BNF Bank p.l.c in Malta is currently looking to recruit a Manager to join their team on a full-time basis.
Overview:
We are a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.&nbsp;
We are a team of inspired people who believe that opportunities start with a conversation.&nbsp;
‍Duties &amp; Responsibilities:
The person in this position will be responsible to manage and oversee the day-to-day execution of projects related to the Customer Due Diligence (CDD) and Oversight Function within the FCC Department.
You will be responsible to:
<ul>
<li>Lead the oversight of AML/CFT operations for the UK branch, working closely with the UK MLRO</li>
<li>Ensure the successful execution of the Bank's AML/CFT &amp; Sanctions Oversight programme and yearly monitoring plan</li>
<li>Ensure the successful execution of the Bank's AML/CFT &amp; Sanctions Oversight programme and yearly monitoring plan</li>
<li>Collaborate with the Head of FCC to develop and refine AML/CFT risk management strategies, ensuring proactive mitigation of emerging threats</li>
<li>Work with the Head of Department and other members within FCC and other units to carry out the annual ML/TF Business Risk Assessment and follow up on any action points and open findings identified as part of the assessment</li>
<li>Oversee the carrying out and updating of the Jurisdictional Risk Assessment, including working closely with the Head of Department to assess the validity of the methodology and recommend changes and updates as necessary</li>
<li>Oversee, test and maintain the customer risk assessment methodology adopted by the Bank, including working closely with the Head of Department to assess the validity of the methodology and recommend changes and updates as necessary</li>
<li>Assist in the preparation of the Risk Evaluation Questionnaire</li>
<li>Facilitate employee training and development on AML/CFT obligations, helping to build a strong culture of compliance</li>
<li>Work together with the Head of FCC and other members of the Department in maintaining and work on the continuous improvement of policies, procedures and working instructions pertinent to Bank's AML/CFT obligations and assisting the Head of FCC ensuring that the Bank can meet its AML/CFT legal and regulatory expectations</li>
<li>Maintain good current awareness of AML/CFT related regulatory changes and provide advice to ensure compliance</li>
<li>Produce robust and meaningful management information and reports; and</li>
<li>Lead/Collaborate with other team members within the FCC Department on ad hoc projects which may be assigned by the Head of Department from time to time.</li>
</ul>
Competencies and experience:
The potential candidate should be reliable and trustworthy, well-organised with a disposition to learn and have a team-oriented approach. The candidate should demonstrate excellent written and verbal communication skills in both English and Maltese, with the ability to communicate effectively using a high level of business English.
You must have:
<ul>
<li>have over 5 years of professional experience in areas related to financial crime compliance</li>
<li>hold at least an MQF Level 5 or higher qualification in financial crime compliance or finance or related subject or an ICA/ACAMs qualification pertinent to AML/CFT</li>
<li>Excellent knowledge and experience in AML/CFT regulations, compliance competencies, best practices and activities</li>
<li>Experience in carrying out an oversight function, including the carrying out of reviews and inspections</li>
<li>Experience obtaining CDD information direct from clients and from a wide variety of public sources</li>
<li>Excellent attention to detail</li>
<li>Knowledge of standard computer tools and full proficiency in internet searches; knowledge of compliance-related computer tools</li>
<li>Strong interpersonal skills, able to interact with people at all levels, assertive and able to influence; ability to convince others rather than resort to enforcement measures, leading by example</li>
<li>Good communication and writing skills; and</li>
<li>Strong ability to multi-task, prioritise workloads and work effectively in a team and also good management skills.</li>
</ul>
What we Offer
<ul>
<li>Ongoing personal development;</li>
<li>Preferential interest rates on home loans, personal loans and home value loans;</li>
<li>Comprehensive support for academic advancement through fully subsidized staff study loans;</li>
<li>Private clinic health insurance coverage, extendable to dependants;</li>
<li>Life insurance and personal accident cover;</li>
<li>Free ophthalmic examinations;</li>
<li>Private counselling sessions in collaboration with Richmond Foundation;</li>
<li>Additional half-day leave for birthday celebrations;</li>
<li>Annual performance appraisals and salary reviews;</li>
<li>€250 annual wellness allowance;</li>
<li>Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;</li>
<li>Flexible work arrangements (role permitting); and</li>
<li>Various corporate discounts.</li>
</ul>
BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

BNF Bank p.l.c in Malta is currently looking to recruit a Manager to join their team on a full-time basis.
Overview:
We are a leading financial institution, a key player in the Maltese market and...

