We are a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.
We are a team of inspired people who believe that opportunities start with a conversation.
‍Duties &amp; Responsibilities
You will be responsible for:
<ul>
<li>scanning and filing of various types of documents within the Credit Operations Unit;</li>
<li>assisting the Banking Operations Unit in the inward clearing process;</li>
<li>assisting in the vetting and due diligence processes related to account opening;</li>
<li>sorting, scanning and filing of various types of documents within the Legal Operations Unit such as garnishees, court mandates and deceased;</li>
<li>handling of the Housing Authority requests;</li>
<li>conducting various snap checks on the scanning process;</li>
<li>helping out in the account opening process by performing world checks on new customers as well as scanning;</li>
<li>inputting of payments on TPH;&nbsp;</li>
<li>inputting of valuation reports securing hypothecated properties on CMS (Collateral Management System);&nbsp;</li>
<li>signature scanning and filing of personal new clients, single forms, and companies;</li>
<li>assisting in sorting daily mail and processing undelivered mail; and</li>
<li>assisting and carrying out any ad hoc office duties as required from time to time.</li>
</ul>
Competencies and experience 
The potential candidate should be reliable and trustworthy team player with an aptitude for learning, able to work in a dynamic environment, meticulous and organised in your work.
You must:
<ul>
<li>have a level of education at Ordinary Level;&nbsp;</li>
<li>be proficient with MS Office Applications particularly in MS Excel;&nbsp;</li>
<li>have experience in a similar role, which will be considered as an asset; and</li>
<li>be flexible with a ‘can do’ attitude.</li>
</ul>
What we Offer 
<ul>
<li>Ongoing personal development;&nbsp;</li>
<li>Preferential interest rates on home loans, personal loans and home value loans;&nbsp;</li>
<li>Comprehensive support for academic advancement through fully subsidized staff study loans;&nbsp;</li>
<li>Private clinic health insurance coverage, extendable to dependants;&nbsp;</li>
<li>Life insurance and personal accident cover;&nbsp;</li>
<li>Free ophthalmic examinations;&nbsp;</li>
<li>Private counselling sessions in collaboration with Richmond Foundation;&nbsp;</li>
<li>Additional half-day leave for birthday celebrations;&nbsp;</li>
<li>Annual performance appraisals and salary reviews;&nbsp;</li>
<li>€250 annual wellness allowance;&nbsp;</li>
<li>Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;&nbsp;</li>
<li>Flexible work arrangements (role permitting); and&nbsp;</li>
<li>Various corporate discounts.&nbsp;</li>
</ul>
BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

We are a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of 270 employees, the Bank offers a...

