We are a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of over 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands. 

We're a team of inspired people who believe that opportunities start with a conversation. 

Duties and responsibilities

The Junior Compliance Analyst will be required to support the RCD department and the Compliance Officer in ensuring that the roles and duties of the Department are achieved effectively and according to the deadlines set by the legislation or regulator. 

The individual in this role shall support in providing knowledge related to Banking legislation, Payments legislation, ICT and Cybersecurity legislation, any other related guidelines and Local & European relevant legislations. Additionally, they will be responsible to keep abreast with new legislations impacting the Bank’s operations. 

The Junior Compliance Analyst will need to support the RCD Team and Compliance Officer in:

• promoting the ongoing development of the compliance culture within the Bank;
• liaising and maintaining excellent working relationships with stakeholders of all levels, providing guidance, assistance, and advice on regulatory matters;
• identifying, documenting and assessing the compliance risks associated with the Bank's operations;
• monitoring regulatory horizons to ensure that the Bank is always proactive towards upcoming regulatory changes;
• carrying out preliminary impact and gap analysis’ and assist in the implementation of legislation that will impact the Bank;
• monitoring the regulatory calendar to ensure that the reporting deadlines of the Bank are adhered to and submissions are made in a timely manner;
• adhering to set deadlines and objectives as stipulated by the various legislations and regulatory requirements;
• supporting with the implementation of the Annual Compliance Plan, ensuring compliance across the different departments of the Bank with the requirements of legislations and internal policies through an oversight programme that includes testing, monitoring and reporting compliance and performance to all effective legislations;
• assisting with the compilation of the department’s regular and ad-hoc reporting requirements for management information purposes as well as reporting to the Executive Committee, and Risk & Compliance Committee;
• monitoring of any open findings emanating from internal reviews as well as any regulatory findings;
• supporting RCD and the Compliance Officer with Arbiter complaints as well as effect oversight and monitoring of the Bank’s complaints process, ensuring timely and complete mitigations, where reasonable;
• when required, supporting the Data Protection Officer for the Bank including investigating potential breaches and handling of Data Subject Requests; and
• assisting with any other duties that may be required to achieve and exceed the functions objectives as defined from time to time. 

Skills

The Junior Compliance Analyst will need to have:

• excellent communication and data and problem analysis skills;
• analytical and critical thinking in order to assess risks, corporate governance issues and weakening internal control matters;
• excellent planning, organisation and time management abilities;
• the ability to be flexible, manage priorities whilst remaining calm under pressure;
• a positive ‘can do’ attitude and an ability to take ownership of tasks through to completion;
• drive and resilience;
• the ability to work collaboratively and independently when required
• the ability to handle difficult conversations;
• high attention to detail and be of a meticulous nature;
• team playing and strong networking skills, with both internal and external stakeholders;
• an objective oriented approach;
• well-developed written and verbal communication skills in English and ideally Maltese languages;
• the ability to work on own initiative and have high level of negotiation skills in order to implement the best solutions for the Bank and still remain compliant with regulations
• the ability to meet strict deadline and have the ability to multi-task; and
• be proficient in Microsoft Office applications.

What we Offer

• Ongoing personal development;
• Preferential interest rates on home loans, personal loans and home value loans;
• Comprehensive support for academic advancement through fully subsidized staff study loans;
• Private clinic health insurance coverage, extendable to dependants;
• Life insurance and personal accident cover;
• Free ophthalmic examinations;
• Private counselling sessions in collaboration with Richmond Foundation;
• Additional half-day leave for birthday celebrations;
• Annual performance appraisals and salary reviews;
• €250 annual wellness allowance;
• Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;
• Flexible work arrangements (role permitting); and
• Various corporate discounts.

BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.