Manager (Financial Crime & Compliance Department)

BNF Bank p.l.c in Malta is currently looking to recruit a Relationship Officer to join their team on a full-time basis.
Overview:
We are a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.&nbsp;
We are a team of inspired people who believe that opportunities start with a conversation.&nbsp;
Duties and responsibilities
You will be responsible to:
<ul>
<li>assist the relationship manager and the relationship executive, as the case may be, in managing a portfolio of clients</li>
<li>be the primary contact on certain administrative queries</li>
<li>promote the Bank's products and services</li>
<li>assist in the achievement of the team’s business objectives of commercial activity, profitability and growth</li>
<li>conduct the preparatory works underpinning the preparation of credit proposals</li>
<li>handle security documentation</li>
<li>process payments and carrying out other administrative transactions and duties; and</li>
<li>manage AML / CFT related risks; deputising for the Relationship Executive in his/her absence.</li>
</ul>
Competencies and experience
The potential candidate should be reliable, trustworthy, and well-organised, with a disposition to learn. Adopting a team-oriented approach. Furthermore, the candidate should also demonstrate excellent written and verbal communication skills in both English and Maltese, with the ability to communicate effectively using a high level of business English.
You must:
<ul>
<li>be able to prioritise, multi-task and work under pressure</li>
<li>have strong research and analytical skills</li>
<li>possess excellent Microsoft Office application skills mainly in the use of MS Excel and MS Word</li>
<li>hold at least MQF Level 4 qualification at advanced/intermediate level.</li>
</ul>
Candidates with previous banking experience will be given preference.
What we Offer:
<ul>
<li>Ongoing personal development</li>
<li>Preferential interest rates on home loans, personal loans and home value loans</li>
<li>Comprehensive support for academic advancement through fully subsidized staff study loans</li>
<li>Private clinic health insurance coverage, extendable to dependants</li>
<li>Life insurance and personal accident cover</li>
<li>Free ophthalmic examinations</li>
<li>Private counselling sessions in collaboration with Richmond Foundation</li>
<li>Additional half-day leave for birthday celebrations</li>
<li>Annual performance appraisals and salary reviews</li>
<li>€250 annual wellness allowance</li>
<li>Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40</li>
<li>Flexible work arrangements (role permitting); and&nbsp;</li>
<li>Various corporate discounts.&nbsp;</li>
</ul>
BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

BNF Bank p.l.c in Malta is currently looking to recruit a Relationship Officer to join their team on a full-time basis.
Overview:
We are a leading financial institution, a key player in the Maltese...

Relationship Officer (Corporate Banking Unit)

We are a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.&nbsp;
We are a team of inspired people who believe that opportunities start with a conversation.&nbsp;
<h3>‍Duties &amp; Responsibilities&nbsp;</h3>
The Head of Product Strategy Unit is responsible for leading and driving the strategic vision, development, and management of all Bank’s products. The role demands a strong background in banking technology, preferably with Temenos platforms, and involves close collaboration with cross-functional teams across the Bank and external stakeholders, to deliver innovative, high-quality products and services.
You will be responsible to:
<ul>
<li>Define and prioritise the product roadmap, ensuring alignment with customer needs, regulatory requirements, and technological advancements;</li>
<li>Oversee the entire product lifecycle from concept to launch, including ideation, design, development, testing, and go-to-market strategies;</li>
<li>Conduct regular market analysis and competitor benchmarking;</li>
<li>Oversee the Bank’s Customer feedback platforms and analyse such feedback in order to consider improvements or review of existing products and services;</li>
<li>Build and lead a high-performing product development team, fostering a culture of collaboration, innovation, and accountability;</li>
<li>Work closely with all relevant departments to ensure seamless product launches and customer adoption;</li>
<li>Monitor product performance and related financial metrics, adjusting strategies as needed to achieve business targets;</li>
<li>Review and manage Tariff of Charges; and</li>
<li>Stay updated on the latest trends in banking technology, financial services and regulatory changes.</li>
</ul>
<h3>Skills</h3>
You must have:
<ul>
<li>In-depth understanding of banking operations, digital banking trends, and regulatory requirements;</li>
<li>Strong analytical and problem-solving abilities, with a focus on customer-centric product design; and</li>
<li>The ability to work in a fast-paced, dynamic environment and manage multiple priorities.</li>
</ul>
<h3>Knowledge and Experience</h3>
<ul>
<li>Bachelor’s degree in Banking, Computer Science, Business Management, Economics or a financial related area. MBA or equivalent will be considered an asset;</li>
<li>Have at least 2 years of experience in product management and development, ideally with a focus on banking technology; and</li>
<li>Experience in banking technology, preferably on Temenos’ suite of products will be considered an asset.</li>
</ul>
<h3>What we Offer&nbsp;&nbsp;</h3>
<ul>
<li>Ongoing personal development;&nbsp;</li>
<li>Preferential interest rates on home loans, personal loans and home value loans;&nbsp;</li>
<li>Comprehensive support for academic advancement through fully subsidized staff study loans;&nbsp;</li>
<li>Private clinic health insurance coverage, extendable to dependants;&nbsp;</li>
<li>Life insurance and personal accident cover;&nbsp;</li>
<li>Free ophthalmic examinations;&nbsp;</li>
<li>Private counselling sessions in collaboration with Richmond Foundation;&nbsp;</li>
<li>Additional half-day leave for birthday celebrations;&nbsp;</li>
<li>Annual performance appraisals and salary reviews;&nbsp;</li>
<li>€250 annual wellness allowance;&nbsp;</li>
<li>Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;&nbsp;</li>
<li>Flexible work arrangements (role permitting); and&nbsp;</li>
<li>Various corporate discounts.&nbsp;</li>
</ul>
BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

We are a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of 270 employees, the Bank offers a...