Support Assistant - Operations Department

We are a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.
We are a team of inspired people who believe that opportunities start with a conversation.
‍Duties &amp; Responsibilities
The Senior Analyst – Screening Helpdesk Customer Review Unit will be responsible for conducting investigations on Name and Payment Screening and Automated Transaction hits. Reviewing the investigations of junior staff and issuing reporting data as requested for senior management.
The Senior Analyst will need to:
<ul>
<li>analyse client transaction behaviour and correlate with the source of funds and source of wealth information and documentation collected from the customer and other sources, furthermore if suspicious of ML/FT arise, then escalate and raise STR accordingly;&nbsp;</li>
<li>demonstrate team spirit by completing standard office tasks and other duties such as liaising with colleagues to ensure that the Bank's obligations are met whilst maintaining the highest standard of excellence in customer service;</li>
<li>ensure Sanctions Screening, KYC and PEP’s are fully investigated in line with regulatory requirements and the Bank’s policies and guidelines;</li>
<li>strictly follow procedures, actively contribute to process improvements and work closely with CRU Mangers to ensure the standards, workflows are respected and that potential risks are properly mitigated;</li>
<li>proactively conduct payment analysis of transactions to link unidentified transactions and accounts to known fraudulent activity by investigating suspicious alerts with proper analysis and follow up;</li>
<li>ensure that names with hits are investigated in a timely manner with the necessary escalations being undertaken to safeguard AML/CFT policies and procedures whilst risks are mitigated through proper documentation and rationale;</li>
<li>participate in regular meetings and investigate areas as necessary amongst the CRU or with other internal colleagues like FCC Office. Assist in business risk assessments, in line with the bank's Policies and Procedures, measuring the threats and vulnerabilities of the Bank’s operations. Assist in the application of all relevant policies, procedures, processes for CRU relating to all areas of anti-money laundering (AML) and CDD;</li>
<li>review investigations carried out by junior staff and provide constructive feedback to ensure quality of work is at the highest standards possible;</li>
<li>issue reporting data as requested by senior management; and</li>
<li>test new systems or system upgrades.</li>
</ul>
‍Competencies &amp; Experience
The potential candidate should be reliable and trustworthy, well-organised with a disposition to learn and have a team-oriented approach. The candidate should also demonstrate excellent written and verbal communication skills in both English and Maltese, with the ability to communicate effectively using a high level of business English.
You must have:
<ul>
<li>strong KYC and Customer Due Diligence knowledge;</li>
<li>internal and External Stakeholder management;</li>
<li>excellent verbal, formal written communication and social skills;</li>
<li>strong Data Analytics and Data Management;</li>
<li>excellent planning, organisation and time management abilities;</li>
<li>ability to be flexible, manage priorities whilst remaining calm under pressure;&nbsp;&nbsp;&nbsp;</li>
<li>a Positive ‘can do’ attitude and an ability to take ownership of tasks through to completion;</li>
<li>drive and resilience;</li>
<li>ability to work collaboratively and independently when required;</li>
<li>ability to have difficult conversations;</li>
<li>conflict management resolutions skills;</li>
<li>meticulous with attention to detail;</li>
<li>experience in being meticulous with attention to detail;</li>
<li>ability to prioritise; and</li>
<li>a mindset to be objective oriented and commercially minded.</li>
</ul>
‍Experience and knowledge
<ul>
<li>minimum 3 years experience within CDD/KYC/AML in Banking or Financial Services;</li>
<li>recognised Anti Money Laundering, Compliance or Financial Crime Qualification will be preferred;</li>
<li>diploma in Banking and Finance, Financial Services or related area will be considered an asset;</li>
<li>proficiency in MS Excel; and</li>
<li>ability to analyse, interpret and execute procedures.</li>
</ul>
What we Offer
<ul>
<li>Ongoing personal development;</li>
<li>Preferential interest rates on home loans, personal loans and home value loans;</li>
<li>Comprehensive support for academic advancement through fully subsidized staff study loans;</li>
<li>Private clinic health insurance coverage, extendable to dependants;</li>
<li>Life insurance and personal accident cover;</li>
<li>Free ophthalmic examinations;</li>
<li>Private counselling sessions in collaboration with Richmond Foundation;</li>
<li>Additional half-day leave for birthday celebrations;</li>
<li>Annual performance appraisals and salary reviews;</li>
<li>€250 annual wellness allowance;</li>
<li>Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;</li>
<li>Flexible work arrangements (role permitting); and</li>
<li>Various corporate discounts.</li>
</ul>
BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Senior Analyst - Screening Helpdesk (Customer Review Unit)

