We are a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of over 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands. 

We are a team of inspired people who believe that opportunities start with a conversation. 

‍Duties and Responsibilities 

You will be responsible for:

• Reviewing and/or investigating transactions and customers flagged through the Bank’s transaction monitoring system and recommending appropriate actions;
• Assisting with the analysis of suspicious internal reports escalated by other departments or triggered by FCC;
• Handling regulatory requests for information and gathering all the information and documentation required by the relevant authorities in a timely and accurate manner;
• Updating and maintaining internal FCC records and registers;
• Supporting in the carrying out of money laundering/terrorist financing (ML/FT) risk assessments;
• Maintaining and updating sanction screening lists used by the Bank;
• Assisting in the handling of daily queries addressed to FCC relating to potential financial crime, fraud, terrorist financing, or sanctions breaches; and
• Collaborating with other members of FCC or Bank departments on ad hoc projects as assigned by the Head of Department.

Skills and Competencies

You should be:

• Reliable, trustworthy, and highly organised;
• Eager to learn and contribute within a team-oriented environment;
• Detail-oriented with strong analytical and problem-solving skills; and
• Capable of working independently and taking ownership of tasks.

Requirements

You must:

• Hold or be in the process of obtaining a relevant qualification, preferably in Banking, AML/CFT, Sanctions, Criminology, or a related field;
• Demonstrate a strong interest in AML/CFT, sanctions, and financial crime matters;
• Be proactive and accountable, with the ability to follow through on issues and projects;
• Possess excellent verbal and written communication skills in both English and Maltese, with a strong command of business English; and
• Be proficient in Microsoft Office applications (Word, Excel, Outlook, etc.).

Experience

• Prior experience in anti-money laundering (AML), financial crime compliance, or a related field will be considered an asset.

What we Offer 

• Ongoing personal development; 
• Preferential interest rates on home loans, personal loans and home value loans; 
• Comprehensive support for academic advancement through fully subsidized staff study loans; 
• Private clinic health insurance coverage, extendable to dependants; 
• Life insurance and personal accident cover; 
• Free ophthalmic examinations; 
• Private counselling sessions in collaboration with Richmond Foundation; 
• Additional half-day leave for birthday celebrations; 
• Annual performance appraisals and salary reviews; 
• €250 annual wellness allowance; 
• Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40; 
• Flexible work arrangements (role permitting); and 
• Various corporate discounts. 

BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.