Head of Unit - Products Strategy Unit

We are a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.&nbsp;
We are a team of inspired people who believe that opportunities start with a conversation.&nbsp;
<h3>‍Duties &amp; Responsibilities</h3>
The Senior Administrative Officer will be responsible for assisting in the carrying out of day-to-day operational duties related to customer payments, clearing of cheques, execution of customer orders made through internet banking as well as activities related to the due diligence process and processing of data at customer account opening and maintenance.
The person in this role will also be responsible to assist in all the processes and other activities which from time to time are taken over by the Department.
<h3>‍You will be responsible to:&nbsp;&nbsp;&nbsp;</h3>
<ul>
<li>Perform due diligence process of the opening of accounts for personal and non-personal customers;</li>
<li>Assist on tasks such as deceased customer and garnishee mandates;</li>
<li>Ensure statistics are up to date according to the delegated area of supervision; and</li>
<li>Provide solutions for complex situations.</li>
</ul>
<h3>‍Competencies &amp; Experience&nbsp;</h3>
The potential candidate should be a reliable and trustworthy team player with an aptitude for learning, able to work in a dynamic environment, meticulous and organised in his/her work.
You must:&nbsp;&nbsp;
<ul>
<li>adopt a target driven approach to work;</li>
<li>Be a team player and a person of trust and integrity ;</li>
<li>have good analytical skills and attention to detail;&nbsp;</li>
<li>possess excellent written and verbal communication skills in both English and Maltese;&nbsp;</li>
<li>possess good Microsoft Office application skills mainly in the use of Excel and Word; and</li>
<li>Pay particular attention to details and accuracy while executing your tasks while being efficient and productive;.</li>
</ul>
<h3>Experience and knowledge&nbsp;</h3>
<ul>
<li>Have a minimum 3 years banking experience, will be considered an asset; and</li>
<li>Have a certificate or diploma at MQF Level 5 in Business Management or Banking &amp; Finance, will be considered an asset.</li>
</ul>
<h3>What we Offer&nbsp;&nbsp;</h3>
<ul>
<li>Ongoing personal development;&nbsp;</li>
<li>Preferential interest rates on home loans, personal loans and home value loans;&nbsp;</li>
<li>Comprehensive support for academic advancement through fully subsidized staff study loans;&nbsp;</li>
<li>Private clinic health insurance coverage, extendable to dependants;&nbsp;</li>
<li>Life insurance and personal accident cover;&nbsp;</li>
<li>Free ophthalmic examinations;&nbsp;</li>
<li>Private counselling sessions in collaboration with Richmond Foundation;&nbsp;</li>
<li>Additional half-day leave for birthday celebrations;&nbsp;</li>
<li>Annual performance appraisals and salary reviews;&nbsp;</li>
<li>€250 annual wellness allowance;&nbsp;</li>
<li>Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;&nbsp;</li>
<li>Flexible work arrangements (role permitting); and&nbsp;</li>
<li>Various corporate discounts.&nbsp;</li>
</ul>
BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Senior Administrative Officer - Banking Operations Unit

We&#39;re a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of over 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers.&nbsp;We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.

We&#39;re a team of inspired people who believe that opportunities start with a conversation.

Duties and responsibilities

You will be responsible for:

<ul>
	<li>coordinating diversified activities of a commercial, administrative and operative nature;&nbsp;</li>
	<li>assisting in achieving the Bank&#39;s targets and objectives;</li>
	<li>coaching junior staff in their daily work;</li>
	<li>assisting in leading the Branch team when necessary;</li>
	<li>carrying out general administrative duties as may be required, whilst ensuring the high-quality customer service at-all-times; and</li>
	<li>undertaking tasks related to negotiation and decision-making as may be required by management from time to time.</li>
</ul>

Competencies and experience

The potential candidate should be reliable and trustworthy, well-organised with a disposition to learn and have a team-oriented approach.

You must:

<ul>
	<li>have a minimum of 2 years&#39; experience in a similar role;</li>
	<li>be familiar with banking accounting fundamentals, foreign operations and cashier/front office duties;</li>
	<li>possess good knowledge of sales techniques;</li>
	<li>be able to work both independently and within a team;</li>
	<li>have good analytical skills and be meticulous in your work;</li>
	<li>embrace and promote a compliance culture;</li>
	<li>possess excellent written and verbal communication skills in both English and Maltese;</li>
	<li>have excellent organisational skills; and</li>
	<li>possess excellent MS Office application skills mainly in the use of MS Excel and MS Word.</li>
</ul>

A Degree in Economics, Business Management or Banking and Finance will be considered as an asset.