We're a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of over 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.&nbsp;
We're a team of inspired people who believe that opportunities start with a conversation.&nbsp;
Duties and responsibilities
Join our Credit Analysis Team as a Manager in SME and Corporate lending, where your expertise will support our mission of responsible and sustainable lending. Reporting to the Head of Unit, you’ll play a crucial role in evaluating creditworthiness, enabling business, and help build a strong lending portfolio.&nbsp;&nbsp;
You’ll collaborate closely with teams across the bank, including frontline staff, legal, and risk management, giving you exposure to wider aspects of the Bank’s operations and allowing you to make significant contribution to its success.
You will be responsible for:
<ul>
<li>evaluating and verifying business lending applications through thorough vetting of documentation and due diligence checks;</li>
<li>conducting in depth financial analysis to assess creditworthiness, including consolidated financial statements, business plans, cash flow projections and make recommendations on loan viability;</li>
<li>leveraging financial models and analysis techniques to identify and mitigate credit risks;</li>
<li>ensuring risks are aligned to the Bank’s policies, procedures and regulatory requirements;</li>
<li>building relationships with internal stakeholders, enhancing the quality and efficiency of credit applications.</li>
<li>presenting findings and recommendations in credit committee meetings, playing an active role in the decision-making process.</li>
</ul>
Competencies and experience
The potential candidate should be reliable and trustworthy, organised, willing to learn and a have team-oriented approach.
We’re committed to your growth. This role will enable you to expand your analytical skills, and gain exposure to complex lending structures and high-level decision-making. You will have the opportunity to grow your skills and prepare for advancement to senior management roles, supported by training and professional development resources.
You must:
<ul>
<li>have strong analytical and problem-solving skills, with understanding of financial analysis and ratio models;</li>
<li>possess a Bachelor’s degree in Finance, Accounting, Economics, Business Administration, or a related field;</li>
<li>have 6-8 years of experience in credit analysis or a related banking role, with a focus on business credit being preferred;</li>
<li>Be meticulous and attentive for details;</li>
<li>Be proficient in Microsoft Office Suite, particularly Excel and Word; and</li>
<li>Have excellent communication skills, both written and verbal, with the ability to present information clearly and concisely.</li>
</ul>
What we Offer
<ul>
<li>ongoing personal development;&nbsp;</li>
<li>preferential interest rates on home loans, personal loans and home value loans;&nbsp;</li>
<li>comprehensive support for academic advancement through fully subsidized staff study loans;&nbsp;</li>
<li>private clinic health insurance coverage, extendable to dependants;&nbsp;</li>
<li>life insurance and personal accident cover;&nbsp;</li>
<li>free ophthalmic examinations;&nbsp;</li>
<li>private counselling sessions in collaboration with Richmond Foundation;&nbsp;</li>
<li>additional half-day leave for birthday celebrations;&nbsp;</li>
<li>annual performance appraisals and salary reviews;&nbsp;</li>
<li>€250 annual wellness allowance;&nbsp;</li>
<li>complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;&nbsp;</li>
<li>flexible work arrangements (role permitting); and&nbsp;</li>
<li>various corporate discounts.&nbsp;</li>
</ul>
BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

We're a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of over 270 employees, the Bank offers a...

SME & Corporate Lending Manager - Credit Analysis Department

We're a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of over 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.&nbsp;
We're a team of inspired people who believe that opportunities start with a conversation.&nbsp;
Duties and responsibilities
Join our Credit Analysis Team as a Manager in Retail and Micro Business Lending, where your expertise will support our mission of responsible and sustainable lending. Reporting to the Head of Unit, you’ll play a crucial role in evaluating creditworthiness, enabling business, and help build a strong lending portfolio.&nbsp;&nbsp;
You’ll collaborate closely with teams across the bank, including frontline staff, legal, and risk management, giving you exposure to wider aspects of the Bank’s operations and allowing you to make significant contribution to its success.
You will be responsible for:
<ul>
<li>evaluating and verifying lending applications through thorough vetting of documentation, due diligence checks and compliance with product terms and conditions;</li>
<li>conducting in depth analysis to assess creditworthiness, including verification of applicant income, debt servicing eligibility, and make recommendations on loan viability;</li>
<li>leveraging financial models and analysis techniques to identify and mitigate credit risks;</li>
<li>ensuring risks are aligned to the Bank’s policies, procedures and regulatory requirements;</li>
<li>building relationships with internal stakeholders, enhancing the quality and efficiency of credit applications; and</li>
<li>presenting findings and recommendations in credit committee meetings, playing an active role in the decision-making process.</li>
</ul>
Competencies and experience
The potential candidate should be reliable and trustworthy, organised, willing to learn and a have team-oriented approach.
We’re committed to your growth. This role will enable you to expand your analytical skills, gain exposure to high-level decision-making, and prepare for advancement to senior management roles, supported by training and professional development resources.
You must:
<ul>
<li>have strong analytical and problem-solving skills;</li>
<li>possess a Bachelor’s degree in Finance, Accounting, Economics, Business Administration, or a related field;</li>
<li>have 6-8 years of experience in credit analysis or a related banking role, with a focus on retail and small business lending;</li>
<li>be meticulous and attentive for details;</li>
<li>be proficient in Microsoft Office Suite, particularly Excel and Word; and</li>
<li>have excellent communication skills, both written and verbal, with the ability to present information clearly and concisely.</li>
</ul>
What we Offer
<ul>
<li>ongoing personal development;&nbsp;</li>
<li>preferential interest rates on home loans, personal loans and home value loans;&nbsp;</li>
<li>comprehensive support for academic advancement through fully subsidized staff study loans;&nbsp;</li>
<li>private clinic health insurance coverage, extendable to dependants;&nbsp;</li>
<li>life insurance and personal accident cover;&nbsp;</li>
<li>free ophthalmic examinations;&nbsp;</li>
<li>private counselling sessions in collaboration with Richmond Foundation;&nbsp;</li>
<li>additional half-day leave for birthday celebrations;&nbsp;</li>
<li>annual performance appraisals and salary reviews;&nbsp;</li>
<li>€250 annual wellness allowance;&nbsp;</li>
<li>complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;&nbsp;</li>
<li>flexible work arrangements (role permitting); and&nbsp;</li>
<li>various corporate discounts.&nbsp;</li>
</ul>
BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Retail & Micro Business Lending Manager - Credit Analysis Department

