We are a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of over 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands. 

We are a team of inspired people who believe that opportunities start with a conversation. 

Duties and responsibilities

You will be responsible to:

• support the coordination and execution of projects related to Customer Due Diligence (CDD), Customer Risk Assessment (CRA), and Corresponding Bank queries;
• assist in the development and implementation of policies and procedures focused on CDD, CRA, and regulatory queries;
• provide support in the onboarding and ongoing monitoring of Politically Exposed Persons (PEPs);
• contribute to the execution of the Bank’s AML/CFT & Sanctions Oversight programme and yearly monitoring plan;
• assist in the annual ML/TF Business Risk Assessment, Risk Evaluation Questionnaire, and follow up on action points and findings;
• help maintain and test the customer risk assessment methodology, recommending changes and updates as necessary;
• review and provide feedback on customer profiles at onboarding and review stages for high-risk customers;
• support the maintenance of corresponding Bank relations;
• identify training needs and assist in providing training related to the Bank’s AML/CFT obligations;
• stay updated on AML/CFT regulatory changes and provide compliance advice;
• produce management information and reports; and
• collaborate on ad hoc projects assigned by the Assistant Manager.

Competencies and Experience

You must have:

• MQF Level 5 or higher qualification in financial crime compliance, finance, or a related subject, or an ICA/ACAMs qualification pertinent to AML/CFT;
• at least 1-2 years of professional experience in financial crime compliance;
• basic knowledge and experience in AML/CFT regulations, compliance competencies, and best practices;
• experience in obtaining CDD information from clients and public sources;
• excellent attention to detail;
• proficiency in standard computer tools and internet searches;
• strong interpersonal skills, able to interact with people at all levels, assertive and able to influence;
• good communication and writing skills; and
• the ability to multi-task, prioritise workloads, and work effectively in a team.

What We Offer

• Ongoing personal development; 
• Preferential interest rates on home loans, personal loans and home value loans; 
• Comprehensive support for academic advancement through fully subsidized staff study loans; 
• Private clinic health insurance coverage, extendable to dependants; 
• Life insurance and personal accident cover; 
• Free ophthalmic examinations; 
• Private counselling sessions in collaboration with Richmond Foundation; 
• Additional half-day leave for birthday celebrations; 
• Annual performance appraisals and salary reviews; 
• €250 annual wellness allowance; 
• Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40; 
• Flexible work arrangements (role permitting); and 
• Various corporate discounts.

BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.