What we Offer

<ul>
	<li>Ongoing personal development;</li>
	<li>Preferential interest rates on home loans, personal loans and home value loans;</li>
	<li>Comprehensive support for academic advancement through fully subsidized staff study loans;</li>
	<li>Private clinic health insurance coverage, extendable to dependants;</li>
	<li>Life insurance and personal accident cover;</li>
	<li>Free ophthalmic examinations;</li>
	<li>Private counselling sessions in collaboration with Richmond Foundation;</li>
	<li>Additional half-day leave for birthday celebrations;</li>
	<li>Annual performance appraisals and salary reviews;</li>
	<li>&euro;250 annual wellness allowance;</li>
	<li>Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;</li>
	<li>Flexible work arrangements (role permitting); and</li>
	<li>Various corporate discounts.</li>
</ul>

BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

We&#39;re a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of over 270 employees, the Bank...

Supervisor - Retail Banking Unit

We are a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.&nbsp;
We are a team of inspired people who believe that opportunities start with a conversation.&nbsp;
<h3>‍Duties &amp; Responsibilities </h3>
The Administrative Officer – Customer Review Unit will be responsible for conducting detailed Customer Due Diligence (CDD) reviews. The Admin Officer will be responsible to perform Customer Risk Assessments (CRA) together with ongoing client monitoring. The Admin Officer will collect documentation and information required for the completion of the CDD profile throughout the entirety of the customer lifecycle, CDD trigger events and reviews.&nbsp;
‍You will be responsible to: &nbsp;
<ul>
<li>carry out Ongoing Monitoring and Trigger Reviews of Customers using the risk-based approach as established in the Bank’s Policies and Procedures, Customer Acceptance Policy and Customer Due Diligence Principles;&nbsp;</li>
<li>manage existing client CDD and CRA processes by analysing documentation collected, collate all information arising from investigations and record all findings accordingly in the defined SLAs, ensuring any risks to the timescales are escalated to the Head of Unit;&nbsp;</li>
<li>liaise with the client and actively participate in gathering detailed client information and supporting documentation required to complete the CDD profile and CRA reviews;&nbsp;&nbsp;&nbsp;&nbsp;</li>
<li>analyse client transaction behaviour and correlate with the source of funds and source of wealth information and documentation collected from the customer and other sources, furthermore if suspicious of ML/FT arise, then escalate and raise STR accordingly;&nbsp;</li>
<li>ensure that any data input is dealt with in a timely manner and in the correct and consistent format;&nbsp;</li>
<li>conduct on-site and off-site client reviews keeping record thereof;&nbsp;</li>
<li>demonstrate team spirit by completing standard office tasks and other duties such as liaising with colleagues and clients to ensure that the Bank's obligations are met whilst maintaining the highest standard of excellence in customer service;&nbsp;</li>
<li>ensure Sanctions Screening, KYC and PEP’s are fully investigated in line with regulatory requirements and the Bank’s policies and guidelines;&nbsp;</li>
<li>strictly follow procedures, and work closely with CRU Manger to ensure the standards, workflows are respected and that potential risks are properly mitigated.&nbsp;</li>
</ul>
<h3>‍Competencies &amp; Experience </h3>
The potential candidate should be reliable and trustworthy, well-organised with a disposition to learn and have a team-oriented approach. The candidate should also demonstrate excellent written and verbal communication skills in both English and Maltese, with the ability to communicate effectively using a high level of business English.&nbsp;
You must have: &nbsp;
<ul>
<li>Strong KYC and Customer Due Diligence knowledge;&nbsp;</li>
<li>Internal and External Stakeholder management;&nbsp;</li>
<li>Excellent verbal, formal written communication and social skills;&nbsp;</li>
<li>Project management skills and be objective oriented;&nbsp;</li>
<li>Strong Data Analytics and Data Management;&nbsp;</li>
<li>Excellent planning, organisation and time management abilities;&nbsp;</li>
<li>Ability to be flexible, manage priorities whilst remaining calm under pressure;&nbsp;&nbsp;&nbsp;&nbsp;</li>
<li>A Positive ‘can do’ attitude and an ability to take ownership of tasks through to completion;&nbsp;</li>
<li>Drive and resilience;&nbsp;</li>
<li>Ability to work collaboratively and independently when required;&nbsp;</li>
<li>Ability to have difficult conversations;&nbsp;</li>
<li>Conflict management resolutions skills;&nbsp;</li>
<li>experience in being meticulous with attention to detail;&nbsp;</li>
<li>Ability to prioritise; and&nbsp;</li>
<li>a mindset to be objective oriented and commercially minded.&nbsp;</li>
</ul>
<h3>Experience and knowledge&nbsp;&nbsp;</h3>
<ul>
<li>Minimum 1 years’ experience within CDD/KYC/AML in Banking or Financial Services;&nbsp;</li>
<li>Recognised Anti Money Laundering, Compliance or Financial Crime Qualification will be preferred;&nbsp;</li>
<li>Degree in Banking and Finance, Financial Services or related area will be considered an asset;&nbsp;</li>
<li>Proficiency in MS Excel; and&nbsp;</li>
<li>Ability to analyse, interpret and execute procedures.&nbsp;</li>
</ul>
<h3>What we Offer </h3>
<ul>
<li>Ongoing personal development;&nbsp;</li>
<li>Preferential interest rates on home loans, personal loans and home value loans;&nbsp;</li>
<li>Comprehensive support for academic advancement through fully subsidized staff study loans;&nbsp;</li>
<li>Private clinic health insurance coverage, extendable to dependants;&nbsp;</li>
<li>Life insurance and personal accident cover;&nbsp;</li>
<li>Free ophthalmic examinations;&nbsp;</li>
<li>Private counselling sessions in collaboration with Richmond Foundation;&nbsp;</li>
<li>Additional half-day leave for birthday celebrations;&nbsp;</li>
<li>Annual performance appraisals and salary reviews;&nbsp;</li>
<li>€250 annual wellness allowance;&nbsp;</li>
<li>Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;&nbsp;</li>
<li>Flexible work arrangements (role permitting); and&nbsp;</li>
<li>Various corporate discounts.&nbsp;</li>
</ul>
BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Administrative Officer - Customer Review Unit (Part-Time)