We're a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of over 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.&nbsp;
We're a team of inspired people who believe that opportunities start with a conversation.&nbsp;
Duties and responsibilities 
You will be responsible for:
<ul>
<li>processing and issuing of credit agreements, letters of waiver and cancellation within the stipulated timeframes, ensuring accuracy and quality;</li>
<li>ensuring that the Bank’s hypothecary rights are duly registered;</li>
<li>where required, to represent the Bank on public deeds;</li>
<li>liaising with internal and external stakeholders, including vetting lawyers and notaries; and</li>
<li>setting of appointments, processing of invoices and other duties which may be assigned by the Head of Unit in the interest of the smooth running of the Unit and the Department.</li>
</ul>
Competencies and experience 
The potential candidate should be reliable and trustworthy, well-organised with a disposition to learn and have a team-oriented approach.
You must:
<ul>
<li>have an MQF Level 5 qualification or previous work experience in a credit institution or notarial office;</li>
<li>be able to work both as part of a team and independently;</li>
<li>demonstrate excellent written and verbal communication skills in both English and Maltese;</li>
<li>be organised, be able to prioritise, and work under pressure; and</li>
<li>possess good Microsoft Office application skills, mainly Excel and Word.</li>
</ul>
What we Offer 
<ul>
<li>ongoing personal development;&nbsp;</li>
<li>preferential interest rates on home loans, personal loans and home value loans;&nbsp;</li>
<li>comprehensive support for academic advancement through fully subsidized staff study loans;&nbsp;</li>
<li>private clinic health insurance coverage, extendable to dependants;&nbsp;</li>
<li>life insurance and personal accident cover;&nbsp;</li>
<li>free ophthalmic examinations;&nbsp;</li>
<li>private counselling sessions in collaboration with Richmond Foundation;&nbsp;</li>
<li>additional half-day leave for birthday celebrations;&nbsp;</li>
<li>annual performance appraisals and salary reviews;&nbsp;</li>
<li>€250 annual wellness allowance;&nbsp;</li>
<li>complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;&nbsp;</li>
<li>flexible work arrangements (role permitting); and&nbsp;</li>
<li>various corporate discounts.&nbsp;</li>
</ul>
BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Contracts Vetting Unit Officer - Legal Department

