We are a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of over 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands. 

We are a team of inspired people who believe that opportunities start with a conversation. 

‍Duties and Responsibilities 

We are seeking a detail-oriented, analytical, and highly organised CDD Senior Analyst to join our Financial Crime Compliance (FCC) team. This role plays a critical part in ensuring the bank meets its obligations under Anti-Money Laundering (AML), Countering the Financing of Terrorism (CFT), and Sanctions frameworks through robust Customer Due Diligence (CDD) and Customer Risk Assessment (CRA) processes.

The successful candidate will demonstrate strong critical thinking, a high level of diligence, and the ability to operate effectively both independently and as part of a team.

You will be responsible to:

• Coordinate and execute tasks, processes and projects related to; Customer Due Diligence (CDD), Customer Risk Assessments (CRA), Correspondent banking and suppliers’ due diligence, Politically Exposed Persons (PEPs) and other high-risk customers, Data quality and integrity initiatives relating to customers and any other ad-hoc initiatives;
• Review and provide feedback on customer profiles at onboarding and periodic review stages, with a focus on high-risk clients;
• Support the development, implementation, and ongoing enhancement of FCC policies, procedures, and controls;
• Contribute to the AML/CFT & Sanctions oversight program, including; Business Risk Assessments (BRA), Risk Evaluation Questionnaires (REQ), Follow-up and tracking of audit and regulatory findings;
• Maintain and test the CRA methodology via automated tools, recommending enhancements as needed;
• Support in the submission of Central Bank Account Registry reports to the Regulator;
• Prepare and deliver management information (MI) and reporting across key FCC metrics and activities;
• Support the maintenance and review of correspondent banking relationships and associated due diligence;
• Monitor regulatory developments and ensure policies and procedures remain up to date and compliant;
• Identify training needs and support the delivery of targeted FCC-related training to junior team members and the wider business;
• Provide support on ad hoc investigations, thematic reviews, and projects as assigned by the FCC management;
• Handle queries from internal stakeholders on CDD and sanctions matters; and
• Foster a culture of compliance and strong risk awareness across the organisation.

Skills and Competencies

What We Are Looking For

We are looking for someone who thrives in a structured, detail-driven environment, brings a strong sense of ownership to their work, and is passionate about upholding high standards in compliance.

The ideal candidate will have:

• Attention to detail – Able to spot inconsistencies and maintain high standards of accuracy;
• Strong organisational skills – Can manage workload independently, set priorities, and meet deadlines reliably;
• Analytical thinking – Able to assess complex information, identify financial crime risks, and make sound decisions;
• Relevant experience – 3–5 years in CDD, KYC, AML, or FCC roles within the banking or financial services sector;
• Sound understanding of FCC policies and regulatory requirements, especially around CDD, high-risk customers, and correspondent banking;
• Resilience under pressure – Comfortable working in a fast-paced environment with time-sensitive tasks;
• Team player mindset – Willing to support and mentor junior staff and contribute positively to the team’s success;
• Self-starter attitude – Can work with minimal supervision while knowing when to escalate or collaborate; and
• Strong communication skills – Clear, concise, and professional in both written and verbal formats.

What we Offer 

• Ongoing personal development; 
• Preferential interest rates on home loans, personal loans and home value loans; 
• Comprehensive support for academic advancement through fully subsidized staff study loans; 
• Private clinic health insurance coverage, extendable to dependants; 
• Life insurance and personal accident cover; 
• Free ophthalmic examinations; 
• Private counselling sessions in collaboration with Richmond Foundation; 
• Additional half-day leave for birthday celebrations; 
• Annual performance appraisals and salary reviews; 
• €250 annual wellness allowance; 
• Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40; 
• Flexible work arrangements (role permitting); and 
• Various corporate discounts. 

BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.