We are a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.&nbsp;
We're a team of inspired people who believe that opportunities start with a conversation.&nbsp;
Join our dynamic Regulatory Compliance team, where you’ll be at the forefront of ensuring our operations meet evolving local and international regulations. This is a great opportunity for an ambitious individual looking to build a career in banking while driving impactful regulatory change. This is an excellent opportunity for someone who enjoys problem-solving, keeping up with evolving regulations, and ensuring best practices. You'll face exciting challenges as you help keep the bank on the leading edge of compliance.
As a Junior Compliance Analyst, you will receive coaching and mentoring from management, including the Head of Regulatory Compliance, with opportunities for continuous learning and career advancement.
We understand the importance of work-life balance and offer a supportive, flexible work environment. Enjoy the stability of a full-time role with room for personal growth.
<h3 style="text-align:justify;">Duties &amp; Responsibilities</h3>
The Junior Compliance Analyst will need to support the RCD Team and Compliance Officer in:
<ul>
<li style="text-align:justify;">Collaborating with departments to promote a culture of compliance across the Bank;</li>
<li style="text-align:justify;">Working alongside diverse teams across the Bank, building relationships with key departments, such as Risk, Legal, and IT;</li>
<li style="text-align:justify;">Liaising and maintaining excellent working relationships with stakeholders of all levels, providing guidance, assistance, and advice on regulatory matters;</li>
<li style="text-align:justify;">Assist in identifying, documenting and assessing the compliance risks associated with the Bank's operations;</li>
<li style="text-align:justify;">Monitoring regulatory horizons to ensure that the Bank is always proactive towards upcoming regulatory changes;&nbsp;</li>
<li style="text-align:justify;">Carrying out preliminary impact and gap analysis’ and assist in the implementation of legislation that will impact the Bank;</li>
<li style="text-align:justify;">Monitor compliance performance and regulatory deadlines;</li>
<li style="text-align:justify;">Supporting with the development and implementation of the Annual Compliance Plan, ensuring compliance across the different departments of the Bank with the requirements of legislations and internal policies through an oversight programme that includes testing, monitoring and reporting compliance and performance to all effective legislations;&nbsp;</li>
<li style="text-align:justify;">Assisting with the compilation of the RCD department’s regular and ad-hoc reporting requirements for management information purposes as well as reporting to the Executive Committee, and Risk &amp; Compliance Committee;</li>
<li style="text-align:justify;">Monitoring of any open findings emanating from internal reviews as well as any regulatory findings;</li>
<li style="text-align:justify;">Supporting the Regulatory Compliance Team and the Compliance Officer with Arbiter complaints as well as effect oversight and monitoring of the Bank’s complaints process, ensuring timely and complete mitigations, where reasonable;</li>
<li style="text-align:justify;">When required, supporting the Data Protection Officer for the Bank including investigating potential breaches and handling of Data Subject Requests; and</li>
<li style="text-align:justify;">Assisting with any other duties that may be required to achieve and exceed the functions objectives as defined from time to time.&nbsp;</li>
</ul>
<h3 style="text-align:justify;">Skills</h3>
The Junior Compliance Analyst will need to:
<ul>
<li style="text-align:justify;">have excellent communication and problem analysis skills;</li>
<li style="text-align:justify;">have accuracy and attention to detail;</li>
<li style="text-align:justify;">have teamwork and organisation skills;</li>
<li style="text-align:justify;">have the ability to work under pressure and on multiple tasks at any one time;</li>
<li style="text-align:justify;">have the ability to work on own initiative and have high-level of negotiation skills in order to implement the best solutions for the Bank and still remain compliant with regulations;&nbsp;</li>
<li style="text-align:justify;">meet strict deadline and have the ability to multi-task; and</li>
<li style="text-align:justify;">preferably have good knowledge on Banking &amp; Payments legislation, as well as ICT Risk and Cybersecurity legislation; and</li>
<li style="text-align:justify;">be proficient in Microsoft Office application.</li>
</ul>
<h3 style="text-align:justify;">What We Offer</h3>
<ul>
<li style="text-align:justify;">Ongoing personal development;</li>
<li style="text-align:justify;">Preferential interest rates on home loans, personal loans and home value loans;</li>
<li style="text-align:justify;">Comprehensive support for academic advancement through fully subsidized staff study loans;</li>
<li style="text-align:justify;">Private clinic health insurance coverage, extendable to dependants;</li>
<li style="text-align:justify;">Life insurance and personal accident cover;</li>
<li style="text-align:justify;">Free ophthalmic examinations;</li>
<li style="text-align:justify;">Private counselling sessions in collaboration with Richmond Foundation;</li>
<li style="text-align:justify;">Additional half-day leave for birthday celebrations;</li>
<li style="text-align:justify;">Annual performance appraisals and salary reviews;</li>
<li style="text-align:justify;">€250 annual wellness allowance;</li>
<li style="text-align:justify;">Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;</li>
<li style="text-align:justify;">Flexible work arrangements (role permitting); and</li>
<li style="text-align:justify;">Various corporate discounts.</li>
</ul>
BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Junior Compliance Analyst - Regulatory Compliance