We're a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of over 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.&nbsp;
We're a team of inspired people who believe that opportunities start with a conversation.&nbsp;
<h3>Duties and responsibilities&nbsp;</h3>
You will be responsible for: 
<ul>
<li>answering customers' queries and provide a high level of customer service via the Bank's communication channels, whilst making best efforts to resolve queries on first contact;</li>
<li>affecting outbound calls as required and within stipulated deadlines;</li>
<li>handling inbound customer calls and written requests, noting any follow-ups and call-backs in a timely and appropriate manner, whilst keeping the number of lost calls to an absolute minimum;</li>
<li>handling outbound calls, assisting and guiding customers to use the Bank's services and promoting use of the Bank's digital channels;</li>
<li>assisting customers by answering their queries whilst adhering to Bank procedures and all other relevant regulatory requirements at all times;</li>
<li>tending to Customer Care Centre inboxes and Internet Banking Messages in a timely manner, including chasings and follow ups;</li>
<li>tending to Bank’s required surveys as assigned and within set deadlines;</li>
<li>achieving the set performance objectives through effective use of resources;</li>
<li>assisting and liaising with other Units/Departments as required;</li>
<li>continuously striving to improve the quality of service whilst presenting possible solutions according to customer's needs;</li>
<li>promoting the Bank's products and services according to customers' needs and effectively referring leads to other units within the Bank;</li>
<li>handling customer's feedback and suggestions in a professional and effective manner;</li>
<li>performing other related assignments/projects as requested by Management from time to time; and</li>
<li>being able to work independently, collaborating within a team, and displaying time flexibility towards shifts as per work exigencies.</li>
</ul>
<h3>Competencies and experience&nbsp;</h3>
The potential candidate should be reliable and trustworthy, well-organised with a disposition to learn and have a team-oriented approach.&nbsp;
You must: 
<ul>
<li>have knowledge of banking fundamentals;</li>
<li>ideally have previous experience of working in a Call Centre environment which is considered as an asset;</li>
<li>be proficient with MS Office applications;&nbsp;</li>
<li>be meticulous and work under pressure;&nbsp;</li>
<li>be committed to self-development;&nbsp;</li>
<li>have strong verbal and written communication skills;</li>
<li>be fluent in Maltese and English. Fluency in Italian is considered as an asset;</li>
<li>exercise integrity and professionalism at all times;</li>
<li>possess at least O level qualifications or Diploma in Business Studies or relevant banking qualification; and</li>
<li>have previous experience of working in a Call Centre environment, which will be considered as an asset.</li>
</ul>
<h3>What we Offer&nbsp;&nbsp;</h3>
<ul>
<li>Ongoing personal development;&nbsp;</li>
<li>Preferential interest rates on home loans, personal loans and home value loans;&nbsp;</li>
<li>Comprehensive support for academic advancement through fully subsidized staff study loans;&nbsp;</li>
<li>Private clinic health insurance coverage, extendable to dependants;&nbsp;</li>
<li>Life insurance and personal accident cover;&nbsp;</li>
<li>Free ophthalmic examinations;&nbsp;</li>
<li>Private counselling sessions in collaboration with Richmond Foundation;&nbsp;</li>
<li>Additional half-day leave for birthday celebrations;&nbsp;</li>
<li>Annual performance appraisals and salary reviews;&nbsp;</li>
<li>€250 annual wellness allowance;&nbsp;</li>
<li>Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;&nbsp;</li>
<li>Flexible work arrangements (role permitting); and&nbsp;</li>
<li>Various corporate discounts.&nbsp;</li>
</ul>
BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Customer Care Agent - Customer Care Centre

We&#39;re a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers.&nbsp;We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.

We&#39;re a team of inspired people who believe that opportunities start with a conversation.

Duties and responsibilities

&nbsp;You will be responsible for:

<ul>
	<li>assisting the Senior/Branch Manager in the overall management of the branch in a professional and efficient manner;</li>
	<li>providing excellent customer service as per Bank&#39;s overall standard;</li>
	<li>achieving and exceeding set targets by proactively planning and organising business related initiatives and activities to attain performance objectives and to increase business volume and profitability;</li>
	<li>managing a portfolio of customers whilst pursuing opportunities for growth from current and prospective clients;</li>
	<li>contributing to the development of team members to their full potential through training, mentoring and support;</li>
	<li>ensuring operational soundness, strict adherence to compliance regulations and established rules and procedures; and</li>
	<li>constantly liaising with Senior/Branch Manager in solving complex problems and to plan and organise his/her own activities and of the employees under his/her supervision.</li>
</ul>

Competencies and experience

The potential candidate should be reliable and trustworthy, well-organised with a disposition to learn and have a team-oriented approach.

