and
• use derivatives for the hedging of investment assets, where necessary.

Institutional Relationships & Correspondent Banking

• support the review and onboarding of financial institutions, including gathering of KYC/AML documentation;
• assist in monitoring and updating institutional credit limits and risk assessments; and
• help maintain accurate contact records and terms of engagement for counterparties.

Cash Management & Operations

• liaise with internal stakeholders and outsourced partners to ensure efficient replenishment of cash across the Bank's branches and vaults;
• support in monitoring ATM operations, currency stock levels, and cash logistics; and
• assist in preparation and submission of Central Bank reporting related to cash operations.

Governance, Policies & Compliance

• ensure compliance with Treasury policies, procedures, and relevant regulatory requirements (MFSA, CBM, ECB);
• assist in updating procedural manuals and contribute to audit readiness; and
• support in gathering information for internal and regulatory reporting.

Other Ad-Hoc Tasks

• assist in producing reports for senior management;
• assist with other operational duties as required from time to time; and
• perform all other duties requested from the Senior Manager or Head of Treasury from time to time.

Skills

The potential candidate should be reliable and trustworthy, well-organised with a disposition to learn and have a team-oriented approach. 

You must have: 

• knowledge of Treasury, and have commercial understanding of the business; 
• understanding of treasury products and financial markets, such as securities, interest rates and FX; 
• strong analytical skills with the ability to translate insights into commercially sound decisions;
• strong verbal and written communication skills in Maltese and English;
• the ability to interact and communicate effectively and work collaboratively across the organisation; 
• the ability to prioritise and work in a fast-paced, high-energy, deadline-driven environment; 
• an inquisitive, energetic, pro-active mindset and with an eagerness to learn; 
• a team oriented and enthusiastic approach, be self-motivated and have an eye for detail;
• good knowledge of Microsoft Office products (Excel, Word, PowerPoint); and
• significant knowledge of Treasury activities and appropriate controls.

Knowledge and Experience

You must:

• possess at least a Bachelor’s Degree in Banking & Finance, Economics, Statistics, Business, or another related field. CFA (can be currently on-going) or equivalent is a plus; and
• have a minimum of 5 years experience in a banking environment, ideally within Treasury functions or in a closely related role.

What we Offer

• Ongoing personal development;
• Preferential interest rates on home loans, personal loans and home value loans;
• Comprehensive support for academic advancement through fully subsidized staff study loans;
• Private clinic health insurance coverage, extendable to dependants;
• Life insurance and personal accident cover;
• Free ophthalmic examinations;
• Private counselling sessions in collaboration with Richmond Foundation;
• Additional half-day leave for birthday celebrations;
• Annual performance appraisals and salary reviews;
• €250 annual wellness allowance;
• Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;
• Flexible work arrangements (role permitting); and
• Various corporate discounts.

BNF Bank p.l.c is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.