We&#39;re a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.

We&#39;re a team of inspired people who believe that opportunities start with a conversation.

Duties &amp;&nbsp;Responsibilities

You will be responsible for:

<ul>
	<li>Innovative Testing: Develop, design, and document comprehensive test plans and cases.</li>
	<li>Collaborative Communication: Liaise with third parties and internal teams to ensure seamless integration.</li>
	<li>Requirement Analysis: Dive deep into product requirements to ensure thorough understanding and testing.</li>
	<li>Comprehensive Testing: Perform functional and non-functional tests, including manual/ad-hoc testing, and automate wherever possible.</li>
	<li>Integration &amp; System Testing: Conduct integration, system, and regression testing to ensure product stability.</li>
	<li>Stakeholder Engagement: Work closely with various stakeholders to identify and meet system requirements.</li>
	<li>Triage Coordination: Lead and coordinate triage meetings with relevant stakeholders.</li>
	<li>Performance Monitoring: Monitor system and third-party SLAs and KPIs to ensure optimal performance.</li>
	<li>Test Cycle Leadership: Lead test cycles, monitoring entry and exit criteria.</li>
	<li>Defect Management: Manage defects and coordinate triage meetings as needed.</li>
	<li>Process Optimization: Understand business processes to enhance testing efficiency.</li>
	<li>Automation Implementation: Implement and optimize test automation processes.</li>
</ul>

Competencies &amp; Experience

The Bank is looking for a proactive, well-organised individual with a keen eye for detail and a team-oriented mindset.

You must:

<ul>
	<li>possess a Bachelor&#39;s Degree in Information Technology, Engineering or Computer Science or similar at MQF Level 6;</li>
	<li>have hands-on experience in automation testing;</li>
	<li>have hands-on experience with black and white box testing;</li>
	<li>have experience with non-functional testing automation tools such as JMeter, LoadRunner, Cypress etc.;</li>
	<li>be able to work independently and effectively;</li>
	<li>possess analytical skills and be solution-oriented;</li>
	<li>strive for excellence;</li>
	<li>have excellent communication skills in English (written and verbal);</li>
	<li>have a minimum of 3 years of experience in Quality Assurance and software testing;</li>
	<li>ideally have experience in FinTech industry; and</li>
	<li>have a sound knowledge and experience in the processes of Change Controls and Deviations.</li>
</ul>

What we Offer

<ul>
	<li>Ongoing personal development;</li>
	<li>Preferential interest rates on home loans, personal loans and home value loans;</li>
	<li>Comprehensive support for academic advancement through fully subsidized staff study loans;</li>
	<li>Private clinic health insurance coverage, extendable to dependants;</li>
	<li>Life insurance and personal accident cover;</li>
	<li>Free ophthalmic examinations;</li>
	<li>Private counselling sessions in collaboration with Richmond Foundation;</li>
	<li>Additional half-day leave for birthday celebrations;</li>
	<li>Annual performance appraisals and salary reviews;</li>
	<li>&euro;250 annual wellness allowance;</li>
	<li>Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;</li>
	<li>Flexible work arrangements (role permitting); and</li>
	<li>Various corporate discounts.</li>
</ul>

BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

We&#39;re a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of 270 employees, the Bank offers a...