You must:

<ul>
	<li>demonstrate excellent people management skills;</li>
	<li>have knowledge of banking Accounting and fundamentals;</li>
	<li>be proficient with MS Office applications;</li>
	<li>provide excellent customer service levels;</li>
	<li>demonstrate excellent written and verbal communication skills in both English and Maltese, with the ability to communicate effectively using a high level of business English;</li>
	<li>be solutions driven;</li>
	<li>ideally have 2 years&#39; experience as a commercial supervisor or minimum of 5 years banking, ideally having experience at 2 or more branches; and</li>
	<li>ideally have a degree either in Banking and Finance, Business Management, Economics or in a related field.&nbsp;</li>
</ul>

What we Offer

<ul>
	<li>Ongoing personal development;</li>
	<li>Preferential interest rates on home loans, personal loans and home value loans;</li>
	<li>Comprehensive support for academic advancement through fully subsidized staff study loans;</li>
	<li>Private clinic health insurance coverage, extendable to dependants;</li>
	<li>Life insurance and personal accident cover;</li>
	<li>Free ophthalmic examinations;</li>
	<li>Private counselling sessions in collaboration with Richmond Foundation;</li>
	<li>Additional half-day leave for birthday celebrations;</li>
	<li>Annual performance appraisals and salary reviews;</li>
	<li>&euro;250 annual wellness allowance;</li>
	<li>Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;</li>
	<li>Flexible work arrangements (role permitting); and</li>
	<li>Various corporate discounts.</li>
</ul>

BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

We&#39;re a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of 270 employees, the Bank offers a...

Assistant Branch Manager - Retail Banking Unit

We&rsquo;re a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of over 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.

&zwj;We&rsquo;re a team of inspired people who believe that opportunities start with a conversation.

Duties &amp;&nbsp;Responsibilities

You will be responsible to:

<ul>
	<li>Implement ETLs using SSIS, and database stored procedures using SQL Server;</li>
	<li>Generate XML/CSV files for system data exports;</li>
	<li>Develop and maintain SSRS and Power BI reports for business users;</li>
	<li>Ensure data quality, integrity, and security; and</li>
	<li>Document business processes, designing, building, testing, and maintaining data flows using Microsoft technologies.</li>
</ul>

Competencies and experience

The potential candidate should be reliable and trustworthy, well-organised with a disposition to learn and have a team-oriented approach.

You must:

<ul>
	<li>have a minimum of a Bachelor&rsquo;s degree in IT;</li>
	<li>Have a minimum of 3 to 5 years&#39; experience in data development using Microsoft technologies preferably in the financial sector;</li>
	<li>Have hands on experience in using SQL Server data tools and sound knowledge in SQL;</li>
	<li>Have experience in implementing Microsoft SSIS ETL package solutions;</li>
	<li>Have experience in implementing SSRS reports;</li>
	<li>Have experience in implementing .NET and web applications will be considered an asset;</li>
	<li>Have experience in building power BI reports will be considered an asset;</li>
	<li>Having experience in Azure, particularly with a focus on migrating from on-premises environments to Azure, will be considered an asset; and</li>
	<li>Demonstrate good written and verbal communication skills.</li>
</ul>

What we Offer

<ul>
	<li>Ongoing personal development;</li>
	<li>Preferential interest rates on home loans, personal loans and home value loans;</li>
	<li>Comprehensive support for academic advancement through fully subsidized staff study loans;</li>
	<li>Private clinic health insurance coverage, extendable to dependants;</li>
	<li>Life insurance and personal accident cover;</li>
	<li>Free ophthalmic examinations;</li>
	<li>Private counselling sessions in collaboration with Richmond Foundation;</li>
	<li>Additional half-day leave for birthday celebrations;</li>
	<li>Annual performance appraisals and salary reviews;</li>
	<li>&euro;250 annual wellness allowance;</li>
	<li>Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;</li>
	<li>Flexible work arrangements (role permitting); and</li>
	<li>Various corporate discounts.</li>
</ul>

BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

We&rsquo;re a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of over 270 employees, the Bank...

Business Intelligence / Data Developer - Information Technology Unit

We are a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.&nbsp;
We are a team of inspired people who believe that opportunities start with a conversation.&nbsp;
‍Duties &amp; Responsibilities
You will be responsible to:
<ul>
<li>Co-ordinate and oversee the day-to-day execution of projects related to the Customer Due Diligence (CDD), Customer Risk Assessment, Corresponding Bank queries and oversight on the same corresponding banks within the FCC Department;&nbsp;</li>
<li>Work closely with the UK MLRO in relation to policies and procedures focused on CDD, CRA and queries from the regulator;</li>
<li>Provide advice on peps as part of the customer onboarding and ongoing monitoring;</li>
<li>Work with the other team members to ensure the execution of the Bank’s AML/CFT &amp; Sanctions Oversight program and yearly monitoring plan;</li>
<li>Work with the Head of Department and other members within FCC and other units to carry out the annual ML/TF Business Risk Assessment, the Risk Evaluation Questionnaire and follow up on any action points and open findings identified as part of the assessment;</li>
<li>Oversee, test and maintain the customer risk assessment methodology adopted by the Bank, including working closely with the Head of Department and the oversight function to assess the validity of the methodology and recommend changes and updates as necessary, including the maintenance and implementation of the tool;</li>
<li>Review and provide the no objection and feedback from an FCC perspective, on customer profiles at customer onboarding and review stage for certain categories of high-risk customers;</li>
<li>Oversee and assist the Bank in maintaining the corresponding Bank relations;</li>
<li>Identify training needs and provide training to employees in relation to the Bank’s AML/CFT obligations;&nbsp;</li>
<li>Work together with the Head of FCC and other members of the Department in maintaining and work on the continuous improvement of policies, procedures and working instructions pertinent to Bank’s AML/CFT obligations and assisting the Head of FCC ensuring that the Bank can meet its AML/CFT legal and regulatory expectations;</li>
<li>Maintain good current awareness of AML/CFT related regulatory changes and provide advice to ensure compliance;&nbsp;</li>
<li>Produce robust and meaningful management information and reports; and</li>
<li>Lead/Collaborate with other team members within the FCC Department on ad hoc projects which may be assigned by the Head of Department from time to time.</li>
</ul>
Competencies and experience
The potential candidate should be reliable and trustworthy, well-organised with a disposition to learn and have a team-oriented approach. The candidate should demonstrate excellent written and verbal communication skills in both English and Maltese, with the ability to communicate effectively using a high level of business English.
You must have:
<ul>
<li>An MQF Level 5 or higher qualification in financial crime compliance or finance or related subject or an ICA/ACAMs qualification pertinent to AML/CFT;</li>
<li>At least 3 years of professional experience in areas related to financial crime compliance;</li>
<li>Excellent knowledge and experience in AML/CFT regulations, compliance competencies, best practices and activities;</li>
<li>Excellent attention to detail;&nbsp;</li>
<li>Knowledge of standard computer tools and full proficiency in internet searches;&nbsp;</li>
<li>Strong interpersonal skills, able to interact with people at all levels, assertive and able to influence; ability to convince others rather than resort to enforcement measures, leading by example;&nbsp;</li>
<li>Good communication and writing skills; and</li>
<li>Strong ability to multi-task, prioritise workloads and work effectively in a team and also good management skills.</li>
</ul>
What we Offer
<ul>
<li>Ongoing personal development;</li>
<li>Preferential interest rates on home loans, personal loans and home value loans;</li>
<li>Comprehensive support for academic advancement through fully subsidized staff study loans;</li>
<li>Private clinic health insurance coverage, extendable to dependants;</li>
<li>Life insurance and personal accident cover;</li>
<li>Free ophthalmic examinations;</li>
<li>Private counselling sessions in collaboration with Richmond Foundation;</li>
<li>Additional half-day leave for birthday celebrations;</li>
<li>Annual performance appraisals and salary reviews;</li>
<li>€250 annual wellness allowance;</li>
<li>Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;</li>
<li>Flexible work arrangements (role permitting); and</li>
<li>Various corporate discounts.</li>
</ul>
BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Assistant Manager - Financial Crime & Compliance Department