Quality Assurance Engineer - Information Technology Unit

We&#39;re a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.

We&#39;re a team of inspired people who believe that opportunities start with a conversation.

Duties &amp;&nbsp;Responsibilities

Reporting to the Head of Information Technology, the Head of Business Solutions will lead the strategic planning, development, and management of the Bank&rsquo;s business systems, software development initiatives, data management, and quality assurance processes. This role is critical in ensuring that the Bank&rsquo;s technology infrastructure supports its business objectives, maintains high standards of data integrity, and delivers robust, efficient, and secure solutions. The Head of Business Solutions will collaborate with various departments to align technology initiatives with business needs and ensure seamless integration and operation of systems across the Bank.

You will be responsible to:

Strategic Leadership

<ul>
	<li>Shape and execute the Bank&rsquo;s business solutions strategy in alignment with overall IT strategy and business objectives.</li>
	<li>&nbsp;Drive innovative technology solutions that enhance business performance.</li>
	<li>Collaborate with senior management to align with business goals.</li>
</ul>

Systems Management

<ul>
	<li>Oversee the management and optimisation of the Bank&rsquo;s core banking systems and other enterprise applications.</li>
	<li>Ensure systems are secure, scalable, and &nbsp;compliant with regulatory requirements.</li>
	<li>Lead the adoption of new systems and technologies.</li>
</ul>

Software Development

<ul>
	<li>Oversee the entire software development life cycle.</li>
	<li>Promote best practices in software development, including agile methodologies, DevOps practices, and CI/CD.</li>
	<li>Ensure that development projects are delivered on time, within scope, and within budget.&nbsp;&nbsp;</li>
</ul>

Data Management

<ul>
	<li>Oversee the Bank&rsquo;s data management strategy, including data governance, data quality, data architecture, and data security.</li>
	<li>Ensure that data is accurate, accessible, and used effectively across the Bank.</li>
	<li>Collaborate with the analytics team to leverage data for business insights and decision-making.</li>
</ul>

Quality Assurance:

<ul>
	<li>Establish and enforce quality assurance processes to ensure the reliability and performance of the Bank&rsquo;s technology solutions.</li>
	<li>Lead the development and implementation of testing strategies, including automated and manual testing.</li>
	<li>Ensure deliverables meet the Bank&rsquo;s quality and regulatory &nbsp;standards.</li>
</ul>

Team Leadership and Development:

<ul>
	<li>Lead and mentor a team of IT professionals, including systems analysts, developers, data specialists, and QA engineers.</li>
	<li>Foster a culture of innovation, collaboration, and continuous improvement within the team.</li>
	<li>Develop and manage the budget for the Business Solutions unit.</li>
	<li>Identify skill gaps of team members and suggest appropriate training to enhance team&rsquo;s capabilities.</li>
</ul>

Stakeholder Engagement:

<ul>
	<li>Collaborate with internal stakeholders to understand business needs and translate them into technology solutions.</li>
	<li>Serve as the key point of contact for business units on technology-related matters.</li>
	<li>Ensure effective communication and coordination between IT and other departments.</li>
</ul>

Competencies &amp; Experience

The potential candidate should have a positive attitude, be well-organised, with a disposition to learn. The selected candidate has to be meticulous with a team-oriented approach to work. &nbsp;

You must:

<ul>
	<li>possess a Bachelor&#39;s Degree in Computer Science, Information Technology, or a related field. Master&rsquo;s degree is an asset;</li>
	<li>have at least 10+ years of experience in IT, with at least 5 years in a leadership role within a financial institution or similar environment;</li>
	<li>Have experience in managing enterprise systems, software development, data management, and quality assurance;</li>
	<li>Possess strong knowledge of banking systems, financial technologies, and regulatory requirements;</li>
	<li>Have excellent leadership, communication, and project management skills;</li>
	<li>Have experience with agile methodologies, DevOps practices, and modern software development frameworks.</li>
	<li>Possess strong analytical and problem solving abilities;</li>
	<li>Have ability to work collaboratively with cross-functional teams and senior management; and</li>
	<li>Have experience in strategic thinking, project management, decision making, stakeholder management and change management.</li>
</ul>

What we Offer

<ul>
	<li>Ongoing personal development;</li>
	<li>Preferential interest rates on home loans, personal loans and home value loans;</li>
	<li>Comprehensive support for academic advancement through fully subsidized staff study loans;</li>
	<li>Private clinic health insurance coverage, extendable to dependants;</li>
	<li>Life insurance and personal accident cover;</li>
	<li>Free ophthalmic examinations;</li>
	<li>Private counselling sessions in collaboration with Richmond Foundation;</li>
	<li>Additional half-day leave for birthday celebrations;</li>
	<li>Annual performance appraisals and salary reviews;</li>
	<li>&euro;250 annual wellness allowance;</li>
	<li>Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;</li>
	<li>Flexible work arrangements (role permitting); and</li>
	<li>Various corporate discounts.</li>
</ul>

BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Head of Business Solutions - Information Technology Unit

We are a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers.&nbsp;We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.