We are a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.&nbsp;
We are a team of inspired people who believe that opportunities start with a conversation.&nbsp;
‍Duties &amp; Responsibilities:
The person in this position will be responsible to manage and oversee the day-to-day execution of projects related to Oversight Function within the FCC Department.
You will be responsible to:
<ul>
<li>Lead the oversight of AML/CFT operations for the UK branch, working closely with the UK MLRO</li>
<li>Ensure the successful execution of the Bank's AML/CFT &amp; Sanctions Oversight programme and yearly monitoring plan</li>
<li>Collaborate with the Head of FCC to develop and refine AML/CFT risk management strategies, ensuring proactive mitigation of emerging threats</li>
<li>Work with the Head of Department and other members within FCC and other units to carry out the annual ML/TF Business Risk Assessment and follow up on any action points and open findings identified as part of the assessment</li>
<li>Oversee the carrying out and updating of the Jurisdictional Risk Assessment, including working closely with the Head of Department to assess the validity of the methodology and recommend changes and updates as necessary</li>
<li>Oversee, test and maintain the customer risk assessment methodology adopted by the Bank, including working closely with the Head of Department to assess the validity of the methodology and recommend changes and updates as necessary</li>
<li>Assist in the preparation of the Risk Evaluation Questionnaire</li>
<li>Facilitate employee training and development on AML/CFT obligations, helping to build a strong culture of compliance</li>
<li>Work together with the Head of FCC and other members of the Department in maintaining and work on the continuous improvement of policies, procedures and working instructions pertinent to Bank's AML/CFT obligations and assisting the Head of FCC ensuring that the Bank can meet its AML/CFT legal and regulatory expectations</li>
<li>Maintain good current awareness of AML/CFT related regulatory changes and provide advice to ensure compliance</li>
<li>Produce robust and meaningful management information and reports; and</li>
<li>Lead/Collaborate with other team members within the FCC Department on ad hoc projects which may be assigned by the Head of Department from time to time.</li>
</ul>
Competencies and experience:
The potential candidate should be reliable and trustworthy, well-organised with a disposition to learn and have a team-oriented approach. The candidate should demonstrate excellent written and verbal communication skills in both English and Maltese, with the ability to communicate effectively using a high level of business English.
You must have:
<ul>
<li>have over 5 years of professional experience in areas related to financial crime compliance;</li>
<li>hold at least an MQF Level 5 or higher qualification in financial crime compliance or finance or related subject or an ICA/ACAMs qualification pertinent to AML/CFT;</li>
<li>Excellent knowledge and experience in AML/CFT regulations, compliance competencies, best practices and activities;</li>
<li>Experience in carrying out an oversight function, including the carrying out of reviews and inspections;</li>
<li>Excellent attention to detail;</li>
<li>Knowledge of standard computer tools and full proficiency in internet searches; knowledge of compliance-related computer tools;</li>
<li>Strong interpersonal skills, able to interact with people at all levels, assertive and able to influence; ability to convince others rather than resort to enforcement measures, leading by example;</li>
<li>Good communication and writing skills; and</li>
<li>Strong ability to multi-task, prioritise workloads and work effectively in a team and also good management skills.</li>
</ul>
What we Offer
<ul>
<li>Ongoing personal development;</li>
<li>Preferential interest rates on home loans, personal loans and home value loans;</li>
<li>Comprehensive support for academic advancement through fully subsidized staff study loans;</li>
<li>Private clinic health insurance coverage, extendable to dependants;</li>
<li>Life insurance and personal accident cover;</li>
<li>Free ophthalmic examinations;</li>
<li>Private counselling sessions in collaboration with Richmond Foundation;</li>
<li>Additional half-day leave for birthday celebrations;</li>
<li>Annual performance appraisals and salary reviews;</li>
<li>€250 annual wellness allowance;</li>
<li>Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;</li>
<li>Flexible work arrangements (role permitting); and</li>
<li>Various corporate discounts.</li>
</ul>
BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

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