We are a team of inspired people who believe that opportunities start with a conversation.

&zwj;Duties &amp;&nbsp;Responsibilities

The Admin Officer &ndash; Screening Helpdesk (Customer Review Unit) will be responsible for conducting investigations on Name and Payment Screening and Automated Transaction hits.

&zwj;You will be responsible to:&nbsp;

<ul>
	<li>Analyse client transaction behaviour and correlate with the source of funds and source of wealth informaiton and documentation collected from the customer and other sources, furthermore if suspicious of ML/FT arise, then escalate and raise STR accordingly;</li>
	<li>Demonstrate team spirit by completing standard office tasks and other duties such as liaising with colleagues to ensure that the Bank&#39;s obligations are met whilst maintaining the highest standard of excellence in customer service;</li>
	<li>Ensure Sanctions Screening, KYC and PEP&rsquo;s are fully investigated in line with regulatory requirements and the Bank&rsquo;s policies and guidelines;</li>
	<li>Strictly follow procedures, actively contribute to process improvements and work closely with CRU Mangers to ensure the standards, workflows are respected and that potential risks are properly mitigated.</li>
	<li>Proactively conduct payment analysis of transactions to link unidentified transactions and accounts to known fraudulent activity by investigating suspicious alerts with proper analysis and follow up.</li>
	<li>Ensure that names with hits are investigated in a timely manner with the necessary escalations being undertaken to safeguard AML/CFT policies and procedures whilst risks are mitigated through proper documentation and rationale.</li>
	<li>Participate in regular meetings and investigate areas as necessary amongst the CRU or with other internal colleagues like FCC Office.&nbsp; Assist in business risk assessments, in line with the bank&#39;s Policies and Procedures, measuring the threats and vulnerabilities of the Bank&rsquo;s operations.&nbsp; Assist in the application of all relevant policies, procedures, processes for CRU relating to all areas of anti-money laundering (AML) and CDD.&nbsp;</li>
</ul>

&zwj;Competencies &amp; Experience

The potential candidate should be reliable and trustworthy, well-organised with a disposition to learn and have a team-oriented approach. The candidate should also demonstrate excellent written and verbal communication skills in both English and Maltese, with the ability to communicate effectively using a high level of business English.

&zwj;Skills:

You must have:

<ul>
	<li>Strong KYC and Customer Due Diligence knowledge;</li>
	<li>Internal and External Stakeholder management;</li>
	<li>Excellent verbal, formal written communication and social skills;</li>
	<li>Project management skills and be objective oriented;</li>
	<li>Strong Data Analytics and Data Management;</li>
	<li>Excellent planning, organisation and time management abilities;</li>
	<li>Ability to be flexible, manage priorities whilst remaining calm under pressure; &nbsp;&nbsp;</li>
	<li>A Positive &lsquo;can do&rsquo; attitude and an ability to take ownership of tasks through to completion;</li>
	<li>Drive and resilience;</li>
	<li>Ability to work collaboratively and independently when required;</li>
	<li>Ability to have difficult conversations;</li>
	<li>Conflict management resolutions skills;</li>
	<li>experience in being meticulous with attention to detail;</li>
	<li>Ability to prioritise; and</li>
	<li>a mindset to be objective oriented and commercially minded.</li>
</ul>

&zwj;Experience and knowledge

<ul>
	<li>Minimum 1 years&rsquo; experience within CDD/KYC/AML in Banking or Financial Services;</li>
	<li>Recognised Anti Money Laundering, Compliance or Financial Crime Qualification will be preferred;</li>
	<li>Degree in Banking and Finance, Financial Services or related area will be considered an asset;</li>
	<li>Proficiency in MS Excel; and</li>
	<li>Ability to analyse, interpret and execute procedures.</li>
</ul>

What we Offer

<ul>
	<li>Ongoing personal development;</li>
	<li>Preferential interest rates on home loans, personal loans and home value loans;</li>
	<li>Comprehensive support for academic advancement through fully subsidized staff study loans;</li>
	<li>Private clinic health insurance coverage, extendable to dependants;</li>
	<li>Life insurance and personal accident cover;</li>
	<li>Free ophthalmic examinations;</li>
	<li>Private counselling sessions in collaboration with Richmond Foundation;</li>
	<li>Additional half-day leave for birthday celebrations;</li>
	<li>Annual performance appraisals and salary reviews;</li>
	<li>&euro;250 annual wellness allowance;</li>
	<li>Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;</li>
	<li>Flexible work arrangements (role permitting); and</li>
	<li>Various corporate discounts.</li>
</ul>

BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

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